NOT LISTED FOR SALE

Estimated Value: $427,833 - $473,000

4 Beds
3 Baths
2,291 Sq Ft
$198/Sq Ft Est. Value

Last Sold March 12, 2020

Last sale price $281,000 $123 Per Sq Ft

Est. 61% increase in value since last sale

Current estimated payment $3,446/month

3 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Wood Flooring
  • Homestead Elementary School Rated A-
  • Traditional Architecture
  • Walk-In Pantry

About This Home

As of March 2020

***MUST SEE*** Beautiful, traditional 4-bedroom home in popular Harbor Springs community! Features a grand 2-story porch/foyer, gleaming hardwood floors in kitchen/foyer/powder room, kitchen loaded with cabinets, solid surface counters, center island, backsplash, pantry, touchless faucet, recessed lighting and SS appliances! Spacious family room with brick fireplace, vaulted master suite has private bath w/ double bowl sinks, walk-in closet. SGD off kitchen to refinished deck and fenced-in yard, full basement ready for finishing. Smart Nest thermostat, water softener, and roof 2 years new! Come see today before its gone! Welcome home....

Last Listed By

jeremy mccalmont

HomeLITE Real Estate Services License #471008100 Listed on: 02/10/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,657

Year Built

  • 1998

Lot Details

  • 6,534

HOA Fees

  • $22 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Dining Area
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Additional Features

  • North or South Exposure
  • Deck
  • Fenced Yard

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,657

Year Built

1998

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1998
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1998

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors
  • Number Of Rooms: 8
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan, Radon Mitigation System(s)
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 5X8, On Level: Main Level, Flooring: Vinyl, Windows: All
  • Dining Room: Dimensions: 14X11, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Eating Area
  • Master Bedroom: Dimensions: 16X14, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: Eating Area, Dimensions: 12X9, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Bedroom 2: Dimensions: 16X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 2291
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X15, On Level: Main Level, Flooring: Carpet, Windows: All

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck
  • Exposure: N (North)
  • Acreage: 0.15

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 269

Schools

  • School District: 308
  • Elementary School: Homestead Elementary School
  • Middle School: Bednarcik Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 55X120
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0701051050220000

Tax Info

  • Taxes: 8390.32

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2020
Closed on
Mar 4, 2020
Sold by
Singareddy Uma Maheshwar and Manam Sri Lahan
Bought by
Pederson Alexander P and Pederson Tracey N
Seller's Agent
jeremy mccalmont
HomeLITE Real Estate Services
Buyer's Agent
Eric Logan
Realty Executives Premier Illinois
List Price
$284,900
Sold Price
$281,000
Premium/Discount to List
-$3,900
-1.37%
Total Days on Market
3
Current Estimated Value
$452,958

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,958
Avg. Annual Appreciation
9.62%
Original Mortgage
$266,950
Outstanding Balance
$238,946
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$214,012

Purchase Details

Listed on
May 1, 2013
Closed on
Jun 28, 2013
Sold by
Headley Darren G and Headley Carla R
Bought by
Singareddy Uma Maheshwar and Manam Sri Lahari
Seller's Agent
Jennifer Drohan
Keller Williams Infinity
Buyer's Agent
Jack Peterson
Chase Real Estate, LLC
List Price
$229,900
Sold Price
$226,000
Premium/Discount to List
-$3,900
-1.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.30%
Original Mortgage
$203,400
Interest Rate
3%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 29, 2004
Sold by
Book James and Book Ellyn
Bought by
Headley Darren G and Headley Carla R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 2002
Sold by
Bialobok James A and Bialobok Cynthia
Bought by
Book James and Book Ellyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.95%

Purchase Details

Closed on
Apr 20, 2000
Sold by
Pulte Home Corp
Bought by
Bialobok James A and Bialobok Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,823
Interest Rate
8.24%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pederson Alexander P $281,000 First American Title
Singareddy Uma Maheshwar $226,000 None Available
Headley Darren G $255,000 Law Title
Book James $250,000 First American Title
Bialobok James A $214,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pederson Alexander P $266,950
Previous Owner Singareddy Uma Maheshwar $203,400
Previous Owner Headley Darren G $187,500
Previous Owner Headley Darren G $204,000
Previous Owner Headley Darren G $27,000
Previous Owner Headley Darren G $204,000
Previous Owner Book James $196,000
Previous Owner Book James $198,000
Previous Owner Book James $200,000
Previous Owner Bialobok James A $213,012
Previous Owner Bialobok Cynthia $206,869
Previous Owner Bialobok James A $207,465
Previous Owner Bialobok James A $207,823
Closed Headley Darren G $25,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/12/2020 03/12/20 Sold $281,000 -1.4% $123 / Sq Ft
02/13/2020 02/13/20 Pending -- -- --
02/10/2020 02/10/20 For Sale $284,900 +26.1% $124 / Sq Ft
06/28/2013 06/28/13 Sold $226,000 -1.7% $99 / Sq Ft
05/02/2013 05/02/13 Pending -- -- --
05/01/2013 05/01/13 For Sale $229,900 -- $100 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,657 $115,074 $20,547 $94,527
2022 $9,477 $101,235 $19,437 $81,798
2021 $9,418 $96,414 $18,511 $77,903
2020 $9,016 $94,887 $18,218 $76,669
2019 $9,111 $92,213 $17,705 $74,508
2018 $8,390 $82,689 $17,315 $65,374
2017 $8,249 $80,554 $16,868 $63,686
2016 $8,268 $78,820 $16,505 $62,315
2015 $8,908 $75,788 $15,870 $59,918
2014 $8,908 $75,450 $15,870 $59,580
2013 $8,908 $75,450 $15,870 $59,580
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10633196

Midwest Real Estate Data (MRED)

APN: 01-05-105-022