NOT LISTED FOR SALE

2909 Ruff Way Fort Collins, CO 80528

Estimated Value: $644,000 - $716,000

4 Beds
3.5 Baths
3,035 Sq Ft
$227/Sq Ft Est. Value

Last Sold May 18, 2021

Last sale price $572,500 $189 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $4,027/month

6 Days on Market

Highlights

  • Fitness Center
  • Open Floorplan
  • Contemporary Architecture
  • Bacon Elementary School Rated A-
  • Clubhouse
  • Wood Flooring

About This Home

As of May 2021

Check out this gorgeous well cared for home. With new furnace and a/c, new roof in 2020 and fresh exterior paint this home has it all and so much more! Bright and spacious living with tall ceilings and tons of windows nestled on a corner lot in the highly desirable Harvest Park neighborhood. Closely located to three parks, pool/clubhouse and middle/high school(s). This charming 4 bedroom 4 bathroom 2 story features hardwood floors throughout the main level, lovely kitchen, 2 main floor living spaces and gas fireplace. Upper level floor plan includes, roomy loft, primary bedroom suite with spacious double sink vanity bath and walk in closet. Two additional bedrooms with a full Jack and Jill bathroom round out the functional layout. In addition this home offers a lower level 4th bedroom, full bath and a cozy theater room. This summer enjoy the private patio and professionally landscaped yard in this truly unique home in a wonderful location!

Last Agent to Sell the Property

Andrea Bisnette

Realty One Group Fourpoints Listed on: 04/14/2021

Realty One Group Fourpoints

Last Buyer's Agent

Paul Schnaitter

Group Centerra

Group Centerra

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,446

Year Built

  • Built in 2003

Lot Details

  • 5,414 Sq Ft Lot
  • Fenced
  • Level Lot
  • Sprinkler System

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 3,035 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Dining Room
  • Home Office
  • Recreation Room with Fireplace
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Schools

  • Bacon Elementary School
  • Preston Middle School
  • Fossil Ridge High School

Additional Features

  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1599386

Community Details

Overview

  • Association fees include common amenities, management
  • Harvest Park Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,446

Year Built

Built in 2003

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Year Built: 2003
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.12
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Harvest Park
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 3035
  • Special Features: None
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave
  • Accessibility Features: Level Lot
  • Has Basement: Full, 90%+ Finished Basement
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Family/Recreation Room Fireplace
  • Fireplace: Yes
  • Interior Amenities: Study Area, Separate Dining Room, Open Floorplan, Pantry, Walk-In Closet(s)
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom3 Level: Upper
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Wood Floor
  • Room Family Room Level: Basement
  • Room Kitchen Features: Wood Floor
  • Family Room Features: Wood Floor
  • Living Room Features: Wood Floor
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: 5 Piece Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Composition Siding
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City of FTC
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Fort Collins
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Clubhouse, Pool, Playground, Fitness Center, Park
  • Senior Community: No
  • Association Fee: 807
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Bacon
  • HighSchool: Fossil Ridge
  • Junior High Dist: Poudre
  • Middle Or Junior School: Preston

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 5414
  • Parcel #: R1599386
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 3446

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2021
Closed on
May 17, 2021
Sold by
Netzer Evan J and Netzer Kristen E
Bought by
Mccarl Jason and Mccarl Lauren
Seller's Agent
Andrea Bisnette
Realty One Group Fourpoints
Buyer's Agent
Paul Schnaitter
Group Centerra
List Price
$585,000
Sold Price
$572,500
Premium/Discount to List
-$12,500
-2.14%
Current Estimated Value
$688,223

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,723
Avg. Annual Appreciation
4.08%
Original Mortgage
$572,500
Outstanding Balance
$518,017
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$170,206

Purchase Details

Listed on
Aug 25, 2013
Closed on
Apr 24, 2014
Sold by
Loftin Shannon and Loftin Andrew
Bought by
Netzer Evan J and Netzer Kristen E
Seller's Agent
Brian Trainor
C3 Real Estate Solutions, LLC
Buyer's Agent
Lane Everitt
Group Harmony
List Price
$378,500
Sold Price
$362,000
Premium/Discount to List
-$16,500
-4.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$329,937
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2005
Sold by
Malander Andrew J and Malander Janey A
Bought by
Loftin Shannon and Loftin Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,000
Interest Rate
5.76%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 18, 2003
Sold by
The Writer Corp
Bought by
Malander Andrew J and Malander Janey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccarl Jason $572,500 Guardian Title
Netzer Evan J $362,000 Stewart Title
Loftin Shannon $290,000 Land Title Guarantee Company
Malander Andrew J $270,258 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccarl Jason $572,500
Previous Owner Netzer Evan J $329,937
Previous Owner Loftin Shannon $227,000
Previous Owner Malander Andrew J $185,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/16/2021 08/16/21 Off Market $572,500 -- --
05/18/2021 05/18/21 Sold $572,500 -2.1% $189 / Sq Ft
04/14/2021 04/14/21 For Sale $585,000 +61.6% $193 / Sq Ft
01/28/2019 01/28/19 Off Market $362,000 -- --
04/24/2014 04/24/14 Sold $362,000 -4.4% $119 / Sq Ft View Prior Sale
03/25/2014 03/25/14 Pending -- -- --
08/25/2013 08/25/13 For Sale $378,500 -- $125 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,121 $45,862 $10,385 $35,477
2024 $3,927 $45,862 $10,385 $35,477
2022 $3,271 $33,930 $3,684 $30,246
2021 $3,308 $34,907 $3,790 $31,117
2020 $3,433 $35,922 $3,790 $32,132
2019 $3,446 $35,922 $3,790 $32,132
2018 $2,711 $29,110 $3,816 $25,294
2017 $2,702 $29,110 $3,816 $25,294
2016 $2,611 $27,988 $4,219 $23,769
2015 $2,592 $27,990 $4,220 $23,770
2014 $2,253 $24,170 $4,220 $19,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 937631

IRES MLS

APN: 86054-78-001