220 Ruby Lake Ln Winter Haven, FL 33884
Southeast Winterhaven NeighborhoodEstimated payment $5,018/month
Highlights
- Boathouse
- Dock has access to electricity
- Boat Lift
- 190 Feet of Waterfront
- Sailboat Water Access
- In Ground Pool
About This Home
Welcome to this beautifully upgraded lakefront home nestled inside a private gated community, offering 2,705 square feet of thoughtfully designed living space. Perfectly positioned on scenic Lake Ruby, which connects to Lake Bess, this west-facing property delivers breathtaking sunset views that can be enjoyed daily from your own backyard. Inside, the home features a stunning, oversized living room with cathedral ceilings and expansive views of the water—creating a bright, open atmosphere that truly feels like the heart of the home. The home boasts sliding glass doors that fully retract, inviting in cool breezes during the milder months. These sliders have been freshly tinted, along with the bath door, for added privacy and energy efficiency. Step outside to your private oasis where the recently remodeled pool and professionally leveled pavers provide a clean, modern look. The screened-in pool area also features a covered patio—perfect for relaxing or enjoying meals outdoors rain or shine. Additional exterior upgrades include 22 all new windows and screens, a lanai screen roof on the west side upper screens, lanai fans, solar exhaust attic fans, dock lights, dock power, and a boat lift motor with decking at the bow. The entire exterior has been enhanced with fresh flowers, and the north path walkway has been updated alongside the pool lite timer. The lanai also includes a separate 220 volt outlet to accommodate a hot tub.Entertaining is effortless with a convenient pool bathroom, allowing guests to shower or refresh without entering the main home—thanks to the new shower diverter in the master and fully upgraded plumbing, including all faucets (3 bathrooms, kitchen, and garage), toilet innards, and a new guest toilet. A cozy wood burning fireplace adds warmth and charm, while the overall condition of the home reflects true pride of ownership—impeccably maintained and move-in ready. Interior finishes include fresh interior paint, crown molding, electronic door locks on all 3 exterior doors, an electronic garage door lock, in-wall medicine cabinets, kitchen backsplash, pantry can closet, anti-skid tiles & garage floor, regrouted all bath wall tiles, and slider rollers & rebalance. Built-in cabinets in the living room have been removed for a more open feel, and the floor in the TV room has been updated. The home also features new smoke detectors throughout.Electrical upgrades are extensive: new lighting in the halls, bath, and garage, washer & dryer, master closet, dock lights, generator outlet, generator cutoff, additional lanai power, dock power, pool lite timer, and more. The HVAC system has been enhanced with an added garage AC split system, blown insulation, solar exhaust attic fans, and an insulated garage door. The garage offers exceptional versatility with its own AC split unit, insulated garage door, garage door springs, electronic garage door lock, and upgraded LED lighting, making it ideal for a workshop, home gym, or additional functional space. Additional thoughtful touches include all outside hose bibs x4, the main drain “Roto Rootered”, pool fill line. The property features lake-fed irrigation, removed lake grass and lake rocks for a clean, polished waterfront appearance. This home combines luxury, comfort, and functionality in a serene waterfront setting—an exceptional opportunity to enjoy Florida living at its finest. You'll also be able to enjoy the fireworks from LegoLand and Disney is only 30 miles away.
Listing Agent
LA ROSA REALTY PRESTIGE Brokerage Phone: 863-940-4850 License #3357092 Listed on: 04/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,665
Year Built
- Built in 2001
Lot Details
- 18,295 Sq Ft Lot
- Lot Dimensions are 95x178
- 190 Feet of Waterfront
- 95 Feet of Chain of Lakes Waterfront
- Lake Front
- East Facing Home
- Irrigation Equipment
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Block Foundation
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,705 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Chain Of Lake Views
- Attic Fan
- Laundry in unit
Kitchen
- Convection Oven
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- In Ground Pool
- Sailboat Water Access
- Access To Lake
- Access To Chain Of Lakes
- Water Skiing Allowed
- Boat Lift
- Covered Boat Lift
- Boathouse
- Dock has access to electricity
- Covered Dock
- Dock made with wood
- Lake Privileges
- Covered Patio or Porch
Additional Features
- Energy-Efficient Windows
- Central Heating and Cooling System
Community Details
- Michellette Ramos W Don Asher Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 04 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 78
- Assessor Parcel Number 27-29-07-856604-000800
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,665 | $465,680 | -- | -- |
| 2024 | $7,490 | $452,556 | -- | -- |
| 2023 | $7,490 | $439,375 | $0 | $0 |
| 2022 | $7,303 | $426,578 | $0 | $0 |
| 2021 | $7,346 | $414,153 | $126,000 | $288,153 |
| 2020 | $7,319 | $410,481 | $120,000 | $290,481 |
| 2018 | $4,723 | $272,866 | $0 | $0 |
| 2017 | $4,377 | $267,254 | $0 | $0 |
| 2016 | $4,495 | $261,757 | $0 | $0 |
| 2015 | $4,392 | $259,937 | $0 | $0 |
| 2014 | $4,406 | $257,874 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/07/2026 04/07/26 | For Sale | $799,900 | +68.4% | $296 / Sq Ft | |
| 12/21/2018 12/21/18 | Sold | $475,000 | -2.9% | $176 / Sq Ft | View Prior Sale |
| 11/29/2018 11/29/18 | Pending | -- | -- | -- | |
| 11/13/2018 11/13/18 | Price Changed | $489,000 | -1.2% | $181 / Sq Ft | |
| 10/23/2018 10/23/18 | Price Changed | $495,000 | -1.0% | $183 / Sq Ft | |
| 10/02/2018 10/02/18 | Price Changed | $499,900 | -3.9% | $185 / Sq Ft | |
| 09/25/2018 09/25/18 | For Sale | $520,000 | -- | $192 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Security National Title And | |
| Warranty Deed | $378,000 | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $403,750 | New Conventional | |
| Previous Owner | $55,000 | Credit Line Revolving | |
| Closed | $293,300 | No Value Available |
Source: Stellar MLS
MLS Number: P4938358
APN: 27-29-07-856604-000800
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Ask me questions while you tour the home.