233 Ashcroft Ln Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $516,000 - $575,000
4
Beds
3
Baths
3,579
Sq Ft
$153/Sq Ft
Est. Value
Highlights
- Spa
- Property is near a park
- Traditional Architecture
- Prairie Point Elementary School Rated A-
- Vaulted Ceiling
- Wood Flooring
About This Home
As of June 2015Largest Model in Subdivision! 2 Story Foyer, Oak Railings! 4 Large Bedrooms plus 2 Offices or Bonus room! Family Rm w/Stone Fireplace, Hardwood Flrs throughout most of First Flr! SS Appliances, Fantastic Kitchen w/ Butlers Pantry, 42" Cherry Cabinets & Huge Island w/Granite Counters! Sun Room Backing to Open Field and Parks! Paver Patio & Driveway, 3 Car Garage, Full Basement, 6 Panel Doors, the list goes on!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,811
Year Built
- 2003
Lot Details
- 9,235
HOA Fees
- $14 per month
Parking
- Attached Garage
- Garage Door Opener
- Brick Driveway
- Garage Is Owned
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
Interior Spaces
- Vaulted Ceiling
- Fireplace With Gas Starter
- Mud Room
- Home Office
- Sun or Florida Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry on main level
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Soaking Tub
- Separate Shower
Outdoor Features
- Spa
- Brick Porch or Patio
Location
- Property is near a park
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2015
Closed on
Jun 23, 2015
Sold by
Goraya Charanpreet and Goraya Kulwinder
Bought by
Ngizwenayo Cyprien
Seller's Agent
Julia Corkey
Baird & Warner
Buyer's Agent
Tim Gray
Gray Realty
List Price
$325,000
Sold Price
$312,500
Premium/Discount to List
-$12,500
-3.85%
Total Days on Market
65
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$234,833
Avg. Annual Appreciation
5.82%
Original Mortgage
$306,839
Outstanding Balance
$246,858
Interest Rate
4.4%
Mortgage Type
FHA
Estimated Equity
$300,475
Purchase Details
Listed on
Apr 26, 2013
Closed on
Jul 11, 2013
Sold by
Ramsey Larry L and Ramsey Laura L
Bought by
Goraya Charanpreet and Goraya Kulwinder
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
AJ|Abhijit Leekha
Property Economics Inc.
List Price
$319,000
Sold Price
$290,000
Premium/Discount to List
-$29,000
-9.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.91%
Original Mortgage
$275,500
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 28, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Ramsey Larry L and Ramsey Laura L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 31, 2007
Sold by
Saltzmann Robert M and Case #06 Ch 289
Bought by
Deutsche Bank National Trust Co and Morgan Stanley Abs Capital I Inc Trust 2
Purchase Details
Closed on
Mar 21, 2005
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Saltzman Robert M and Saltzman Alison
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
5.61%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ngizwenayo Cyprien | $312,500 | Baird & Warner Title Svcs In | |
| Goraya Charanpreet | $290,000 | Fidelity National Title | |
| Ramsey Larry L | $320,000 | Ticor Title | |
| Deutsche Bank National Trust Co | -- | None Available | |
| Saltzman Robert M | $380,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ngizwenayo Cyprien | $306,839 | |
| Previous Owner | Goraya Charanpreet | $275,500 | |
| Previous Owner | Ramsey Laura L | $248,645 | |
| Previous Owner | Ramsey Larry L | $50,274 | |
| Previous Owner | Ramsey Larry L | $256,000 | |
| Previous Owner | Saltzman Robert M | $380,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/24/2015 06/24/15 | Sold | $312,500 | -3.8% | $87 / Sq Ft |
| 05/09/2015 05/09/15 | Pending | -- | -- | -- |
| 04/17/2015 04/17/15 | For Sale | $325,000 | 0.0% | $91 / Sq Ft |
| 04/15/2015 04/15/15 | Pending | -- | -- | -- |
| 04/08/2015 04/08/15 | Price Changed | $325,000 | -1.2% | $91 / Sq Ft |
| 03/05/2015 03/05/15 | For Sale | $329,000 | +13.4% | $92 / Sq Ft |
| 07/11/2013 07/11/13 | Sold | $290,000 | -9.1% | $81 / Sq Ft |
| 05/23/2013 05/23/13 | Pending | -- | -- | -- |
| 04/26/2013 04/26/13 | For Sale | $319,000 | -- | $89 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,811 | $138,281 | $27,190 | $111,091 |
| 2022 | $10,811 | $125,710 | $24,718 | $100,992 |
| 2021 | $10,859 | $122,048 | $23,998 | $98,050 |
| 2020 | $10,967 | $122,048 | $23,998 | $98,050 |
| 2019 | $11,333 | $124,049 | $23,998 | $100,051 |
| 2018 | $11,481 | $124,049 | $23,998 | $100,051 |
| 2017 | $11,161 | $114,860 | $22,220 | $92,640 |
| 2016 | $10,700 | $108,872 | $21,062 | $87,810 |
| 2015 | $11,365 | $104,184 | $20,155 | $84,029 |
| 2014 | -- | $98,287 | $19,014 | $79,273 |
| 2013 | -- | $99,280 | $19,206 | $80,074 |
Source: Public Records
Agents Affiliated with this Home
-
Julia Corkey
Seller's Agent in 2015
Julia Corkey
Baird Warner
(630) 286-9777
4 in this area
116 Total Sales
-
Vickie Schoenfeld
Seller Co-Listing Agent in 2015
Vickie Schoenfeld
Baird Warner
(630) 842-3401
2 in this area
101 Total Sales
-
Tim Gray
Buyer's Agent in 2015
Tim Gray
Gray Realty
(630) 234-6964
25 Total Sales
-
Daniel Firks
Seller's Agent in 2013
Daniel Firks
Coldwell Banker Real Estate Group
(630) 674-6547
5 in this area
189 Total Sales
-
AJ|Abhijit Leekha
Buyer's Agent in 2013
AJ|Abhijit Leekha
Property Economics Inc.
(630) 283-2111
648 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08853516
APN: 03-20-475-018
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