$999,000

Estimated payment $5,908/month

5 Beds
5 Baths
4,419 Sq Ft
$226 Price per Sq Ft

Highlights

  • Docks
  • Waterfront
  • Deck
  • Gulf View
  • 1.18 Acre Lot
  • No HOA

About This Home

Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The home features a circular driveway, generous living areas, and a spacious deck overlooking the water, creating an ideal foundation for a stunning waterfront retreat or custom renovation. While the property does require updating and renovation, it presents a remarkable value-add opportunity for buyers looking to personalize a large coastal residence or create a one-of-a-kind luxury estate. With its prime waterfront setting, massive lot size, and proximity to the Gulf, this property is perfectly positioned for full-time living, a second home, or an investment project. Priced under $1 million, this is a rare chance to acquire a large waterfront home and over an acre of coastal land at an outstanding price point. Bring your vision and unlock the potential of this unique waterfront offering.

Listing Agent

Cindy Shoemaker

Christies International Real Estate Emerald Coast License #3135223 Listed on: 01/27/2026

Christies International Real Estate Emerald Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,644

Year Built

  • Built in 1961

Lot Details

  • 1.18 Acre Lot
  • Lot Dimensions are 220 x 198
  • Waterfront

Parking

  • 3 Car Garage
  • Circular Driveway

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Living Room
  • Gulf Views

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Full Bathrooms

Outdoor Features

  • Docks
  • Deck
  • Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Holmes Add Millville Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,644

Year Built

Built in 1961

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1961
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.18
  • Lot Size: 220 X 198
  • Road Frontage Type: City Street
  • Subdivision Name: Holmes Add- Millville
  • Architectural Style: Ranch
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Full Bathrooms: 5
  • Total Bedrooms: 5
  • Fireplace: Yes
  • Dining Room Type: Bedroom, Kitchen, Living Room, Porch

Exterior Features

  • View: Gulf
  • View: Yes
  • Waterfront: Yes
  • Exterior Features: Deck, Dock
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Circular Driveway
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 51401.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 8644.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,057 $528,335 $175,743 $352,592
2024 $8,139 $491,923 $159,759 $332,164
2023 $8,139 $467,186 $132,545 $334,641
2022 $6,892 $427,777 $0 $0
2021 $4,729 $272,474 $0 $0
2020 $4,319 $247,704 $96,465 $151,239
2019 $4,166 $257,743 $104,558 $153,185
2018 $5,741 $379,134 $0 $0
2017 $5,697 $380,130 $0 $0
2016 $5,848 $381,363 $0 $0
2015 $6,022 $381,884 $0 $0
2014 $6,333 $405,056 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/27/2026 01/27/26 For Sale $999,000 -- $226 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Union Title Corporation
Warranty Deed $350,000 Diamond Title Agency Inc
Warranty Deed $320,000 Sunbelt Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 Purchase Money Mortgage
Previous Owner $256,000 No Value Available
Closed $75,295 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 784222

Central Panhandle Association of REALTORS®

APN: 22939-000-000