$200,000
SOLD JUN 13, 2018

22 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood
3 Beds
3 Baths
1,400 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$143 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • Water Views
  • Traditional Architecture
  • Attached Garage
  • Churchill Elementary School Rated A-
  • Stainless Steel Appliances
  • Breakfast Bar

About This Home

As of June 2018

Immaculate three bedroom, two and half bathroom home situated with frontal water view of lake. Numerous interior updates including pergo flooring, six panel doors, stainless steel kitchen appliances, granite countertops with back splash in kitchen, granite countertops in bathrooms and freshly painted rooms. Finished basement adds to the endless possibilities for living desires. Home features back entrance to attached two car garage and cute patio area for relaxation and entertaining. Great location and conveniently located to nearby shopping and restaurants.

Last Agent to Sell the Property

Rick Beeler

Spring Realty License #475129008 Listed on: 04/29/2018

Last Buyer's Agent

Cesar Estrada

Worth Clark Realty License #475167263

Worth Clark Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,924

Year Built

  • 2002

HOA Fees

  • $52 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Oven or Range
  • <<microwave>>
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Water Views
  • Laminate Flooring
  • Primary Bathroom is a Full Bathroom
  • Basement Fills Entire Space Under The House
  • Patio

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,924

Year Built

2002

Lot Details

0

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2002
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2002

Interior Features

  • Interior Property Features: Wood Laminate Floors, 2nd Floor Laundry
  • Number Of Rooms: 6
  • Living Room: Dimensions: 21X13, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, TV-Cable, CO Detectors, Ceiling Fan, Sump Pump
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X5, On Level: 2nd Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: COMBO, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Dimensions: 16X12, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X13, On Level: 2nd Level, Flooring: Wood Laminate, Windows: Curtains/Drapes
  • Bedroom 2: Dimensions: 12X13, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1400
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Lawn Care, Snow Removal
  • Assessment Association Fees: 52
  • Management Contact Name: Staff
  • Management Phone: 815-609-2330

Fee Information

  • Management Company: Nemanich

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 41 X 95
  • Lot Description: Water View
  • Parcel Identification Number: 0302451010

Tax Info

  • Taxes: 4541.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2018
Closed on
Jun 13, 2018
Sold by
Mcgarry Michael B
Bought by
Hernandez Julian and Hernandez Irma
Seller's Agent
Rick Beeler
Spring Realty
Buyer's Agent
Cesar Estrada
Worth Clark Realty
List Price
$205,000
Sold Price
$200,000
Premium/Discount to List
-$5,000
-2.44%
Current Estimated Value
$306,178

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,178
Avg. Annual Appreciation
6.18%
Original Mortgage
$196,377
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 21, 2016
Closed on
Mar 31, 2016
Sold by
Burda Robert W and Burda Karen A
Bought by
Mcgarry Michael B
Seller's Agent
Steve Johnstone
Keller Williams Infinity
Buyer's Agent
Rick Beeler
Spring Realty
List Price
$172,500
Sold Price
$168,000
Premium/Discount to List
-$4,500
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.49%
Original Mortgage
$163,840
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Jun 30, 2011
Sold by
Schopen Drake A and Schopen Josefina
Bought by
Burda Robert W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
4.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 14, 2006
Sold by
Gould Dawn and Trube Dawn
Bought by
Schopen Drake A and Schopen Josefina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,570
Interest Rate
6.73%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 13, 2001
Sold by
Gould Jason and Trube Dawn
Bought by
Gould Jason and Trube Dawn

Purchase Details

Closed on
May 8, 1998
Sold by
Lord & Essex Inc
Bought by
Gould Jason and Trube Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,029
Interest Rate
7.2%
Source: Public Records

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Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 Fidelity National Title
Warranty Deed $168,000 None Available
Warranty Deed $132,500 Accredited Title Services
Warranty Deed $222,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Warranty Deed $133,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,952,000 New Conventional
Closed $196,377 FHA
Previous Owner $163,840 VA
Previous Owner $106,000 New Conventional
Previous Owner $221,848 FHA
Previous Owner $218,570 FHA
Previous Owner $218,570 FHA
Previous Owner $122,000 Unknown
Previous Owner $125,029 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2018 06/13/18 Sold $200,000 -2.4% $143 / Sq Ft
05/02/2018 05/02/18 Pending -- -- --
04/29/2018 04/29/18 For Sale $205,000 +22.0% $146 / Sq Ft
04/22/2016 04/22/16 Sold $168,000 -2.6% $120 / Sq Ft
02/01/2016 02/01/16 Pending -- -- --
01/21/2016 01/21/16 For Sale $172,500 -- $123 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,924 $92,042 $15,246 $76,796
2023 $6,147 $80,739 $13,374 $67,365
2022 $6,147 $74,073 $12,270 $61,803
2021 $5,797 $67,957 $11,257 $56,700
2020 $5,607 $65,343 $10,824 $54,519
2019 $5,221 $60,387 $10,824 $49,563
2018 $4,919 $56,845 $10,189 $46,656
2017 $4,756 $52,392 $9,391 $43,001
2016 $4,541 $49,660 $8,901 $40,759
2015 $2,113 $44,739 $8,019 $36,720
2014 -- $43,435 $7,785 $35,650
2013 -- $43,874 $7,864 $36,010
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09932292

Midwest Real Estate Data (MRED)

APN: 03-02-451-010