$495,000
SOLD MAR 31, 2026
4 Beds
4 Baths
2,160 Sq Ft
15,246 Sq Ft Lot

Sale Details

Date Sold: March 31, 2026

$229 Per Sq Ft

1% Below List Price

0 Day on Market

Highlights

  • 100 Feet of Waterfront
  • 1 Dock Slip
  • Gated Community
  • Boat Ramp
  • Beach
  • Lake Privileges

About This Home

As of March 2026

Perfectly nestled above a quiet deep water cove, this Tudor style waterfront chalet offers sweeping views of Lake Holiday from 3 sets of outdoor decks. 3 finished levels of space offers plenty of room to roam, plus an oversized 2-car garage and extended driveway for lots of guests! Enjoy reclaimed hardwood floors, an impressive brick fireplace in the spacious living room, a full bath on main, and a wall of glass doors offering serene views of the lake. This house needs updating but is an exceptional opportunity for a buyer to renovate and enjoy for summer! The upper level has a larger rear bedroom with sliding glass door to a private veranda, two additional bedrooms and a full bath with ceramic tile surround. Bright kitchen has white upper cabinets, wedgewood blue lowers, new wooden hood vent, solid surface countertops and peninsula breakfast bar. A huge open-shelf pantry or possible laundry room lies just off the kitchen, plus wet bar with separate ice maker, and entrance to the garage. Walk-out Finished lower level features a large Den with closet and en suite full bath with tub shower, utility room with laundry, primary bedroom and bathroom plus enormous walk-in closet,Rec room with wood stove area, and dual sliding glass doors to a large patio to view the incredible sunsets on Sunset Circle. Please note - This is an As-Is Sale. House needs work but is brimming with potential. Beyond your own private dock, the gated Lake Holiday community offers residents wonderful amenities and activities. Enjoy boating, kayaking, paddle boarding, and fishing in the magnificent 240-acre lake, plus 3 sandy beaches for swimming, a large clubhouse with fitness center and many social events, tennis, trails, a fantastic dog park, a marina with 156 boat slips, and a surface storage lot for your boat for the winter. The July 4th fireworks display is really a sight to see. Life is better at the lake!

Last Agent to Sell the Property

Elizabeth Kovalak

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC Brokerage Phone: 8554500442 License #02255204249 Listed on: 03/17/2026

Real Broker, LLC

Last Buyer's Agent

Elizabeth Kovalak

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC Brokerage Phone: 8554500442 License #02255204249 Listed on: 03/17/2026

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,005

Year Built

  • Built in 1975

Lot Details

  • 15,246 Sq Ft Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Premium Lot
  • Wooded Lot
  • Property is zoned R5

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 8 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Chalet
  • Tudor Architecture
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Crown Molding
  • Ceiling Fan
  • Brick Fireplace
  • Window Treatments
  • Sliding Doors
  • Mud Room
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Utility Room
  • Laundry Room
  • Water Views
  • Security Gate

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Accessible Home Design

  • Chairlift

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Patio

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Radiator
  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 303
  • Assessor Parcel Number 18-A02-2-2-303

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include security gate, sewer, snow removal, trash, road maintenance, common area maintenance
  • $57 Other Monthly Fees
  • Lake Holiday Estates HOA
  • Lake Holiday Estates Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • 80 Community Slips
  • Beach
  • Volleyball Courts
  • Community Playground
  • Jogging Path
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,005

Year Built

Built in 1975

Lot Details

0.35 Acres

HOA Fees

$143 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Tudor, Chalet
  • Accessibility Features: Chairlift
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 3/27/2026 12:00:00 AM
  • Year Built: 1975
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Wood, Carpet
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s), Window Treatments, Wet/Dry Bar, Wood Floors
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Mud Room, Recreation Room, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Walkout Level, Fully Finished
  • Total Sq Ft: 2160
  • Living Area Sq Ft: 2160
  • Price Per Sq Ft: 385.80
  • Above Grade Finished Sq Ft: 1296
  • Below Grade Finished Sq Ft: 864
  • Total Below Grade Sq Ft: 864
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Roof: Asphalt, Shingle
  • View: Water
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Wall Unit, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric, Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 143.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Gated Community, Water/Lake Privileges, Volleyball Courts, Tot Lots/Playground, Pier/Dock, Picnic Area, Meeting Room, Lake, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Security Gate, Sewer, Snow Removal, Trash, Road Maintenance, Common Area Maintenance
  • HOA Name: LAKE HOLIDAY ESTATES
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Premium, Trees/Wooded
  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15246.00
  • Outdoor Living Structures: Deck(s), Patio(s), Balconies- Multiple
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2005.00
  • Assessor Parcel Number: 18-A02-2-2-303
  • Tax Lot: 303
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 5, 2021
Closed on
Apr 1, 2021
Sold by
Joan M Scorgie Trust
Bought by
Kidd Robert S and Kidd Leslie S
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Elizabeth Kovalak
Real Broker, LLC
List Price
$389,000
Sold Price
$389,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$288,000
Outstanding Balance
$255,694
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$250,891

Purchase Details

Closed on
Oct 13, 2015
Sold by
Scorgie Joan M
Bought by
Joan M Scorgie Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $389,000 Old Town Title
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $288,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2026 03/31/26 Sold $495,000 -1.0% $229 / Sq Ft
03/17/2026 03/17/26 Pending -- -- --
03/17/2026 03/17/26 For Sale $500,000 +28.5% $231 / Sq Ft
04/05/2021 04/05/21 For Sale $389,000 0.0% $180 / Sq Ft
04/01/2021 04/01/21 Sold $389,000 -- $180 / Sq Ft View Prior Sale
02/10/2021 02/10/21 Pending -- -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,005 $417,700 $153,000 $264,700
2024 $1,224 $373,500 $137,000 $236,500
2023 $1,905 $373,500 $137,000 $236,500
2022 $1,988 $325,900 $132,000 $193,900
2021 $2,666 $325,900 $132,000 $193,900
2020 $2,514 $301,000 $132,000 $169,000
2019 $2,514 $301,000 $132,000 $169,000
2018 $2,423 $286,100 $132,000 $154,100
2017 $2,395 $286,100 $132,000 $154,100
2016 $2,204 $254,300 $105,100 $149,200
2015 $1,421 $253,700 $104,500 $149,200
2014 $1,166 $246,800 $104,500 $142,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAFV2040192

Bright MLS

APN: 18A022-2-303

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