$799,900

Estimated payment $5,018/month

Total Views 112
4 Beds
3 Baths
2,705 Sq Ft
$296 Price per Sq Ft

Highlights

  • Boathouse
  • Dock has access to electricity
  • Boat Lift
  • 190 Feet of Waterfront
  • Sailboat Water Access
  • In Ground Pool

About This Home

Welcome to this beautifully upgraded lakefront home nestled inside a private gated community, offering 2,705 square feet of thoughtfully designed living space. Perfectly positioned on scenic Lake Ruby, which connects to Lake Bess, this west-facing property delivers breathtaking sunset views that can be enjoyed daily from your own backyard. Inside, the home features a stunning, oversized living room with cathedral ceilings and expansive views of the water—creating a bright, open atmosphere that truly feels like the heart of the home. The home boasts sliding glass doors that fully retract, inviting in cool breezes during the milder months. These sliders have been freshly tinted, along with the bath door, for added privacy and energy efficiency. Step outside to your private oasis where the recently remodeled pool and professionally leveled pavers provide a clean, modern look. The screened-in pool area also features a covered patio—perfect for relaxing or enjoying meals outdoors rain or shine. Additional exterior upgrades include 22 all new windows and screens, a lanai screen roof on the west side upper screens, lanai fans, solar exhaust attic fans, dock lights, dock power, and a boat lift motor with decking at the bow. The entire exterior has been enhanced with fresh flowers, and the north path walkway has been updated alongside the pool lite timer. The lanai also includes a separate 220 volt outlet to accommodate a hot tub.Entertaining is effortless with a convenient pool bathroom, allowing guests to shower or refresh without entering the main home—thanks to the new shower diverter in the master and fully upgraded plumbing, including all faucets (3 bathrooms, kitchen, and garage), toilet innards, and a new guest toilet. A cozy wood burning fireplace adds warmth and charm, while the overall condition of the home reflects true pride of ownership—impeccably maintained and move-in ready. Interior finishes include fresh interior paint, crown molding, electronic door locks on all 3 exterior doors, an electronic garage door lock, in-wall medicine cabinets, kitchen backsplash, pantry can closet, anti-skid tiles & garage floor, regrouted all bath wall tiles, and slider rollers & rebalance. Built-in cabinets in the living room have been removed for a more open feel, and the floor in the TV room has been updated. The home also features new smoke detectors throughout.Electrical upgrades are extensive: new lighting in the halls, bath, and garage, washer & dryer, master closet, dock lights, generator outlet, generator cutoff, additional lanai power, dock power, pool lite timer, and more. The HVAC system has been enhanced with an added garage AC split system, blown insulation, solar exhaust attic fans, and an insulated garage door. The garage offers exceptional versatility with its own AC split unit, insulated garage door, garage door springs, electronic garage door lock, and upgraded LED lighting, making it ideal for a workshop, home gym, or additional functional space. Additional thoughtful touches include all outside hose bibs x4, the main drain “Roto Rootered”, pool fill line. The property features lake-fed irrigation, removed lake grass and lake rocks for a clean, polished waterfront appearance. This home combines luxury, comfort, and functionality in a serene waterfront setting—an exceptional opportunity to enjoy Florida living at its finest. You'll also be able to enjoy the fireworks from LegoLand and Disney is only 30 miles away.

Listing Agent

Keith St. Onge

LA ROSA REALTY PRESTIGE Brokerage Phone: 863-940-4850 License #3357092 Listed on: 04/07/2026

LA ROSA REALTY PRESTIGE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,665

Year Built

  • Built in 2001

Lot Details

  • 18,295 Sq Ft Lot
  • Lot Dimensions are 95x178
  • 190 Feet of Waterfront
  • 95 Feet of Chain of Lakes Waterfront
  • Lake Front
  • East Facing Home
  • Irrigation Equipment

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,705 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Chain Of Lake Views
  • Attic Fan
  • Laundry in unit

Kitchen

  • Convection Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Sailboat Water Access
  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Boathouse
  • Dock has access to electricity
  • Covered Dock
  • Dock made with wood
  • Lake Privileges
  • Covered Patio or Porch

Additional Features

  • Energy-Efficient Windows
  • Central Heating and Cooling System

Community Details

  • Michellette Ramos W Don Asher Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 04 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,665

Year Built

Built in 2001

Lot Details

0.42 Acres

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: Yes
  • Living Area: 2705
  • Lot Size Acres: 0.42
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3496
  • Lot Size Sq Ft: 18295
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 324.79
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: 3rd St. SW
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 295.71
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 863-940-4850
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Fire Pit, Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 251.30

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground
  • Exterior Features: Fire Pit, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LAKE RUBY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boathouse,Lift,Lift - Covered,Sailboat Water,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 190
  • Water Frontage Feet Lake: 95
  • Additional Water Information: Lake Ruby is connected to Lake Bess with great fishing and water sports conditions from water skiing, to sailing, jet skiing, paddle boarding etc. There is NO public boat launch which keeps the lake quiet.
  • Water Frontage Feet Lake Chain: 95

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air, Attic Fan
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Michellette Ramos W Don Asher
  • Phone: 4074831301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: RUBYLAKE.ORG

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-856604-000800
  • Additional Parcels: No
  • Lot Dimensions: 95x178
  • Flood Zone Code: X

Green Features

  • Efficiency: Windows

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyers agent and buyers need to check with the HOA for all rental restrictions.

Tax Info

  • Tax Annual Amount: 7664.91
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 78

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,665 $465,680 -- --
2024 $7,490 $452,556 -- --
2023 $7,490 $439,375 $0 $0
2022 $7,303 $426,578 $0 $0
2021 $7,346 $414,153 $126,000 $288,153
2020 $7,319 $410,481 $120,000 $290,481
2018 $4,723 $272,866 $0 $0
2017 $4,377 $267,254 $0 $0
2016 $4,495 $261,757 $0 $0
2015 $4,392 $259,937 $0 $0
2014 $4,406 $257,874 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2026 04/07/26 For Sale $799,900 +68.4% $296 / Sq Ft
12/21/2018 12/21/18 Sold $475,000 -2.9% $176 / Sq Ft View Prior Sale
11/29/2018 11/29/18 Pending -- -- --
11/13/2018 11/13/18 Price Changed $489,000 -1.2% $181 / Sq Ft
10/23/2018 10/23/18 Price Changed $495,000 -1.0% $183 / Sq Ft
10/02/2018 10/02/18 Price Changed $499,900 -3.9% $185 / Sq Ft
09/25/2018 09/25/18 For Sale $520,000 -- $192 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $475,000 Security National Title And
Warranty Deed $378,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $403,750 New Conventional
Previous Owner $55,000 Credit Line Revolving
Closed $293,300 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: P4938358

Stellar MLS

APN: 27-29-07-856604-000800

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