$55,000
SOLD APR 16, 2015

2620 W 4th St Duluth, MN 55806

Lincoln Park Neighborhood
2 Beds
1.5 Baths
1,038 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$53 Per Sq Ft

7 Days on Market

Highlights

  • Deck
  • Formal Dining Room
  • Views
  • Traditional Architecture
  • Porch
  • 5-minute walk to Lincoln Park

About This Home

As of January 2024

This home was completely renovated in 2009 and had some additional updates in 2015. Clean, bright & spacious feeling interior. Half bath on main floor, full bath on second floor. Walk-out basement. Deck off kitchen with harbor views. Home has market value of $85,000 but is being sold $30,000 below market value to income qualified households. Approximate house payment (includes principal, interest, taxes & insurance) of $400 per month. Purchase with as little as $1000 out of pocket. Call for details.

Last Agent to Sell the Property

Jim Philbin

1 Roof Community Housing Listed on: 03/05/2015

Last Buyer's Agent

Jim Philbin

1 Roof Community Housing Listed on: 03/05/2015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $873

Year Built

  • Built in 1918

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 25x140
  • Partially Fenced Property

Parking

  • No Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,038 Sq Ft Home
  • Living Room
  • Formal Dining Room
  • Property Views

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Stone Basement

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 010-1180-02320

Home Details

Home Type

Single Family

Est. Annual Taxes

$873

Year Built

Built in 1918

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: From I-35 take 27th Ave W exit to Fourth Street. Turn right on 4th.
  • L O1 Office Phone1 Number: 218-727-5372
  • List Price/ Sq Ft: 52.99
  • Property Sub-Type: SF/Detached
  • Tax Year: 2014
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Amenities Exterior: Deck, Fenced Yard - Partial, Porch
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1038
  • Garage Type: None
  • Heat: Forced Air, Natural Gas, Electric
  • Reso Roof: Asphalt Shingles
  • TotalBedrooms: 2
  • Year Built: 1918
  • Level 1 Bedroom: Main
  • RoomLevel4: Second Floor
  • RoomLevel5: Second Floor
  • Property Style: Traditional
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement Features: Walkout
  • Basement Material: Stone
  • Estimated Basement Sq Ft: 638
  • Basement Style: Full
  • Bathroom 1 Level: 2
  • Level 2 Three Quarter Bathrooms: 1
  • Bathroom Description: Full Main Floor
  • Formal Dining: Formal Dining Room
  • Fireplace: No
  • Bathroom 1: Living Room
  • Bathroom 2: Kitchen
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1.25 - 1.75 Story
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1038
  • Exercise Room Level2: Main

Exterior Features

  • Construction Status: Previously Owned
  • Exterior: Vinyl

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Schools

  • School District: Duluth #709
  • Junior High Dist: Duluth #709

Lot Info

  • Geo Update Timestamp: 2015-04-16
  • Estimated Lot Dimensions: 25x140
  • Estimated Number of Acres: 0.1
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 010-1180-02320

Rental Info

  • Lease Terms: Conventional, MHFA/WHEDA

Tax Info

  • Tax Amount: 873.44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 12, 2023
Closed on
Jan 11, 2024
Sold by
Moore Sean and Misgen Michelle
Bought by
Huyck Pamela
Seller's Agent
Michelle Misgen
Toohey Realty LLC
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$210,000
Sold Price
$210,000
Current Estimated Value
$189,339

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,661
Avg. Annual Appreciation
-6.86%
Original Mortgage
$97,500
Outstanding Balance
$96,239
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$93,341

Purchase Details

Closed on
Oct 3, 2014
Sold by
Minnesota Housing Finance Agency
Bought by
One Roof Community Housing

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,209
Interest Rate
4.09%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jul 16, 2013
Sold by
Lossing Jacob A and Lossing Tracy L
Bought by
Minnesota Housing Finance Agency

Purchase Details

Closed on
Mar 6, 2009
Sold by
Minnesota Housing Finance Agency
Bought by
Northern Communities Land Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,600
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 7, 2008
Sold by
Ciurleo Lori L
Bought by
Minnesota Housing Finance Agency

Purchase Details

Closed on
Apr 21, 2006
Sold by
Chapman Kay M and Chapman Shane
Bought by
Northern Communities Land Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,200
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $210,000 --
Limited Warranty Deed $45,000 Arrowhead Abstract & Title C
Trustee Deed $70,446 None Available
Limited Warranty Deed -- Arrowhead Abstract
Sheriffs Deed -- None Available
Warranty Deed $65,000 Consolidated
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $97,500 New Conventional
Closed $16,500 New Conventional
Previous Owner $55,000 New Conventional
Previous Owner $2,420 Unknown
Previous Owner $47,209 Future Advance Clause Open End Mortgage
Previous Owner $3,000 Unknown
Previous Owner $15,000 Unknown
Previous Owner $2,000 Negative Amortization
Previous Owner $67,600 Purchase Money Mortgage
Previous Owner $41,200 Fannie Mae Freddie Mac
Previous Owner $15,000 Unknown
Previous Owner $2,750 Unknown
Previous Owner $2,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/11/2024 01/11/24 Sold $210,000 0.0% $197 / Sq Ft
12/12/2023 12/12/23 Pending -- -- --
11/27/2023 11/27/23 For Sale $210,000 +223.1% $197 / Sq Ft
08/28/2019 08/28/19 Sold $65,000 0.0% $63 / Sq Ft
06/22/2019 06/22/19 Pending -- -- --
06/14/2019 06/14/19 For Sale $65,000 +18.2% $63 / Sq Ft
04/16/2015 04/16/15 Sold $55,000 0.0% $53 / Sq Ft
03/12/2015 03/12/15 Pending -- -- --
03/05/2015 03/05/15 For Sale $55,000 -- $53 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,170 $134,200 $15,300 $118,900
2022 $840 $122,600 $14,000 $108,600
2021 $828 $76,700 $3,900 $72,800
2020 $784 $76,700 $3,900 $72,800
2019 $780 $69,200 $3,500 $65,700
2018 $700 $69,200 $3,500 $65,700
2017 $896 $69,200 $3,500 $65,700
2016 $880 $125,400 $12,900 $112,500
2015 $1,666 $53,900 $9,100 $44,800
2014 $1,666 $53,900 $9,100 $44,800
Source: Public Records

Agents Affiliated with this Home

  • Michelle Misgen

    Seller's Agent in 2024

    Michelle Misgen

    Toohey Realty LLC

    (612) 644-2324

    1 in this area

    2 Total Sales

    Michelle Misgen
    Section Image

  • N

    Buyer's Agent in 2024

    NON-RMLS NON-RMLS

    Non-MLS

  • J

    Seller's Agent in 2019

    Jim Philbin

    1 Roof Community Housing

    (218) 348-6258

    8 in this area

    105 Total Sales

    Jim Philbin
    Section Image

  • E

    Buyer's Agent in 2019

    Emily Silverness

    Century 21 Atwood

    2 in this area

    40 Total Sales

    Emily Silverness
    Section Image
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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6014800

APN: 010118002320

Minnesota St Louis County Duluth 55806 Lincoln Park

2620 W 4th St, Duluth, MN

This home is located at 2620 W 4th St, Duluth, MN 55806 and is currently priced at $55,000, approximately $52 per square foot. This property was built in 1918. 2620 W 4th St is a home located in St. Louis County with nearby schools including Lincoln Park Middle School, Denfeld High School, and Harbor City International School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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