NOT LISTED FOR SALE

291 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $313,000 - $355,000

4 Beds
3 Baths
1,989 Sq Ft
$165/Sq Ft Est. Value

Last Sold January 06, 2020

Last sale price $219,900 $111 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $2,426/month

10 Days on Market

Highlights

  • Property is near a park
  • Vaulted Ceiling
  • Walk-In Pantry
  • Churchill Elementary School Rated A-
  • Traditional Architecture
  • 2-minute walk to Ogden Falls Park

About This Home

As of January 2020

OPPORTUNITY KNOCKS AT THE DOOR OF YOUR BRAND NEW HOME! Come Home For The Holidays! This is a rare opportunity to own an amazing home at an amazing price. Your new home is located on a premium lot backing to the expansive park with bike path. Sit on your patio and just take a deep breath as you take in the views of the violet sunsets. There's no shortage of bells and whistles inside, too. Home features 4 bedrooms, 2.1 baths, formal living room, entry foyer, mud/laundry room off 2 car garage, FULL FINISHED BASEMENT, gorgeous floors, awesome appliances, spacious master en suite with private bath, and at the heart of everything you need including shops, dining, parks, historic downtown Oswego, awesome Oswego district 308 Schools, and more! This is home has been meticulously maintained and is move in ready.! Join Us and Find Your Dream Home in Ogden Falls TODAY!! (Our Incredible Professional Photos Will Be Up Very Soon)

Last Listed By

Michelle Sather

Mode 1 Real Estate LLC License #471019230 Listed on: 11/09/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,458

Year Built

  • 2000

Lot Details

  • 4,356

HOA Fees

  • $52 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Vaulted Ceiling
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Additional Features

  • Patio
  • East or West Exposure
  • Property is near a park
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $2,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,458

Year Built

2000

Lot Details

0

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2000
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 800
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2000

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings
  • Number Of Rooms: 8
  • Living Room: Dimensions: 11X14, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Sump Pump, Air Cleaner
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 10X8, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 14X18, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 12X26, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X15, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1989
  • Estimated Total Finished Sq Ft: 800
  • Basement Sq Ft: 800
  • Basement Finished Sq Ft: 800
  • Dining Room Type: Separate
  • Family Room: Dimensions: 24X36, On Level: Basement, Flooring: Carpet

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Exterior Property Features: Patio
  • Exposure: W (West)
  • Acreage: 0.1022

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Electric, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Common Insurance, Lawn Care
  • Assessment Association Fees: 52
  • Management Contact Name: Property manager
  • Management Phone: 630-247-8428

Fee Information

  • Management Company: ACM

Schools

  • School District: 308
  • Elementary School: Long Beach Elementary School
  • Middle School: Plank Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 40X89
  • Lot Description: Park Adjacent
  • Parcel Identification Number: 0302455005

Tax Info

  • Taxes: 5231

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2019
Closed on
Jan 2, 2020
Sold by
Miller Kimberly A
Bought by
Lopez Gloria and Rodriguez Rene
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Gaspar Flores Jr.
Su Familia Real Estate Inc
List Price
$239,900
Sold Price
$219,900
Premium/Discount to List
-$20,000
-8.34%
Total Days on Market
10
Current Estimated Value
$327,946

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,046
Avg. Annual Appreciation
7.68%
Original Mortgage
$215,913
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
May 12, 2017
Sold by
Miller James and Miller Donna
Bought by
Miller Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2011
Sold by
Huerta Aldo and Escalante Huerta Lia
Bought by
Miller James and Miller Donna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2004
Sold by
Young Patrick G and Young Stephanie N
Bought by
Huerta Aldo and Esealante Huerta Lia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,525
Interest Rate
5.88%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 28, 1999
Sold by
Lord & Essex Inc
Bought by
Young Patrick G and Young Stephanie N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,650
Interest Rate
7.78%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lopez Gloria $220,000 First American Title
Miller Kimberly A $180,000 Near North National Title
Miller James $180,000 Stewart Title Company
Huerta Aldo $192,500 Ticor Title
Young Patrick G $156,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lopez Gloria $212,148
Closed Lopez Gloria $215,913
Previous Owner Miller Kimberly A $169,600
Previous Owner Miller Kimberly A $144,000
Previous Owner Miller James $135,000
Previous Owner Huerta Aldo E $41,000
Previous Owner Huerta Aldo $189,525
Previous Owner Young Patrick G $11,747
Previous Owner Young Patrick G $146,000
Previous Owner Young Patrick G $140,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/06/2020 01/06/20 Sold $219,900 0.0% $111 / Sq Ft
11/19/2019 11/19/19 Pending -- -- --
11/14/2019 11/14/19 Price Changed $219,900 -8.3% $111 / Sq Ft
11/09/2019 11/09/19 For Sale $239,900 -- $121 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,458 $84,498 $13,374 $71,124
2022 $6,458 $77,521 $12,270 $65,251
2021 $6,093 $71,120 $11,257 $59,863
2020 $5,895 $68,385 $10,824 $57,561
2019 $6,044 $68,967 $10,824 $58,143
2018 $6,012 $64,922 $10,189 $54,733
2017 $6,134 $59,836 $9,391 $50,445
2016 $5,899 $56,716 $8,901 $47,815
2015 $5,574 $51,096 $8,019 $43,077
2014 -- $49,607 $7,785 $41,822
2013 -- $50,108 $7,864 $42,244
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10570371

Midwest Real Estate Data (MRED)

APN: 03-02-455-005