$895,000
UNDER CONTRACT $20K PRICE DROP

2503 Chaplin Creek Dr Loveland, CO 80538

Estimated payment $5,930/month

Total Views 1,850
3 Beds
2.5 Baths
4,629 Sq Ft
$193 Price per Sq Ft

Highlights

  • Spa
  • Clubhouse
  • Multiple Fireplaces
  • Open Floorplan
  • Deck
  • Cathedral Ceiling

About This Home

Exceptional Walkout Ranch in Lakes at Centerra - A Patio Home Dream! Welcome to this stunning 3-bedroom, 3-bathroom ranch home with a 3-car heated garage in the highly desirable Lakes at Centerra community! Designed for seamless indoor-outdoor living, this property is packed with incredible outdoor spaces, including a front courtyard with a gas fireplace for cozy evenings, a back deck featuring a fire pit, and a walkout lower patio complete with a hot tub.With HOA-maintained yard and snow removal, this home offers the ease of patio home living while delivering the space and functionality of a single-family residence.Inside, the open floorplan is centered around a massive kitchen island, perfect for gathering and entertaining. The living area features a warm and inviting fireplace, and a sunroom provides the perfect spot to start and end your day. Brand-new carpet throughout adds a fresh, stylish touch to the home!The primary suite is generously sized, boasting a new soaking tub, a large shower, and a walk-in closet for ultimate comfort. A separate butler's pantry off the kitchen, complete with a bar, enhances both convenience and style.The spacious 3-car garage offers ample storage and even room for a workshop or extra recreational gear.Downstairs, the unfinished basement is ready to be customized to suit your needs, with two rough-ins for bathrooms, space for an additional guest suite, and abundant natural light from the walkout.Beyond the home itself, the Lakes at Centerra community shines with miles of trails, two lakes, a clubhouse, and more. Enjoy easy access to I-25 for commuting to Denver, plus the convenience of being minutes from downtown Loveland and a short 20-minute drive to Old Town Fort Collins.Don't miss out on this rare opportunity to own a walkout ranch in one of Northern Colorado's most sought-after neighborhoods!

Listing Agent

Jason Filler

LIV Sotheby's Intl Realty Listed on: 06/06/2025

LIV Sotheby's Intl Realty

Co-Listing Agent

Koa Schumann

LIV Sotheby's Intl Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,395

Year Built

  • Built in 2015

Lot Details

  • 0.27 Acre Lot
  • Partially Fenced Property
  • Corner Lot
  • Sprinkler System

HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage

Home Design

  • Patio Home
  • Wood Frame Construction
  • Composition Roof
  • Stone

Interior Spaces

  • 4,629 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Bar Fridge
  • Cathedral Ceiling
  • Multiple Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Balcony
  • Deck
  • Patio
  • Exterior Lighting

Schools

  • High Plains Elementary School
  • Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1655741

Community Details

Overview

  • Association fees include common amenities, snow removal, ground maintenance
  • Millennium Nw 4Th Sub Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,395

Year Built

Built in 2015

Lot Details

0

HOA Fees

$190 per month

Parking

3

Listing Details

  • Inclusions: Gas Range/Oven,Dishwasher,Refrigerator,Bar Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Disposal
  • Year Built: 2015
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.27
  • Road Surface Type: Paved
  • Co List Office Mls Id: LLEG
  • Subdivision Name: Millennium Nw 4th Sub
  • Above Grade Finished Sq Ft: 2428
  • Architectural Style: Patio Home, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 4629
  • Special Features: 4224
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
  • Has Basement: Full, Unfinished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 2201
  • Fireplace Features: 2+ Fireplaces, Living Room
  • Fireplace: Yes
  • Interior Amenities: High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Kitchen Island, 9ft+ Ceilings, Sunroom
  • Living Area: 2428
  • Main Level Bathrooms: 3
  • Window Features: Sunroom
  • Room Bedroom3 Features: Wood Floor
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 121
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 144
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 15
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 418
  • Living Room Features: Wood Floor
  • Room Kitchen Area: 190
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 255
  • Room Dining Room Area: 132
  • Master Bathroom Features: Full Primary Bath, Luxury Features Primary Bath, 5 Piece Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Corner Lot
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Stone
  • Exterior Features: Lighting, Balcony, Hot Tub Included
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Heated Garage, Oversized
  • IRESDS_Garage Sq Ft: 686
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Snow Removal, Maintenance Grounds
  • Community Features: Clubhouse, Pool, Playground, Park, Hiking/Biking Trails
  • Senior Community: No
  • Association #2 Fee: 195
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 375
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: Yes
  • IRESDS_HasAssociation2Fee: Yes
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: High Plains
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 11635
  • Parcel #: R1655741
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 9395

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,395 $58,900 $9,943 $48,957
2024 $9,240 $58,900 $9,943 $48,957
2022 $6,799 $42,756 $7,645 $35,111
2021 $6,927 $43,987 $7,865 $36,122
2020 $6,987 $44,437 $9,602 $34,835
2019 $6,913 $44,437 $9,602 $34,835
2018 $6,506 $41,155 $9,691 $31,464
2017 $5,954 $41,155 $9,691 $31,464
2016 $2,851 $19,892 $5,970 $13,922
2015 $674 $5,080 $5,080 $0
2014 $9 $30 $30 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Price Changed $895,000 -2.2% $193 / Sq Ft
06/06/2025 06/06/25 For Sale $915,000 -- $198 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Special Warranty Deed $552,035 Land Title Guarantee
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $90,000 Stand Alone Second
Previous Owner $484,158 VA
Previous Owner $45,000 Stand Alone Second
Previous Owner $526,050 VA
Source: Public Records

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Source: IRES MLS

MLS Number: 1036131

IRES MLS

APN: 85092-14-001