Heidi Policky
Golden Key
(731) 472-8732
27 Total Sales
2 in Downtown Jackson
$30K - $146K Price Range
226 Morgan St Jackson, TN 38301
Downtown Jackson Neighborhood
4
Beds
3.5
Baths
3,059
Sq Ft
8,276
Sq Ft Lot
Highlights
- Open Floorplan
- Home Office
- Farmhouse Sink
- No HOA
- Wrap Around Porch
- Stainless Steel Appliances
About This Home
As of August 2026Downtown living at its finest. Nestled in the heart of Downtown Jackson, this beautifully updated 4-bedroom, 3.5-bath Charleston-style home seamlessly blends classic Southern charm with modern design. Built in 2018 and thoughtfully refreshed, the home features fresh designer paint, added moldings, modern lighting, and Hunter ceiling fans throughout. Enjoy a truly walkable lifestyle—just steps from Jackson Walk shopping and dining, the Farmers Market, amphitheater, and a local brewery. Spanning three levels, the home offers over 1,038 square feet of covered porches and balconies, creating exceptional indoor-outdoor living and ideal spaces for relaxing or entertaining. The main level welcomes you with a gracious foyer, spacious living and dining areas, and a light-filled open kitchen featuring quartz countertops, stainless steel appliances, an apron sink, walk-in pantry, breakfast bar, separate work island, and a sleek Samsung Bespoke white-glass smart refrigerator. Upstairs, the expansive primary suite is a true retreat with dual walk-in closets, jetted tub, separate shower, double vanity, and private balcony access. A cozy upstairs family room provides a second living space—perfect for movie nights or quiet reading. Abundant windows fill the home with natural light, while the wraparound covered back porch adds timeless charm. Outside, a large, private fenced backyard offers space for pets, play, or a peaceful garden escape. Additional highlights include Nest thermostats, a built-in wine fridge, generous attic storage, and durable LVP flooring throughout with carpeted bedrooms. Stylish, spacious, and exceptionally walkable—this is a rare opportunity to own a standout home in the heart of the city.
Last Agent to Sell the Property
HCB Corporation DBA License #326115 Listed on: 01/13/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,899
Year Built
- Built in 2018
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 48.05x170.44
- Wood Fence
- Back Yard Fenced
- Sloped Lot
Home Design
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 3,059 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Crown Molding
- Smooth Ceilings
- Ceiling Fan
- Double Pane Windows
- Low Emissivity Windows
- Vinyl Clad Windows
- Blinds
- Entrance Foyer
- Family Room on Second Floor
- Living Room
- Dining Room
- Home Office
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Built-In Microwave
- Dishwasher
- Wine Cooler
- Stainless Steel Appliances
- Kitchen Island
- Farmhouse Sink
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
- Walk-In Closet
- Double Vanity
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on upper level
- 220 Volts In Laundry
- Washer and Electric Dryer Hookup
Attic
- Attic Floors
- Pull Down Stairs to Attic
Home Security
- Smart Thermostat
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 2 Parking Spaces
- 2 Open Parking Spaces
Outdoor Features
- Balcony
- Wrap Around Porch
- Rain Gutters
Utilities
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts in Kitchen
- 200+ Amp Service
- Tankless Water Heater
- Fiber Optics Available
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Jackson Walk Subdivision
Listing and Financial Details
- Assessor Parcel Number 078I N 020.00
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 13, 2026
Closed on
Aug 14, 2026
Sold by
Horst Daniel C and Horst Amanda C
Bought by
Seller's Agent
Chris Alexander
HCB Corporation DBA
Buyer's Agent
Tami Reid
Hickman Realty Group Inc.-Jack
List Price
$459,900
Sold Price
$434,900
Premium/Discount to List
-$25,000
-5.44%
Views
148
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.84%
Original Mortgage
$275,000
Outstanding Balance
$274,754
Interest Rate
6.55%
Mortgage Type
New Conventional
Estimated Equity
$163,424
Purchase Details
Listed on
Sep 12, 2023
Closed on
Feb 20, 2024
Sold by
Gardner Jackson and Gardner Alison
Bought by
Horst Daniel and Horst Amanda C
Seller's Agent
Sue Haydon
Coldwell Banker Southern Realty
Buyer's Agent
Mark Thomas
Exit Real Estate Professionals
List Price
$489,900
Sold Price
$400,000
Premium/Discount to List
-$89,900
-18.35%
Views
108
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%
Original Mortgage
$392,755
Interest Rate
6.11%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 23, 2021
Sold by
Vunk Jonathan and Vunk Aubrey
Bought by
Jackson Michael and Jackson Alison Gardner
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,284
Interest Rate
2.96%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Aug 15, 2017
Sold by
Jackson Community Redevelopment Agency
Bought by
Vunk Jonathan and Vunk Aubrey
Purchase Details
Closed on
Jul 17, 2015
Sold by
Gator Investment Co Llc
Bought by
Jackson Community Redevelopment Agency
Purchase Details
Closed on
Jan 23, 2015
Sold by
The Peoples Bank
Bought by
Gator Investment Co Llc
Purchase Details
Closed on
Feb 24, 2014
Sold by
Rabun Invest Llc
Bought by
The Peoples Bank
Purchase Details
Closed on
Oct 19, 2010
Sold by
Lj Investments Llc
Bought by
Rabun Investments Llc
Purchase Details
Closed on
Mar 12, 2008
Sold by
Lee Bishop
Bought by
Lj Investments Llc
Purchase Details
Closed on
Jan 25, 2008
Sold by
Deutsche Bank National Tru
Bought by
Lee Bishop
Purchase Details
Closed on
Oct 18, 2007
Sold by
Rodney Mccain
Bought by
Deutsche Bank National Trust C
Purchase Details
Closed on
Aug 5, 2004
Sold by
Cynthia Lewis
Bought by
Rodney Mccain
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,975
Interest Rate
10.75%
Purchase Details
Closed on
Jun 14, 2004
Sold by
Wells Fargo Financial Tenn
Bought by
Cynthia Lewis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,975
Interest Rate
10.75%
Purchase Details
Closed on
May 17, 2004
Sold by
Palmer Chris Suc Tr
Bought by
Wells Fargo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,183
Interest Rate
6.3%
Purchase Details
Closed on
Apr 24, 2003
Sold by
Adams Thelma D Estate
Bought by
Don Adams
Purchase Details
Closed on
Apr 19, 1963
Bought by
Adams Ira M
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Jackson, TN
-
Heidi Policky
-
Darrick Mann
Darrick Mann
Crye-Leike Elite
(731) 240-9665
54 Total Sales
1 in Downtown Jackson
$225,000 Price
-
Chris Miller
Chris Miller
Responds QuicklyCrye-Leike Elite
(731) 202-4137
216 Total Sales
5 in Downtown Jackson
$32K - $298K Price Range
-
Ben Roberts
Ben Roberts
RE/MAX Realty Source
(731) 202-2868
70 Total Sales
1 in Downtown Jackson
$525,000 Price
-
Brad Greer
Brad Greer
Responds QuicklyGreer Real Estate Group
(731) 202-4142
120 Total Sales
18 in Downtown Jackson
$13K - $1.3M Price Range
-
Melissa McPhearson
Melissa McPhearson
BHGRE Conner Jackson
(731) 202-4096
52 Total Sales
3 in Downtown Jackson
$38K - $176K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | None Listed On Document | |
| Warranty Deed | $389,000 | None Available | |
| Warranty Deed | $15,000 | None Available | |
| Warranty Deed | $22,500 | -- | |
| Special Warranty Deed | $175,000 | -- | |
| Trustee Deed | -- | -- | |
| Deed | $40,000 | -- | |
| Deed | -- | -- | |
| Deed | $12,000 | -- | |
| Deed | $49,050 | -- | |
| Deed | $63,500 | -- | |
| Deed | $12,500 | -- | |
| Deed | $20,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $392,755 | FHA | |
| Previous Owner | $359,284 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $53,975 | No Value Available | |
| Previous Owner | $30,183 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/24/2026 08/24/26 | Sold | $434,900 | -2.2% | $142 / Sq Ft | |
| 05/22/2026 05/22/26 | Pending | -- | -- | -- | |
| 05/03/2026 05/03/26 | Price Changed | $444,900 | -1.1% | $145 / Sq Ft | |
| 03/06/2026 03/06/26 | Price Changed | $449,900 | -2.2% | $147 / Sq Ft | |
| 01/13/2026 01/13/26 | For Sale | $459,900 | +15.0% | $150 / Sq Ft | |
| 02/20/2024 02/20/24 | Sold | $400,000 | -7.0% | $130 / Sq Ft | View Prior Sale |
| 01/30/2024 01/30/24 | Pending | -- | -- | -- | |
| 01/17/2024 01/17/24 | Price Changed | $429,900 | -4.4% | $140 / Sq Ft | |
| 12/15/2023 12/15/23 | Price Changed | $449,900 | -4.3% | $146 / Sq Ft | |
| 10/23/2023 10/23/23 | Price Changed | $469,900 | -4.1% | $153 / Sq Ft | |
| 09/12/2023 09/12/23 | For Sale | $489,900 | -- | $159 / Sq Ft |
Source: Central West Tennessee Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,558 | $83,175 | $5,200 | $77,975 |
| 2024 | $1,558 | $83,175 | $5,200 | $77,975 |
| 2022 | $2,898 | $83,175 | $5,200 | $77,975 |
| 2021 | $2,560 | $59,375 | $3,750 | $55,625 |
| 2020 | $2,547 | $59,375 | $3,750 | $55,625 |
| 2019 | $2,547 | $59,075 | $3,750 | $55,325 |
| 2018 | $162 | $3,750 | $3,750 | $0 |
| 2017 | $0 | $0 | $0 | $0 |
| 2016 | $408 | $9,930 | $990 | $8,940 |
| 2015 | $408 | $9,930 | $990 | $8,940 |
| 2014 | $340 | $8,275 | $825 | $7,450 |
Source: Public Records
Agents Affiliated with this Home
-
Chris Alexander
Seller's Agent in 2026
Chris Alexander
HCB Corporation DBA
(731) 267-5067
29 in this area
38 Total Sales
-
Tami Reid
Buyer's Agent in 2026
Tami Reid
Hickman Realty Group Inc.-Jack
(731) 616-6000
2 in this area
874 Total Sales
-
Sue Haydon
SH
Seller's Agent in 2024
Sue Haydon
Coldwell Banker Southern Realty
(731) 217-5877
1 in this area
47 Total Sales
-
MT
Buyer's Agent in 2024
Mark Thomas
Exit Real Estate Professionals
-
Alan Castleman
Buyer's Agent in 2024
Alan Castleman
Hickman Realty Group Inc.-Jack
(731) 414-5862
13 in this area
420 Total Sales
Map
Source: Central West Tennessee Association of REALTORS®
MLS Number: 2600214
APN: 078I-N-020.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
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