
214 S Cove Ln Panama City, FL 32401
Estimated payment $6,560/month
Highlights
- Property fronts a bayou
- Mud Room
- Covered patio or porch
- Mediterranean Architecture
- No HOA
- Skylights
About This Home
Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City--charming local restaurants, shops, parks, and top-rated schools--all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home--it's a lifestyle.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,673
Year Built
- Built in 1951
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 100 x 150
- Property fronts a bayou
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Mediterranean Architecture
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 2,545 Sq Ft Home
- 1-Story Property
- Bookcases
- Ceiling Fan
- Skylights
- Recessed Lighting
- Fireplace
- Mud Room
- Living Room
- Dining Room
- Bayou Views
- Home Security System
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Cable TV Available
Additional Features
- Covered patio or porch
- Flood Insurance May Be Required
Community Details
- No Home Owners Association
- Cove Terrace Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,886 | $391,855 | -- | -- |
2023 | $5,886 | $380,442 | $0 | $0 |
2022 | $5,496 | $369,361 | $0 | $0 |
2021 | $5,361 | $358,603 | $0 | $0 |
2020 | $5,383 | $353,652 | $193,050 | $160,602 |
2019 | $5,337 | $370,993 | $193,050 | $177,943 |
2018 | $5,038 | $372,639 | $0 | $0 |
2017 | $4,913 | $367,275 | $0 | $0 |
2016 | $5,565 | $362,882 | $0 | $0 |
2015 | $6,064 | $384,528 | $0 | $0 |
2014 | $2,613 | $206,583 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/03/2025 07/03/25 | For Sale | $1,100,000 | -- | $432 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Personal Reps Deed | $450,000 | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $70,000 | Balloon | |
Open | $404,500 | New Conventional |
Similar Homes in Panama City, FL
Source: Central Panhandle Association of REALTORS®
MLS Number: 775829

APN: 21715-000-000
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