$375,000
SOLD MAR 5, 2025

22 Ash St Ludlow, KY 41016

3 Beds
2.5 Baths
2,613 Sq Ft
4,550 Sq Ft Lot

Recently Sold

$144 Per Sq Ft

6% Below List Price

9 Days on Market

Highlights

  • Open Floorplan
  • Traditional Architecture
  • 2 Fireplaces
  • Deck
  • Wood Flooring
  • High Ceiling

About This Home

As of March 2025

This stunning 3-bedroom, 2.5-bath custom-renovated home is designed with high-end finishes and modern elegance. The open floor plan features engineered hardwood flooring, 10' ceilings, and a chef's kitchen with all-wood, soft-close cabinets, granite countertops, and an island seating four. The living area boasts two electric fireplaces with custom mantles and shiplap walls, perfect for entertaining. Upstairs, the second floor impresses with soaring 14' ceilings, a custom metal handrail, and two spacious bedrooms sharing a guest bath with a tiled tub surround and a convenient stackable laundry hookup. The primary suite includes a walk-in closet and a spa-like en-suite with a walk-in shower, dual showerheads, and a double vanity. A versatile loft offers space for storage or recreation. Enjoy river views from the new 20x20 deck. Updates include all-new windows, doors, HVAC, plumbing, and electrical, all fully permitted. The shared driveway includes parking for smaller vehicles or a motorcycle under the deck. Conveniently located near Ludlow schools, parks, shops, and minutes from downtown Cincinnati. Schedule your showing today!

Last Agent to Sell the Property

Matt Brock

Resource Realty Partners License #223022 Listed on: 01/22/2025

Last Buyer's Agent

Bob Hahn

RE/MAX Victory + Affiliates License #197161

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,820

Lot Details

  • 4,550 Sq Ft Lot
  • Lot Dimensions are 25x182

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Membrane Roofing

Interior Spaces

  • 2,613 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Electric Fireplace
  • Vinyl Clad Windows
  • Double Hung Windows
  • Pocket Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storage
  • Storage In Attic
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on upper level
  • Washer and Electric Dryer Hookup

Parking

  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Deck

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-11-02-017.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,820

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Lot Size: 25x182
  • Directions: Rt 8, R Carneal, R Ash
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 25x182
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1045
  • General Property Description:Living Area: 2613.0
  • General Property Description:Lot Size Square Feet: 4550.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 040-11-02-017.00
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 2
  • Foundation:Stone3: Yes
  • Roof:Membrane: Yes
  • Electric 200 Amp Service: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Kitchen Island, Walk-In Closet(s), Storage, Open Floorplan, Granite Counters, Eat-in Kitchen, Double Vanity, Attic Storage, Ceiling Fan(s), High Ceilings
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Dishwasher
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2613.0
  • Window Features: Double Hung, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Basement:Unfinished2: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Interior Features:Attic Storage: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Fireplace Features:Electric: Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Roof: Membrane
  • Construction Type: Brick
  • Foundation Details: Stone
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Window Features:Double Hung: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 4550.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Apr 28, 2025
Sold by
Grant Gayle L and Noble Angela M
Bought by
Nky Places
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Bob Hahn
RE/MAX Victory + Affiliates
List Price
$399,900
Sold Price
$375,000
Premium/Discount to List
-$24,900
-6.23%
Views
643
Current Estimated Value
$382,520

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,520
Avg. Annual Appreciation
6.40%
Original Mortgage
$262,500
Interest Rate
6.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2023
Sold by
Kenton Circuit Court
Bought by
Wildfire Funds Llc and Spence

Purchase Details

Closed on
Apr 19, 2022
Sold by
Ws Opportunities Llc
Bought by
Resource Realty Group Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,346
Interest Rate
3.85%
Mortgage Type
Construction

Purchase Details

Closed on
Mar 22, 2022
Sold by
Gary Fitzwater
Bought by
Ws Opportunities Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,346
Interest Rate
3.85%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 7, 2022
Sold by
Spence Gretchen L
Bought by
Fitzwter Gary

Purchase Details

Closed on
Jul 27, 2021
Sold by
Circuit Court
Bought by
Dudley Group Llc

Purchase Details

Closed on
Jun 7, 2007
Sold by
Fitzwater Gary
Bought by
Fitzwater Gary and Spence Gretchen L

Purchase Details

Closed on
Sep 28, 2004
Sold by
Huntington Mortgage Co
Bought by
Fitzwater Gary

Purchase Details

Closed on
Jun 14, 2004
Sold by
Fabre Robert J
Bought by
Huntington Mortgage Co

Purchase Details

Closed on
May 18, 1995
Sold by
Meyer Shawn M
Bought by
Warfield Warfield C and Warfield Fabre

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,550
Interest Rate
8.38%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $1,931 None Listed On Document
Warranty Deed $70,000 360 American Title
Warranty Deed $40,000 None Listed On Document
Quit Claim Deed $21,500 William Douglas S
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $1,043 None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $48,000 Lawyers Title Cincinnati Inc
Commissioners Deed $50,000 --
Deed $53,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $262,500 New Conventional
Previous Owner $243,346 Construction
Previous Owner $42,550 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/05/2025 03/05/25 Sold $375,000 -6.2% $144 / Sq Ft
01/31/2025 01/31/25 Pending -- -- --
01/22/2025 01/22/25 For Sale $399,900 -- $153 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,820 $140,000 $10,000 $130,000
2023 $901 $70,000 $10,000 $60,000
2022 $1,200 $90,000 $10,000 $80,000
2021 $674 $43,000 $8,000 $35,000
2020 $671 $43,000 $8,000 $35,000
2019 $668 $43,000 $8,000 $35,000
2018 $664 $43,000 $8,000 $35,000
2017 $277 $15,000 $8,000 $7,000
2015 $255 $15,000 $8,000 $7,000
2014 $247 $15,000 $8,000 $7,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 629367

Northern Kentucky Multiple Listing Service

APN: 040-11-02-017.00