NOT LISTED FOR SALE

2709 Ridgeway St Effingham, IL 62401

Estimated Value: $304,632 - $707,000

3 Beds
2.5 Baths
2,340 Sq Ft
$175/Sq Ft Est. Value

Last Sold April 25, 2014

Last sale price $151,000 $65 Per Sq Ft

Est. 171% increase in value since last sale

Current estimated payment $2,666/month

79 Days on Market

Highlights

  • 2 Car Attached Garage
  • Home Security System
  • Forced Air Heating and Cooling System
  • Walk-In Closet
  • En-Suite Primary Bedroom
  • Gas Fireplace

About This Home

As of April 2014

Super Location on a Large Lot! This 3 bedroom, 2.5 bath home has modern updates including the kitchen and newer flooring throughout the home. The main level family room features a gas fireplace and a main level laundry area off the kitchen. The basement contains a nice sized office area as well as a rec room. The large lot boasts a wooden deck off the back of the house.

Last Agent to Sell the Property

Amanda Hirtzel

Weichert, Realtors / Heart & Home License #471019746 Listed on: 01/07/2014

Last Buyer's Agent

Matt Dammerman

Dammerman & Associates Benchmark Realty License #471004701

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,576

Year Built

  • Built in 1994

Lot Details

  • 0.39 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Gas Fireplace
  • Basement
  • Sump Pump
  • Home Security System

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater

Community Details

  • Southwind Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0311333020

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,576

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1560.0
  • Directions: Banker Street to Elm Street. East on Elm to Ridgeway. Sign in front yard.
  • Lot Size Acres: 0.39
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 2
  • Subdivision Name: Southwind
  • Year Built: 1994
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Oven, Refrigerator, Washer
  • Has Basement: Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 780.0
  • Interior Amenities: Fireplace, Bath in Primary Bedroom, Pantry, Walk-In Closet(s)
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Stories: 2

Exterior Features

  • Construction Type: Vinyl Siding
  • Roof: Shingle
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Laundry Features: Main Level
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 16781.9
  • Parcel #: 0311333020
  • Zoning: RES

Tax Info

  • Tax Year: 2012
  • Tax Annual Amount: 3576.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 16, 2021
Sold by
Hecht Benjamin and Schutzbach Anna
Bought by
Wilkins Andrew and Wilkins Erica
Current Estimated Value
$408,658

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Outstanding Balance
$162,968
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$245,690

Purchase Details

Closed on
Jul 1, 2020
Sold by
Lilley Gregory A
Bought by
Hecht Benjamin and Schutzbach Anna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 27, 2020
Sold by
United Fidelity Bank Fsb
Bought by
Lilley Gregory A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
3.7%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 9, 2020
Sold by
Pullen Keith and Pullen Natasha M
Bought by
United Fidelity Bank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
3.7%
Mortgage Type
Construction

Purchase Details

Closed on
Mar 29, 2018
Sold by
Riquelme Daniel and Riquelme Tamela
Bought by
Okermah Kathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,500
Interest Rate
4.99%
Mortgage Type
Closed End Mortgage

Purchase Details

Listed on
Jan 7, 2014
Closed on
Apr 25, 2014
Sold by
Potts Brandon A
Bought by
Pullen Keith and Taylor Natasha
Seller's Agent
Amanda Hirtzel
Weichert, Realtors / Heart & Home
Buyer's Agent
Matt Dammerman
Dammerman & Associates Benchmark Realty
List Price
$157,900
Sold Price
$151,000
Premium/Discount to List
-$6,900
-4.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.98%
Original Mortgage
$152,807
Interest Rate
4.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 29, 2005
Sold by
Sunseri Kenneth T
Bought by
Potts Brandon A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,980
Interest Rate
5.56%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilkins Andrew $240,000 Attorneys Ttl Guaranty Fund
Hecht Benjamin $185,000 Attorney
Lilley Gregory A $80,000 Attorney
United Fidelity Bank -- Attorney
Okermah Kathy $168,500 Burnet Title
Pullen Keith -- None Available
Potts Brandon A $130,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilkins Andrew $180,000
Previous Owner Hecht Benjamin $145,000
Previous Owner Lilley Gregory A $109,000
Previous Owner Okermah Kathy $168,500
Previous Owner Pullen Keith $152,807
Previous Owner Potts Brandon A $25,980
Previous Owner Potts Brandon A $103,920
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/25/2014 04/25/14 Sold $151,000 -4.4% $65 / Sq Ft
03/29/2014 03/29/14 Pending -- -- --
01/08/2014 01/08/14 For Sale $157,900 -- $67 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,165 $97,370 $14,410 $82,960
2023 $5,611 $88,520 $13,100 $75,420
2022 $4,216 $81,210 $12,020 $69,190
2021 $4,559 $68,940 $11,900 $57,040
2020 $4,902 $66,990 $11,560 $55,430
2019 $4,375 $66,330 $11,450 $54,880
2018 $4,216 $63,780 $11,010 $52,770
2017 $4,136 $62,530 $10,790 $51,740
2016 $4,036 $60,710 $10,480 $50,230
2015 -- $58,940 $10,170 $48,770
2014 -- $57,220 $9,870 $47,350
2013 -- $56,100 $9,680 $46,420
2012 -- $55,270 $9,540 $45,730
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6130969

APN: 0311333020