$1,100,000

214 S Cove Ln Panama City, FL 32401

Estimated payment $6,560/month

Total Views 1,953
3 Beds
3 Baths
2,545 Sq Ft
$432 Price per Sq Ft

Highlights

  • Property fronts a bayou
  • Mud Room
  • Covered patio or porch
  • Mediterranean Architecture
  • No HOA
  • Skylights

About This Home

Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City--charming local restaurants, shops, parks, and top-rated schools--all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home--it's a lifestyle.

Listing Agent

Mary Sowell

Keller Williams Success Realty License #3171556 Listed on: 07/03/2025

Keller Williams Success Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,673

Year Built

  • Built in 1951

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 100 x 150
  • Property fronts a bayou

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,545 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace
  • Mud Room
  • Living Room
  • Dining Room
  • Bayou Views
  • Home Security System

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Additional Features

  • Covered patio or porch
  • Flood Insurance May Be Required

Community Details

  • No Home Owners Association
  • Cove Terrace Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,673

Year Built

Built in 1951

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1951
  • Property Sub Type: Detached
  • Lot Size Acres: 0.34
  • Lot Size: 100 x 150
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Cove Terrace
  • Architectural Style: Mediterranean
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Interior Amenities: Bookcases, Fireplace, Recessed Lighting, Skylights, Mud Room
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Living Area: 2545.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Mud Room, Patio
  • Stories: 1
  • Window Features: Skylight(s)

Exterior Features

  • Pool Features: None
  • Fencing: Partial
  • View: Bayou
  • Waterfront Features: Bayou, Dock Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Flood Insurance Required
  • Construction Type: Stucco
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Available, Underground Utilities
  • Security Features: Security System
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed, Curbs, Gutter(s)
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Waterfront
  • Lot Size Sq Ft: 14985.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 5673.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,886 $391,855 -- --
2023 $5,886 $380,442 $0 $0
2022 $5,496 $369,361 $0 $0
2021 $5,361 $358,603 $0 $0
2020 $5,383 $353,652 $193,050 $160,602
2019 $5,337 $370,993 $193,050 $177,943
2018 $5,038 $372,639 $0 $0
2017 $4,913 $367,275 $0 $0
2016 $5,565 $362,882 $0 $0
2015 $6,064 $384,528 $0 $0
2014 $2,613 $206,583 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 For Sale $1,100,000 -- $432 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed $450,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $70,000 Balloon
Open $404,500 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 775829

Central Panhandle Association of REALTORS®

APN: 21715-000-000