NOT LISTED FOR SALE

Estimated Value: $448,000 - $482,000

3 Beds
2.5 Baths
2,081 Sq Ft
$223/Sq Ft Est. Value

Last Sold December 20, 2023

Last sale price $415,000 $199 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,375/month

30 Days on Market

Highlights

  • Solar Power System
  • Landscaped Professionally
  • Property is near a park
  • Homestead Elementary School Rated A-
  • Deck
  • Recreation Room

About This Home

As of December 2023

Imagine spending the holidays in this immaculate 3-bedroom home in the highly sought-after Harbor Springs neighborhood. This home is in pristine condition, boasting a fantastic layout on the main level featuring calming and serene custom paint colors and stunning bamboo flooring. Recent upgrades include crown molding in the family room and shiplap detailing in the dining area, adding a touch of elegance. The kitchen showcases granite countertops and sleek stainless steel appliances with white cabinets and trim throughout. The master bedroom suite is a true haven, featuring a luxurious bath and an expansive walk-in closet. Two additional bedrooms and a full bathroom are located on the second floor. In the basement, you'll find a spacious recreation room and a generously-sized crawl space for all your storage needs. Step outside onto the large deck with a pergola, perfect for outdoor entertainment. The professionally landscaped yard is large and fully fenced, ensuring privacy. The roof and gutters were replaced in 2021, and the washer and dryer were updated in 2020. The hot water heater, furnace, and AC were installed in 2015, providing efficient and reliable systems. With solar panels in place, paying for ComEd is a breeze. Don't miss out on this exceptional property-it won't last long! Located in the highly-regarded Homestead Elementary School and District 308.

Last Agent to Sell the Property

Gretchen Ashley

Option Premier LLC License #475150681 Listed on: 10/07/2023

Last Buyer's Agent

Christopher Prokopiak

Redfin Corporation License #475191298

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,990

Year Built

  • Built in 1999

Lot Details

  • Lot Dimensions are 55 x 120
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,081 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Formal Dining Room
  • Recreation Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Home Security

  • Intercom
  • Carbon Monoxide Detectors

Schools

  • Homestead Elementary School
  • Murphy Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Additional Features

  • Solar Power System
  • Deck
  • Property is near a park

Community Details

  • Association fees include insurance
  • Harbor Springs Association, Phone Number (630) 783-1541
  • Harbor Springs Subdivision
  • Property managed by Legacy Association

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,990

Year Built

Built in 1999

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Harbor Springs
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 500
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry
  • LivingArea: 2081
  • Other Equipment: Intercom, CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Room Type: Recreation Room, Foyer
  • Estimated Total Finished Sq Ft: 500
  • Basement Description: Finished,Crawl
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 848
  • Total Sq Ft: 848
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 425000
  • Lot Features: Fenced Yard, Landscaped
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 265
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Legacy Association
  • Management Contact Name: Harbor Springs
  • Management Phone: 630-783-1541
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Homestead Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Murphy Junior High School
  • Middle/Junior School District: 308

Green Features

  • GreenEnergyEfficient: Photovoltaic/Solar System

Lot Info

  • Lot Dimensions: 55 X 120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7990
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2023
Closed on
Dec 6, 2023
Sold by
Gainey Laurie
Bought by
Singhal Jayesh and Agarwal Apurva
Seller's Agent
Gretchen Ashley
Option Premier LLC
Buyer's Agent
Christopher Prokopiak
Redfin Corporation
List Price
$425,000
Sold Price
$415,000
Premium/Discount to List
-$10,000
-2.35%
Views
288
Current Estimated Value
$464,910

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,910
Avg. Annual Appreciation
7.04%
Original Mortgage
$352,450
Interest Rate
7.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2017
Sold by
Miler Michael P and Miler Amy
Bought by
Gainey Laurie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,910
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 5, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Miler Michael P and Miler Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,269
Interest Rate
4.6%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 11, 2010
Sold by
Tully Martin J
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Nov 18, 2009
Sold by
Tully Martin J and No 09 Ch 245
Bought by
Citimortgage Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Singhal Jayesh $415,000 Citywide Title
Gainey Laurie $259,900 Lakeland Title Services
Miler Michael P $197,900 Atg
Federal Home Loan Mortgage Corp -- None Available
Citimortgage Inc $205,416 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shinghal Jayesh $348,750
Previous Owner Singhal Jayesh $352,450
Previous Owner Gainey Laurie $233,910
Previous Owner Miler Michael P $177,000
Previous Owner Miler Michael P $187,304
Previous Owner Miler Michael P $195,269
Previous Owner Tully Martin J $28,250
Previous Owner Tully Martin J $189,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/20/2023 12/20/23 Sold $415,000 -2.4% $199 / Sq Ft
11/07/2023 11/07/23 Pending -- -- --
11/06/2023 11/06/23 Price Changed $425,000 0.0% $204 / Sq Ft
11/06/2023 11/06/23 For Sale $425,000 -2.3% $204 / Sq Ft
10/26/2023 10/26/23 Pending -- -- --
10/07/2023 10/07/23 For Sale $435,000 -- $209 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,883 $107,233 $20,547 $86,686
2022 $8,802 $94,451 $19,437 $75,014
2021 $8,745 $89,953 $18,511 $71,442
2020 $8,371 $88,528 $18,218 $70,310
2019 $8,458 $86,033 $17,705 $68,328
2018 $7,727 $76,622 $17,315 $59,307
2017 $7,595 $74,644 $16,868 $57,776
2016 $7,611 $73,037 $16,505 $56,532
2015 $8,387 $70,228 $15,870 $54,358
2014 $8,387 $69,920 $15,870 $54,050
2013 $8,387 $69,920 $15,870 $54,050
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11902129

Midwest Real Estate Data (MRED)

APN: 07-01-05-105-020