22013 Torrence Chapel Rd Cornelius, NC 28031
2
Beds
1
Bath
1,008
Sq Ft
10,019
Sq Ft Lot
Highlights
- Access To Lake
- Open Floorplan
- Cottage
- Bailey Middle School Rated A-
- Deck
- Recreation Facilities
About This Home
As of March 2025Rare find and completely updated 2 bedroom, one bath home, w/room to expand just steps away from Lake Norman in Bahia Bay. Could be your home away from home! Come inside to this open floorplan featuring a vaulted great room w/gas fireplace that is open to the dining room & kitchen; boasting open shelving, granite counters, SS appliances, & pantry with french doors. UPDATES: bedroom/bath/barn doors, fresh paint, gas logs, flooring throughout, tiled bath, appliances, light fixtures, cabinet hardware, deck, fencing, HVAC ('23), Roof ('17), extra parking & small watercraft storage & more. All within a 5-minute walk to the deeded/private community 1 acre lake access lot with a day dock, boat ramp, small watercraft ramp, and grills for only $75 in dues annually. Walk, bike, scooter or take a golf cart to shops - including Fresh Market, HomeSense, Ulta, Total Wine, Yoga, Orange Theory, Restaurants and more! Everything you could want is within 1-2 miles of the home with sidewalks & bike lanes.
Last Agent to Sell the Property
NextHome Serene Living Brokerage Email: joanna@nhsereneliving.com License #163423 Listed on: 02/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,169
Year Built
- Built in 1977
Lot Details
- Lot Dimensions are 70x144x69x145
- Fenced
- Level Lot
- Property is zoned GR
HOA Fees
- $6 Monthly HOA Fees
Home Design
- Cottage
- Hardboard
Interior Spaces
- 1,008 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Built-In Features
- French Doors
- Great Room with Fireplace
- Crawl Space
- Pull Down Stairs to Attic
- Laundry Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- Attached Carport
- Driveway
- 3 Open Parking Spaces
Outdoor Features
- Access To Lake
- Deck
- Shed
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Heat Pump System
- Community Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 001-292-06
Community Details
Overview
- Bahia Bay HOA
- Bahia Bay Subdivision
- Mandatory home owners association
Recreation
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
Mar 27, 2025
Sold by
Ritchey Jean and Schaible Spencer Sterling
Bought by
Smith Elicia and Elmalem Ryan D
Seller's Agent
JoAnna Dougan
NextHome Serene Living
Buyer's Agent
Skip Shean
Better Homes and Gardens Real Estate Paracle
List Price
$409,780
Sold Price
$395,000
Premium/Discount to List
-$14,780
-3.61%
Total Days on Market
11
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$87
Avg. Annual Appreciation
-0.30%
Original Mortgage
$327,850
Outstanding Balance
$327,850
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$66,728
Purchase Details
Closed on
Apr 20, 2018
Sold by
Ellis Scott R and Ellis Charity E
Bought by
Ritchey Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,200
Interest Rate
4.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Jul 25, 2017
Closed on
Aug 2, 2017
Sold by
Rasmussen Susan S
Bought by
Ellis Scott R and Ellis Charity E
Seller's Agent
Melissa Chambers
EXP Realty LLC Mooresville
Buyer's Agent
Non Member
Canopy Administration
List Price
$190,000
Sold Price
$175,000
Premium/Discount to List
-$15,000
-7.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.70%
Purchase Details
Closed on
Aug 28, 2003
Sold by
Hartley Timothy David
Bought by
Rasmussen Susan S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 25, 1999
Sold by
Leonard Jane C
Bought by
Hartley Timothy David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,400
Interest Rate
5.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | Statewide Title | |
| Warranty Deed | $218,000 | Statewide Title | |
| Warranty Deed | $175,000 | None Available | |
| Warranty Deed | $100,000 | -- | |
| Warranty Deed | $85,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $327,850 | New Conventional | |
| Previous Owner | $281,300 | New Conventional | |
| Previous Owner | $28,000 | Credit Line Revolving | |
| Previous Owner | $196,200 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $67,000 | New Conventional | |
| Previous Owner | $102,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $80,000 | Purchase Money Mortgage | |
| Previous Owner | $76,400 | Adjustable Rate Mortgage/ARM | |
| Closed | $20,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $395,000 | -3.6% | $392 / Sq Ft |
| 02/05/2025 02/05/25 | For Sale | $409,780 | +134.2% | $407 / Sq Ft |
| 08/07/2017 08/07/17 | Sold | $175,000 | -7.9% | $170 / Sq Ft |
| 07/25/2017 07/25/17 | Pending | -- | -- | -- |
| 07/25/2017 07/25/17 | For Sale | $190,000 | -- | $185 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $2,169 | $323,000 | $160,000 | $163,000 |
| 2022 | $1,744 | $200,800 | $75,000 | $125,800 |
| 2021 | $1,724 | $200,800 | $75,000 | $125,800 |
| 2020 | $1,724 | $200,800 | $75,000 | $125,800 |
| 2019 | $1,718 | $200,800 | $75,000 | $125,800 |
| 2018 | $1,168 | $105,800 | $60,000 | $45,800 |
| 2017 | $1,157 | $105,800 | $60,000 | $45,800 |
| 2016 | $1,153 | $105,800 | $60,000 | $45,800 |
| 2015 | -- | $105,800 | $60,000 | $45,800 |
| 2014 | $1,132 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
JoAnna Dougan
NextHome Serene Living
(704) 617-0670
63 Total Sales
-
Buyer's Agent in 2025
Skip Shean
Better Homes and Gardens Real Estate Paracle
(704) 302-3010
81 Total Sales
-
Seller's Agent in 2017
Melissa Chambers
EXP Realty LLC Mooresville
(704) 439-6232
166 Total Sales
-
N
Buyer's Agent in 2017
Non Member
NC_CanopyMLS
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4220022
APN: 001-292-06
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