$376,000
SOLD JUL 11, 2025

2602 Sutters Mill Terrace Midlothian, VA 23112

5 Beds
3 Baths
2,238 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$168 Per Sq Ft

2 Days on Market

Highlights

  • Lake Front
  • Boat Dock
  • Property is near a marina
  • Clover Hill High Rated A
  • Golf Course Community
  • Pool House

About This Home

As of July 2025

Beautiful 5 BR, 3 Ba home with many updates and upgrades. New Carpeting and Interior Painting May 2025. Kitchen updated and upgraded with Corian countertops, Cabinets with "So Glide" Drawers, tile backsplash, SS refrigerator and dishwasher, new range hood, awesome moveable or "lock in place" custom island with additional storage, large custom built pantry with broom closet and an additional custom designed built in pantry in foyer closet. Light and bright Living Room with Cathedral Ceiling, Ceiling Fan, and Formal Dining Area. Updated and upgraded bathrooms with raised toilets, upgraded vanity and newer tub liner in hall bath. Upgraded Composite Decking and Composite Entry Steps at Stoop, Sliding Glass Doors replaced with upgraded French Doors and Briggs and Stratton Generator for additional coverage for Refrigerator and first level of home if needed.
Other upgrades include New Heat Pump, June 2024, Programmable Thermostadt, Updated Electrical Panel Box, Vinyl Siding, Newer Roof of home and storage building, Pull down Attic, floored and insulated with E Shield Material to deflect heat and provide insulation, Flippable Gutter System, Keyless Entry Lock and Built in Bookcases on first level in Family Room and Bedroom. Home just power washed May 2025.

Last Agent to Sell the Property

Dee Hall

Long & Foster REALTORS License #0225131692 Listed on: 05/26/2025

Long & Foster REALTORS

Last Buyer's Agent

Karen Chiluiza

License #0225211132

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,081

Year Built

  • Built in 1980

Lot Details

  • 7,841 Sq Ft Lot
  • Lake Front
  • Cul-De-Sac
  • Landscaped
  • Level Lot
  • Wooded Lot
  • Zoning described as R7

HOA Fees

  • $74 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Oversized Parking
  • Driveway
  • Off-Street Parking

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,238 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Window Treatments
  • French Doors
  • Insulated Doors
  • Separate Formal Living Room
  • Dining Area
  • Dryer

Kitchen

  • Induction Cooktop
  • Stove
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms

Pool

  • Pool House
  • In Ground Pool

Outdoor Features

  • Property is near a marina
  • Mooring
  • Dock Available
  • Deck
  • Shed
  • Porch
  • Stoop

Schools

  • Swift Creek Elementary And Middle School
  • Clover Hill High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Power Generator
  • Water Heater

Listing and Financial Details

  • Tax Lot 22
  • Assessor Parcel Number 727-68-96-13-100-000

Community Details

Overview

  • Sutters Mill Revised Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Community Deck or Porch
  • Common Area
  • Clubhouse

Recreation

  • Boat Dock
  • Golf Course Community
  • Community Playground
  • Community Pool
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,081

Year Built

Built in 1980

Lot Details

0

HOA Fees

$74 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1980
  • Property Attached Yn: No
  • Lot Size Acres: 0.18
  • Water Body Name: Swift Creek Reservoir
  • Ownership: Individuals
  • Subdivision Name: Sutters Mill Revised
  • Above Grade Finished Sq Ft: 2238.0
  • Architectural Style: Split-Foyer
  • Garage Yn: No
  • Unit Levels: Two, Multi/Split
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Freezer, Disposal, Ice Maker, Range, Refrigerator, Smooth Cooktop, Stove, Water Heater
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Door Features: French Doors, Insulated Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, Kitchen Island, Bath in Primary Bedroom, Pantry, Window Treatments, Programmable Thermostat
  • Living Area: 2238.0
  • Stories: 2
  • Window Features: Window Treatments

Exterior Features

  • Roof: Composition
  • Lot Features: Landscaped, Wooded, Cul-De-Sac, Level
  • Pool Features: In Ground, None, Outdoor Pool, Community
  • Waterfront Features: Dock Access, Lake, Mooring
  • Waterfront: No
  • Construction Type: Brick, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Paved Driveway
  • Other Structures: Storage, Pool House
  • Patio And Porch Features: Stoop, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Off Street, Oversized, Paved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Clubhouse, Community Pool, Deck/Porch, Dock, Golf, Home Owners Association, Lake, Marina, Playground, Park, Pond, Pool, Trails/Paths, Curbs, Gutter(s)
  • Amenities: Landscaping
  • Association Fee: 222.25
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Recreation Facilities, Water Access

Schools

  • Middle Or Junior School: Swift Creek

Lot Info

  • Topography: Level
  • Parcel Number: 727-68-96-13-100-000
  • Zoning Description: R7

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3081.0
  • Tax Lot: 22

MLS Schools

  • Elementary School: Swift Creek
  • High School: Clover Hill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2025
Closed on
Jul 2, 2025
Sold by
Kump William R and Kump Martha J
Bought by
Galeano Escobar Jenny V and Escobar Licea Carmen
Seller's Agent
Dee Hall
Long & Foster REALTORS
Buyer's Agent
Karen Chiluiza
List Price
$376,000
Sold Price
$376,000
Views
169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-13.49%
Original Mortgage
$369,189
Outstanding Balance
$369,189
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$4,097
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $80,000 New Conventional
Closed $154,632 VA
Closed $160,288 Stand Alone Refi Refinance Of Original Loan
Closed $148,000 New Conventional
Closed $143,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Sold $376,000 0.0% $168 / Sq Ft
05/28/2025 05/28/25 Pending -- -- --
05/26/2025 05/26/25 For Sale $376,000 -- $168 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $25 $347,000 $70,000 $277,000
2024 $25 $324,500 $70,000 $254,500
2023 $2,773 $304,700 $64,000 $240,700
2022 $2,478 $269,300 $54,000 $215,300
2021 $25 $242,500 $52,000 $190,500
2020 $2,202 $231,800 $51,000 $180,800
2019 $25 $219,000 $48,000 $171,000
2018 $25 $204,300 $45,000 $159,300
2017 $25 $191,200 $42,000 $149,200
2016 -- $183,200 $42,000 $141,200
2015 -- $175,300 $42,000 $133,300
2014 -- $175,000 $42,500 $132,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2514713

Central Virginia Regional MLS

APN: 727-68-96-13-100-000