NOT LISTED FOR SALE

232 Chapel St Gardner, MA 01440

Estimated Value: $390,000 - $435,000

3 Beds
1 Bath
1,144 Sq Ft
$357/Sq Ft Est. Value

Last Sold October 09, 2020

Last sale price $265,000 $232 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $2,139/month

7 Days on Market

Highlights

  • Spa
  • Landscaped Professionally
  • Wood Flooring
  • Sauna
  • Deck
  • Enclosed Patio or Porch

About This Home

As of October 2020

Move right in to this beautiful ranch with 1-car garage under & 3-car detached garage. Located in a wonderful family neighborhood of Gardner. Convenient to the major routes, yet close to area amenities. This home has great curb appeal & is perfect for the first time homebuyer or for those downsizing. Gleaming hardwood floors in the living room & all bedrooms. Ceramic tile floor, center island, granite countertops & pellet stove in the kitchen. Central vac & security system. Finished family room in the basement with a built in hot tub. Large enclosed sunroom & spacious back deck overlooking a nice private backyard. Outside sauna & hot tub. Lovely landscaping. New oil tank (2019), new roof (2015), new hot water tank (2016). Newer Buderus heating system. Spiral staircase going down to the basement (can be converted back to a regular staircase). Master bedroom can be turned into a separate "third" bedroom (as was there previously). And the list goes on …. stop in and see for yourself!

Last Agent to Sell the Property

Maureen Baril

Coldwell Banker Realty - Leominster Listed on: 07/06/2020

Coldwell Banker Realty - Leominster

Last Buyer's Agent

Jeanne Bowers

Real Broker MA, LLC

Real Broker MA, LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1967

Lot Details

  • Year Round Access
  • Stone Wall
  • Landscaped Professionally

Parking

  • 4 Car Garage

Interior Spaces

  • Central Vacuum
  • Window Screens
  • Sauna
  • Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Outdoor Features

  • Spa
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Pellet Stove burns compressed wood to generate heat
  • Hot Water Baseboard Heater
  • Heating System Uses Oil
  • Water Holding Tank
  • Cable TV Available

Community Details

  • Security Service

Home Details

Home Type

Single Family

Year Built

Built in 1967

Lot Details

0

Parking

4

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Ranch
  • Year Built Description: Actual, Renovated Since
  • List Price Per Sq Ft: 227.19
  • Comp Based On: Net Sale Price
  • Year Built: 1967
  • Lead Paint: Unknown
  • Year Round: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1967

Interior Features

  • Flooring: Tile, Vinyl, Hardwood
  • Interior Amenities: Central Vacuum, Security System, Cable Available, Sauna/Steam/Hot Tub
  • Appliances: Range, Dishwasher, Disposal, Microwave
  • No Bedrooms: 3
  • Master Bedroom: On Level: First Floor, Closet, Flooring - Hardwood
  • Bedroom 2: On Level: First Floor, Closet, Flooring - Hardwood
  • Full Bathrooms: 1
  • Bathroom 1: On Level: First Floor, Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Vinyl
  • No Rooms: 6
  • Family Room: On Level: Basement, Closet, Flooring - Stone/Ceramic Tile
  • Kitchen: On Level: First Floor, Flooring - Stone/Ceramic Tile, Balcony - Exterior, Countertops - Stone/Granite/Solid, Kitchen Island, Slider
  • Laundry: On Level: Basement
  • Living Room: On Level: First Floor, Flooring - Hardwood, Open Floor Plan
  • Basement: Y
  • Basement Features: Full, Interior Access, Garage Access, Concrete Floor
  • Other Room 1: Name: Sun Room, On Level: First Floor
  • Main Lo: AN6181
  • Main So: K95580
  • Estimated Sq Ft: 1144.00

Exterior Features

  • Construction: Frame
  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Exterior Features: Porch - Enclosed, Deck, Hot Tub/Spa, Professional Landscaping, Screens, Stone Wall
  • Foundation: Poured Concrete
  • Insulation Feature: Full, Fiberglass

Garage/Parking

  • Parking Feature: Off-Street, Paved Driveway
  • Parking Spaces: 4
  • Garage Parking: Detached, Under, Garage Door Opener
  • Garage Spaces: 4

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: Circuit Breakers, 100 Amps
  • Heating: Hot Water Baseboard, Oil, Pellet Stove
  • Heat Zones: 2
  • Hot Water: Tank
  • Utility Connections: for Electric Range, for Electric Dryer, Washer Hookup

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Public School, T-Station, University

Lot Info

  • Assessments: 185300.00
  • Lot: 8
  • Acre: 0.54
  • Lot Size: 23375.00
  • Page: 129
  • Zoning: Res
  • Lot Description: Wooded, Paved Drive, Cleared, Gentle Slope, Level

Green Features

  • Energy Features: Insulated Windows, Insulated Doors

Tax Info

  • Taxes: 3657.82
  • Assessor Parcel Number: 3540064
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2020
Closed on
Oct 9, 2020
Sold by
Iacaboni David M Est
Bought by
Brown Sarah E and Cossette Jeffrey K
Seller's Agent
Maureen Baril
Coldwell Banker Realty - Leominster
Buyer's Agent
Jeanne Bowers
Real Broker MA, LLC
List Price
$259,900
Sold Price
$265,000
Premium/Discount to List
$5,100
1.96%
Current Estimated Value
$408,359

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,359
Avg. Annual Appreciation
8.60%
Original Mortgage
$267,676
Outstanding Balance
$238,084
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$170,275

Purchase Details

Closed on
Oct 31, 2008
Sold by
Chapel Street T and Tangusso Joseph S
Bought by
Iacaboni David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
5.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brown Sarah E $265,000 None Available
Iacaboni David M $180,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brown Sarah E $267,676
Previous Owner Iacaboni David M $135,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/09/2020 10/09/20 Sold $265,000 +2.0% $232 / Sq Ft
07/13/2020 07/13/20 Pending -- -- --
07/06/2020 07/06/20 For Sale $259,900 -- $227 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $51 $351,800 $76,400 $275,400
2024 $5,019 $334,800 $69,500 $265,300
2023 $4,781 $296,400 $68,500 $227,900
2022 $4,724 $254,100 $51,900 $202,200
2021 $3,824 $190,800 $45,200 $145,600
2020 $3,658 $185,300 $45,200 $140,100
2019 $3,458 $171,700 $45,200 $126,500
2018 $3,286 $162,100 $45,200 $116,900
2017 $3,135 $153,100 $45,200 $107,900
2016 $2,995 $146,300 $45,200 $101,100
2015 $2,841 $142,200 $45,200 $97,000
2014 $2,897 $153,500 $50,300 $103,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72685221

MLS Property Information Network (MLS PIN)

APN: GARD-000027X-000016-000008