Seller's Agent in 2025
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
(319) 415-1188
5 in this area
77 Total Sales
2322 W 3rd St Waterloo, IA 50701
Neighbors Who Care Neighborhood
5
Beds
2
Baths
1,604
Sq Ft
5,750
Sq Ft Lot
Highlights
- 2 Car Detached Garage
- Central Air
- Ceiling Fan
- Enclosed Patio or Porch
About This Home
As of October 2025Welcome home to 2322 W 3rd Street in Waterloo! This spacious 5-bedroom home has room for everyone, featuring thoughtful updates throughout that blend modern touches with timeless charm. From the welcoming front porch, step inside to a bright and cozy living room highlighted by a large bay window that fills the space with natural light. The kitchen offers abundant storage and easy access to the backyard, where a deck off the back door makes the perfect spot for grilling, smoking, or entertaining. Out back, you’ll love the fenced-in yard—a private space ideal for kids, pets, or simply relaxing outdoors. With its recent updates and inviting layout, this home is truly move-in ready. Whether you’re looking for more bedrooms, stylish updates, or a yard to enjoy, this property checks all the boxes. Major updates give you peace of mind, including: Roof (2018) with 50-year shingles Water heater (2020) Updated electrical service from 60 to 100 amp Leaf filter system SimpliSafe security system (reserved)
Last Agent to Sell the Property
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 1905
Lot Details
- 5,750 Sq Ft Lot
- Lot Dimensions are 50 x 115
Parking
- 2 Car Detached Garage
Home Design
- Concrete Foundation
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,604 Sq Ft Home
- Ceiling Fan
- Stone Basement
- Laundry on lower level
Bedrooms and Bathrooms
- 5 Bedrooms
Schools
- Kingsley Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Enclosed Patio or Porch
- Central Air
Listing and Financial Details
- Assessor Parcel Number 891327377012
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2025
Closed on
Oct 24, 2025
Sold by
Shriver Deanna and Shriver Joseph
Bought by
Clarke Samantha M
Seller's Agent
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
Buyer's Agent
Betty Wroe
Oakridge Real Estate
List Price
$194,900
Sold Price
$185,000
Premium/Discount to List
-$9,900
-5.08%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.12%
Original Mortgage
$177,121
Outstanding Balance
$177,121
Interest Rate
6.34%
Mortgage Type
FHA
Estimated Equity
$10,834
Purchase Details
Closed on
Sep 14, 2006
Sold by
Verdin Hector C and Mata Fabiola
Bought by
Shriver Joseph and Shriver Deanna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,320
Interest Rate
6.58%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $185,000 | None Listed On Document | |
| Joint Tenancy Deed | $110,500 | Black Hawk County Abstract C |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $177,121 | FHA | |
| Previous Owner | $88,320 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/24/2025 10/24/25 | Sold | $185,000 | -5.1% | $115 / Sq Ft |
| 09/17/2025 09/17/25 | Pending | -- | -- | -- |
| 09/16/2025 09/16/25 | For Sale | $194,900 | -- | $122 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,800 | $157,290 | $16,450 | $140,840 |
| 2024 | $2,800 | $139,260 | $16,450 | $122,810 |
| 2023 | $2,370 | $139,260 | $16,450 | $122,810 |
| 2022 | $2,306 | $116,790 | $16,450 | $100,340 |
| 2021 | $2,132 | $116,790 | $16,450 | $100,340 |
| 2020 | $2,092 | $102,710 | $12,930 | $89,780 |
| 2019 | $2,092 | $102,710 | $12,930 | $89,780 |
| 2018 | $2,096 | $102,710 | $12,930 | $89,780 |
| 2017 | $2,164 | $102,710 | $12,930 | $89,780 |
| 2016 | $2,132 | $102,710 | $12,930 | $89,780 |
| 2015 | $2,132 | $102,710 | $12,930 | $89,780 |
| 2014 | $2,174 | $102,710 | $12,930 | $89,780 |
Source: Public Records
Agents Affiliated with this Home
-
Janae Ohrt
-
Betty Wroe
B
Buyer's Agent in 2025
Betty Wroe
Oakridge Real Estate
(319) 215-5945
3 in this area
114 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20254552
APN: 8913-27-377-012
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