NOT LISTED FOR SALE

2647 Spencer Ct Tracy, CA 95377

Estimated Value: $606,625 - $644,000

3 Beds
2 Baths
1,434 Sq Ft
$434/Sq Ft Est. Value

Last Sold October 12, 2021

Last sale price $635,000 $443 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,990/month

9 Days on Market

About This Home

As of October 2021

Captivating single story located in the highly desirable Lyon Crossroads subdivision. This home features newly refinished wood flooring, newly painted interior and carpet throughout. Large, open family/kitchen combo with tiled counters, oak cabinets, island and recessed lighting. Bright family room with fireplace and backyard access. Master suite with walk in closet and double sinks. Inviting backyard with rose bushes and freshly laid sod. Centrally located next to schools, shopping and entertainment. Easy freeway access!

Last Agent to Sell the Property

Renee Saenz

Keller Williams Central Valley License #01357353 Listed on: 08/26/2021

Last Buyer's Agent

Non-MLS Member

Non-MLS Office

Home Details

Home Type

  • Single Family

Year Built

  • 2001

Lot Details

  • 4,792

Parking

  • 2

Home Design

  • Updated or Remodeled

Interior Spaces

  • Family or Dining Combination
  • Kitchen Island

Home Details

Home Type

Single Family

Year Built

2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Sub Type: Single Family Residence
  • Remodeled Updated: Yes
  • Remodeled/Updated Desc: Other-Rmks 0-5YR
  • Architectural Style: Contemporary
  • Directions: W 11th St, R on Crossroads Dr, L on Spencer Ct. House on Right.
  • Horses: No
  • Building Stories: 1
  • Special Features: None
  • Stories: 1
  • Year Built: 2001

Interior Features

  • Fireplace Features: Living Room
  • Bathroom Features: Double Sinks,Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Dining/Family Combo
  • Kitchen Features: Island
  • Living Room Features: Other
  • Main Level: Bedroom(s),Dining Room,Family Room,Master Bedroom,Full Bath(s),Garage,Kitchen,Street Entrance
  • Price Per Square Foot: 442.82
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Flooring: Carpet, Wood

Exterior Features

  • Roof: Composition
  • Foundation Details: Slab
  • Construction Type: Wood
  • Disclosures: Natural Hazard Disclosure Available
  • Fencing: Back Yard
  • Lot Features: Court, Curb(s)
  • Pool Private: No

Garage/Parking

  • Parking Features: Attached
  • Garage Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
  • Electric: 220 Volts
  • Laundry Features: Laundry Closet, Inside Area
  • Security: Carbon Mon Detector, Smoke Detector
  • Sewer: In & Connected
  • Utilities: All Public
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Schools

  • Junior High Dist: Tracy Unified

Lot Info

  • Lot Size Sq Ft: 5001
  • Zoning Description: R

Tax Info

  • Bonds/Assessments/Taxes Description: 1915,Mello Roos
  • Bonds/Assessments/Taxes: Yes

MLS Schools

  • School District (County): San Joaquin

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2021
Closed on
Oct 4, 2021
Sold by
Avila Elias and Avila Audra
Bought by
Gharu Vijay and Gharu Rebecca Messiah
Seller's Agent
Renee Saenz
Keller Williams Central Valley
Buyer's Agent
Non-MLS Member
Non-MLS Office
List Price
$595,000
Sold Price
$635,000
Premium/Discount to List
$40,000
6.72%
Current Estimated Value
$621,906

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,094
Avg. Annual Appreciation
-0.49%
Original Mortgage
$508,000
Outstanding Balance
$463,249
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$158,657

Purchase Details

Closed on
Apr 17, 2017
Sold by
Avila Elias
Bought by
Avila Elias and Avila Audra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,500
Interest Rate
4.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 2, 2008
Sold by
Avila Audra
Bought by
Avila Elias

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,264
Interest Rate
6.04%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 20, 2008
Sold by
The Bank Of New York
Bought by
Avila Elias

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,264
Interest Rate
6.04%
Mortgage Type
FHA

Purchase Details

Closed on
May 28, 2008
Sold by
Wright Kathy
Bought by
The Bank Of New York and Cwabs Inc Asset Backed Certificates Seri

Purchase Details

Closed on
Oct 11, 2006
Sold by
Honniball Samuel W
Bought by
Wright Kathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,400
Interest Rate
5.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 30, 2004
Sold by
Almacen Rizaldo and Almacen Belinda V
Bought by
Honniball Samuel W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 10, 2000
Sold by
William Lyon Homes Inc
Bought by
Almacen Rizaldo and Almacen Belinda V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,650
Interest Rate
7.11%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gharu Vijay $635,000 North American Title Co Inc
Avila Elias -- Chicago Title Company
Avila Elias -- First American Title Company
Avila Elias $210,000 First American Title Company
The Bank Of New York $258,825 Landsafe Title
Wright Kathy $468,000 Stewart Title Guaranty Co
Honniball Samuel W $405,000 Fidelity Natl Title Ins Co
Almacen Rizaldo $258,500 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gharu Vijay $508,000
Previous Owner Avila Elias $274,500
Previous Owner Avila Elias $207,264
Previous Owner Wright Kathy $374,400
Previous Owner Honniball Samuel W $324,000
Previous Owner Almacen Rizaldo $232,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/12/2021 10/12/21 Sold $635,000 +6.7% $443 / Sq Ft
09/04/2021 09/04/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $595,000 -- $415 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,859 $655,300 $195,000 $460,300
2024 $7,979 $619,100 $185,000 $434,100
2023 $8,284 $647,700 $193,800 $453,900
2022 $8,385 $635,000 $190,000 $445,000
2021 $4,269 $249,823 $74,946 $174,877
2020 $4,222 $247,262 $74,178 $173,084
2019 $4,149 $242,415 $72,724 $169,691
2018 $4,061 $237,663 $71,299 $166,364
2017 $3,901 $233,003 $69,901 $163,102
2016 $3,910 $228,436 $68,531 $159,905
2014 $3,705 $220,601 $66,180 $154,421
Source: Public Records

Agents Affiliated with this Home

  • Renee Saenz

    Seller's Agent in 2021

    Renee Saenz

    Keller Williams Central Valley

    (209) 814-8821

    29 in this area

    51 Total Sales

    Renee Saenz
    Section Image

  • N

    Buyer's Agent in 2021

    Non-MLS Member

    Non-MLS Office

See All Agents

Map

Source: MetroList

MLS Number: 221108676

MetroList

APN: 238-440-41

California San Joaquin County Tracy 95377

2647 Spencer Ct, Tracy, CA

Not Listed for Sale

Detached

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