2620 W 4th St Duluth, MN 55806
Lincoln Park Neighborhood
2
Beds
1.5
Baths
1,067
Sq Ft
1903
Built
Highlights
- Deck
- The kitchen features windows
- Forced Air Heating System
- No HOA
- Porch
- 5-minute walk to Lincoln Park
About This Home
As of January 2024This home is less than a block from beautiful Lincoln Park and walking distance to the craft district. This home was completely renovated in 2009 with additional updates in 2015 and 2019. Highlights include, bright and spacious interior, deck off the kitchen with harbor views, half bath downstairs, hardwood floors upstairs and down, full bath on the second floor, walk-out basement, fenced in backyard and off street parking. Home has market value of $220,000 but is being sold $100,000 below market value to income qualified households. Buyers gross annual income cannot exceed the following (household size in parenthesis): $50,600 (1): $57,800 (2); $65,050 (3): $72,250 (4): $78,050 (5); $83,850 (6) $89,600 (7) $95,400 (8).Sellers are asking that the piano stays with the house.
Last Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $840
Year Built
- Built in 1903
Lot Details
- Lot Dimensions are 25x140
- Chain Link Fence
- Land Lease
Home Design
- Unfinished Walls
Interior Spaces
- 1,067 Sq Ft Home
- 2-Story Property
- Combination Dining and Living Room
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Stone or Rock in Basement
- Basement Storage
- Basement Window Egress
Outdoor Features
- Deck
- Porch
Utilities
- Forced Air Heating System
Community Details
- No Home Owners Association
- Duluth Proper Second Div Subdivision
Listing and Financial Details
- Assessor Parcel Number 010118002320
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 12, 2023
Closed on
Jan 11, 2024
Sold by
Moore Sean and Misgen Michelle
Bought by
Huyck Pamela
Seller's Agent
Michelle Misgen
Toohey Realty LLC
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$210,000
Sold Price
$210,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,301
Avg. Annual Appreciation
-6.39%
Original Mortgage
$97,500
Outstanding Balance
$96,239
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$93,341
Purchase Details
Closed on
Oct 3, 2014
Sold by
Minnesota Housing Finance Agency
Bought by
One Roof Community Housing
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,209
Interest Rate
4.09%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Jul 16, 2013
Sold by
Lossing Jacob A and Lossing Tracy L
Bought by
Minnesota Housing Finance Agency
Purchase Details
Closed on
Mar 6, 2009
Sold by
Minnesota Housing Finance Agency
Bought by
Northern Communities Land Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,600
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 7, 2008
Sold by
Ciurleo Lori L
Bought by
Minnesota Housing Finance Agency
Purchase Details
Closed on
Apr 21, 2006
Sold by
Chapman Kay M and Chapman Shane
Bought by
Northern Communities Land Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,200
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Duluth, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $210,000 | -- | |
| Limited Warranty Deed | $45,000 | Arrowhead Abstract & Title C | |
| Trustee Deed | $70,446 | None Available | |
| Limited Warranty Deed | -- | Arrowhead Abstract | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $65,000 | Consolidated |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $97,500 | New Conventional | |
| Closed | $16,500 | New Conventional | |
| Previous Owner | $55,000 | New Conventional | |
| Previous Owner | $2,420 | Unknown | |
| Previous Owner | $47,209 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $3,000 | Unknown | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $2,000 | Negative Amortization | |
| Previous Owner | $67,600 | Purchase Money Mortgage | |
| Previous Owner | $41,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $2,750 | Unknown | |
| Previous Owner | $2,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/11/2024 01/11/24 | Sold | $210,000 | 0.0% | $197 / Sq Ft |
| 12/12/2023 12/12/23 | Pending | -- | -- | -- |
| 11/27/2023 11/27/23 | For Sale | $210,000 | +223.1% | $197 / Sq Ft |
| 08/28/2019 08/28/19 | Sold | $65,000 | 0.0% | $63 / Sq Ft |
| 06/22/2019 06/22/19 | Pending | -- | -- | -- |
| 06/14/2019 06/14/19 | For Sale | $65,000 | +18.2% | $63 / Sq Ft |
| 04/16/2015 04/16/15 | Sold | $55,000 | 0.0% | $53 / Sq Ft |
| 03/12/2015 03/12/15 | Pending | -- | -- | -- |
| 03/05/2015 03/05/15 | For Sale | $55,000 | -- | $53 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $1,170 | $134,200 | $15,300 | $118,900 |
| 2022 | $840 | $122,600 | $14,000 | $108,600 |
| 2021 | $828 | $76,700 | $3,900 | $72,800 |
| 2020 | $784 | $76,700 | $3,900 | $72,800 |
| 2019 | $780 | $69,200 | $3,500 | $65,700 |
| 2018 | $700 | $69,200 | $3,500 | $65,700 |
| 2017 | $896 | $69,200 | $3,500 | $65,700 |
| 2016 | $880 | $125,400 | $12,900 | $112,500 |
| 2015 | $1,666 | $53,900 | $9,100 | $44,800 |
| 2014 | $1,666 | $53,900 | $9,100 | $44,800 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Michelle Misgen
Toohey Realty LLC
(612) 644-2324
1 in this area
2 Total Sales
-
N
Buyer's Agent in 2024
NON-RMLS NON-RMLS
Non-MLS
-
J
Seller's Agent in 2019
Jim Philbin
1 Roof Community Housing
(218) 348-6258
8 in this area
103 Total Sales
-
E
Buyer's Agent in 2019
Emily Silverness
Century 21 Atwood
(218) 428-7451
2 in this area
38 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6459237
APN: 010118002320
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