2620 W 4th St Duluth, MN 55806
Lincoln Park Neighborhood
2
Beds
1.5
Baths
1,038
Sq Ft
4,356
Sq Ft Lot
Highlights
- Deck
- Formal Dining Room
- Views
- Traditional Architecture
- Porch
- 5-minute walk to Lincoln Park
About This Home
As of January 2024This home was completely renovated in 2009 and had some additional updates in 2015. Bright & spacious interior. Half bath on main floor, full bath on second floor. Walk-out basement. Deck off kitchen with harbor views. Home has market value of $88,000 but is being sold $28,000 below market value to income qualified households. Approximate house payment (includes principal, interest, property taxes, homeowner insurance & land lease fee) of $500 per month. Purchase with as little as $1500 out of pocket. Buyer’s gross annual income cannot exceed the following (household size in parenthesis): $40,550 (1); 46,350 (2); $52,150 (3); $57,900 (4); $62,550 (5); $67,200 (6).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $780
Year Built
- Built in 1918
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 25x140
- Partially Fenced Property
- Land Lease of $33
Parking
- No Garage
Home Design
- Traditional Architecture
- Wood Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 1,038 Sq Ft Home
- Multi-Level Property
- Living Room
- Formal Dining Room
- Property Views
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Stone Basement
Outdoor Features
- Deck
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 010-1180-02320
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 12, 2023
Closed on
Jan 11, 2024
Sold by
Moore Sean and Misgen Michelle
Bought by
Huyck Pamela
Seller's Agent
Michelle Misgen
Toohey Realty LLC
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$210,000
Sold Price
$210,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,301
Avg. Annual Appreciation
-6.35%
Original Mortgage
$97,500
Outstanding Balance
$96,239
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$93,341
Purchase Details
Closed on
Oct 3, 2014
Sold by
Minnesota Housing Finance Agency
Bought by
One Roof Community Housing
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,209
Interest Rate
4.09%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Jul 16, 2013
Sold by
Lossing Jacob A and Lossing Tracy L
Bought by
Minnesota Housing Finance Agency
Purchase Details
Closed on
Mar 6, 2009
Sold by
Minnesota Housing Finance Agency
Bought by
Northern Communities Land Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,600
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 7, 2008
Sold by
Ciurleo Lori L
Bought by
Minnesota Housing Finance Agency
Purchase Details
Closed on
Apr 21, 2006
Sold by
Chapman Kay M and Chapman Shane
Bought by
Northern Communities Land Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,200
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Duluth, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $210,000 | -- | |
| Limited Warranty Deed | $45,000 | Arrowhead Abstract & Title C | |
| Trustee Deed | $70,446 | None Available | |
| Limited Warranty Deed | -- | Arrowhead Abstract | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $65,000 | Consolidated |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $97,500 | New Conventional | |
| Closed | $16,500 | New Conventional | |
| Previous Owner | $55,000 | New Conventional | |
| Previous Owner | $2,420 | Unknown | |
| Previous Owner | $47,209 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $3,000 | Unknown | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $2,000 | Negative Amortization | |
| Previous Owner | $67,600 | Purchase Money Mortgage | |
| Previous Owner | $41,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $2,750 | Unknown | |
| Previous Owner | $2,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/11/2024 01/11/24 | Sold | $210,000 | 0.0% | $197 / Sq Ft |
| 12/12/2023 12/12/23 | Pending | -- | -- | -- |
| 11/27/2023 11/27/23 | For Sale | $210,000 | +223.1% | $197 / Sq Ft |
| 08/28/2019 08/28/19 | Sold | $65,000 | 0.0% | $63 / Sq Ft |
| 06/22/2019 06/22/19 | Pending | -- | -- | -- |
| 06/14/2019 06/14/19 | For Sale | $65,000 | +18.2% | $63 / Sq Ft |
| 04/16/2015 04/16/15 | Sold | $55,000 | 0.0% | $53 / Sq Ft |
| 03/12/2015 03/12/15 | Pending | -- | -- | -- |
| 03/05/2015 03/05/15 | For Sale | $55,000 | -- | $53 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $1,170 | $134,200 | $15,300 | $118,900 |
| 2022 | $840 | $122,600 | $14,000 | $108,600 |
| 2021 | $828 | $76,700 | $3,900 | $72,800 |
| 2020 | $784 | $76,700 | $3,900 | $72,800 |
| 2019 | $780 | $69,200 | $3,500 | $65,700 |
| 2018 | $700 | $69,200 | $3,500 | $65,700 |
| 2017 | $896 | $69,200 | $3,500 | $65,700 |
| 2016 | $880 | $125,400 | $12,900 | $112,500 |
| 2015 | $1,666 | $53,900 | $9,100 | $44,800 |
| 2014 | $1,666 | $53,900 | $9,100 | $44,800 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Michelle Misgen
Toohey Realty LLC
(612) 644-2324
1 in this area
2 Total Sales
-
N
Buyer's Agent in 2024
NON-RMLS NON-RMLS
Non-MLS
-
J
Seller's Agent in 2019
Jim Philbin
1 Roof Community Housing
(218) 348-6258
8 in this area
104 Total Sales
-
E
Buyer's Agent in 2019
Emily Silverness
Century 21 Atwood
(218) 428-7451
2 in this area
38 Total Sales
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6083854
APN: 010118002320
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