NOT LISTED FOR SALE

2809 Somerset Bay Unit 41 Indianapolis, IN 46240

Clearwater Neighborhood

Estimated Value: $228,000 - $232,000

2 Beds
1.5 Baths
970 Sq Ft
$312/mo HOA Fee

Last Sold October 19, 2022

Last sale price $225,000 $232 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,792/month

1 Day on Market

Highlights

  • Lake Front
  • Mature Trees
  • Deck
  • Clearwater Elementary School Rated A-
  • Clubhouse
  • Contemporary Architecture

About This Home

As of October 2022

WOW! Beautifully updated "B" unit/ground level with Garage and spectacular lake views at Harbour Club! Spacious great room with vaulted ceilings, wood burning fireplace and skylight, eat in kitchen w/ breakfast bar, stainless appliances and marble backsplash, MBR suite with views of the lake. FAB remodeled bathroom... full walk in shower w/gorgeous porcelain and marble tile, stylish vanity and lighting. Detached garage is "semi finished" with newly installed lighting, WIFI GDO and pull down stairs to full floored attic space. HVAC 2017. Enjoy relaxing or on your deck or take advantage of the tennis/pickleball courts, pool, gazebo, sandy beach and of course the 95 acre spring fed lake! See attached community handbook - no rentals allowed.

Last Agent to Sell the Property

Sandi Werner

Dropped Members License #RB14021844 Listed on: 09/15/2022

Dropped Members

Last Buyer's Agent

Amy Gillum

JCD Realty LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,554

Year Built

  • Built in 1987

Lot Details

  • Lake Front
  • 1 Common Wall
  • Mature Trees

HOA Fees

  • $312 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Ranch Style House
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 970 Sq Ft Home
  • Vaulted Ceiling
  • Skylights
  • Vinyl Clad Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Laminate Flooring
  • Smart Locks

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 490230125001000800

Community Details

Overview

  • Association fees include clubhouse, insurance, lawncare, ground maintenance, maintenance structure, management, snow removal, tennis court(s)
  • Association Phone (317) 570-4358
  • Harbour Club Subdivision
  • Property managed by Kirkpatrick Mgmt

Recreation

  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,554

Year Built

Built in 1987

Lot Details

0

HOA Fees

$312 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Architectural Style: Contemporary, Ranch
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2021
  • Year Built: 1987
  • Building Area Total: 970
  • Garage Y N: Yes
  • Lot Size Acres: 0.15
  • Subdivision Name: Harbour Club
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Floor Number: 1
  • Lifestyles: Other/See Remarks
  • Unit Entry Level: 1
  • F H A Certified: Yes
  • MBR_AttributionContact: sandiwerner@comcast.net
  • Special Features: None

Interior Features

  • Common Walls: 1 Common Wall
  • Basement: No
  • Appliances: Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer, Electric Water Heater
  • Levels: One
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Great Room, Woodburning Fireplce
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Skylight(s), Windows Vinyl, Breakfast Bar, Eat-in Kitchen, Entrance Foyer
  • Living Area: 970
  • Main Level Bedrooms: 2
  • Other Equipment: Smoke Alarm
  • Eating Area: Breakfast Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 970
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • ResoLivingAreaSource: Assessor
  • Rooms Basement: 0
  • SqFt Total: 970

Exterior Features

  • Construction Materials: Vinyl Siding
  • Disclosures: Not Applicable
  • Exterior Features: Clubhouse, Tennis Community, Dock, Smart Lock(s)
  • Foundation Details: Slab
  • List Price: 215000
  • Patio And Porch Features: Deck Main Level
  • Pool Features: Community, Association
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Detached, Garage Door Opener, Storage
  • Garage Parking Other: Service Door

Utilities

  • Cooling: Central Electric
  • Heating: Forced Air, Heat Pump, Electric
  • Laundry Features: Laundry Closet
  • Water Source: Municipal/City
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Fee: 312
  • Association Fee Frequency: Monthly
  • Association Phone: 317-570-4358
  • Association YN: Yes
  • Management Company Name: Kirkpatrick Mgmt
  • H O A Disclosures: Covenants & Restrictions,Rental Restrictions
  • Condo Description Location: Ground Level
  • Condo Type: Horizontal

Fee Information

  • Association Fee Includes: Clubhouse, Insurance, Insurance, Lawncare, Maintenance Grounds, Maintenance Structure, Management, Snow Removal, Tennis Court(s)

Lot Info

  • Lot Features: Street Lights, Mature Trees
  • Property Attached Yn: Yes
  • Additional Parcels: No
  • Lot Size Sq Ft: 6734
  • Parcel Number: 490230125001000800
  • Acres: <1/4 Acre

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 1554
  • Tax Block: 0
  • Tax Lot: 0
  • Semi Annual Property Tax Amt: 777
  • Tax Exemption: Homestead Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 25, 2025
Sold by
Kanervo Mary Ann
Bought by
Mara Robert Jeffrey and Mara Vicki Lynn
Current Estimated Value
$235,169

Purchase Details

Listed on
Sep 15, 2022
Closed on
Oct 28, 2022
Sold by
Wiener Breck
Bought by
Kanervo Mary Ann
Seller's Agent
Sandi Werner
Dropped Members
Buyer's Agent
Amy Gillum
JCD Realty LLC
List Price
$215,000
Sold Price
$225,000
Premium/Discount to List
$10,000
4.65%
Views
38

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.82%

Purchase Details

Closed on
Jul 26, 2017
Sold by
Pendley Michelle D
Bought by
Weiner Breck

Purchase Details

Closed on
Jun 9, 2009
Sold by
Stoddard Wanda J
Bought by
Pendley Michelle D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,153
Interest Rate
4.92%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 20, 2008
Sold by
Baron Jennifer A
Bought by
Stoddard Wanda J

Purchase Details

Closed on
Mar 24, 2008
Sold by
Thorton Mary K and Thornton Mary K
Bought by
Stoddard Wanda and Baron Jennifer A
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kanervo Mary Ann $225,000 --
Weiner Breck $138,500 --
Wiener Breck $138,500 Enterprise Title
Pendley Michelle D -- None Available
Stoddard Wanda J -- None Available
Stoddard Wanda -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Pendley Michelle D $96,153
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2022 10/19/22 Sold $225,000 +4.7% $232 / Sq Ft
09/16/2022 09/16/22 Pending -- -- --
09/15/2022 09/15/22 For Sale $215,000 -- $222 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,314 $207,900 $24,600 $183,300
2023 $2,314 $198,000 $24,500 $173,500
2022 $1,920 $154,000 $24,400 $129,600
2021 $1,620 $135,000 $24,400 $110,600
2020 $1,543 $134,400 $24,400 $110,000
2019 $1,271 $123,000 $24,400 $98,600
2018 $1,125 $115,100 $24,300 $90,800
2017 $943 $108,600 $24,300 $84,300
2016 $758 $99,000 $24,300 $74,700
2014 $575 $94,200 $24,300 $69,900
2013 $651 $97,200 $24,300 $72,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21883048

MIBOR Broker Listing Cooperative®

APN: 49-02-30-125-001.000-800