$2,750,000
SOLD MAR 31, 2026

294 Stillwater Dr Swanton, MD 21561

7 Beds
8 Baths
5,522 Sq Ft
0.88 Acres Lot

Sale Details

Date Sold: March 31, 2026

$498 Per Sq Ft

11% Below List Price

Highlights

  • 81 Feet of Waterfront
  • Fishing Allowed
  • Lake Privileges
  • 1 Dock Slip
  • Lake View
  • Traditional Architecture

About This Home

As of March 2026

Luxury meets lakefront! 294 Stilwater Drive brings lakefront living to its finest. Located in the Stilwater community, this property offers lake access with a single dock slip at the community dock, just a short distance in front of the home. Offering 7 bedrooms, 6 full and 2 half bathrooms spread over 5800+ square feet of finished living space, this home was built to entertain guests, host your favorite events or enjoy the serenity of the lake glistening from the porch. Recently built in 2025 with rental capabilities in mind, this home has all of the necessary short term rental fire suppression and alarm systems to be rented as a 7 bedroom home, something you do not see often. Additionally, the single dock slip for this home is located directly in front of the home with only 3 slips at this dock, giving a more private feel at the lakefront. Sold mostly furnished, this creates a nearly turn-key opportunity for investors, second homeowners and primary residents alike. If you are truly looking for one of Deep Creek Lake's finest lakefront homes, you have found it at 294 Stilwater Drive!

Last Agent to Sell the Property

Nick Fratz-Orr

(301) 387-2000 nick@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 03/30/2026

Railey Realty, Inc.

Last Buyer's Agent

Unrepresented

datacorrect@brightmls.com Unrepresented

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,450

Year Built

  • Built in 2025

Lot Details

  • 38,131 Sq Ft Lot
  • 81 Feet of Waterfront
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $135 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 5 Driveway Spaces

Home Design

  • Traditional Architecture
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Partially Furnished
  • 2 Fireplaces
  • Gas Fireplace
  • Lake Views
  • Finished Basement

Bedrooms and Bathrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Powered Boats Permitted
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Radiant Heating System
  • Well
  • Tankless Water Heater

Listing and Financial Details

  • Tax Lot 0001
  • Assessor Parcel Number 1218075598

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, road maintenance, snow removal, trash
  • Stilwater Subdivision

Recreation

  • Community Boat Dock
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,450

Year Built

Built in 2025

Lot Details

0.88 Acres

HOA Fees

$135 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2025
  • Automatically Close On Close Date: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 5870
  • Living Area Sq Ft: 5522
  • Price Per Sq Ft: 880.18
  • Above Grade Finished Sq Ft: 3522
  • Below Grade Finished Sq Ft: 2000
  • Below Grade Sq Ft: 348
  • Total Below Grade Sq Ft: 2348
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 7
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 8
  • Full Bathrooms: 6
  • Half Bathrooms: 2
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Lake
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 81

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air, Radiant
  • Heating: Yes
  • Hot Water: Tankless
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 405.86
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.88
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 38131.00
  • Property Condition: Excellent
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 17450.00
  • Assessor Parcel Number: 1218075598
  • Tax Lot: 0001
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2026
Closed on
Mar 31, 2026
Sold by
Black James and Black Jane E
Bought by
Kml Properties Llc
Seller's Agent
Nick Fratz-Orr
Railey Realty, Inc.
Buyer's Agent
Unrepresented
Unrepresented
List Price
$3,100,000
Sold Price
$2,750,000
Premium/Discount to List
-$350,000
-11.29%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-100.00%

Purchase Details

Closed on
Jul 9, 2022
Sold by
Gladwin and Charlotte
Bought by
Black James L and Black Jane E

Purchase Details

Closed on
Sep 9, 2020
Sold by
Hijab Joanne T
Bought by
Gladwin Jordan and Gladwin Charlotte

Purchase Details

Closed on
Oct 20, 2003
Sold by
New Glen Properties Llc
Bought by
Hijab Joanne T
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $2,750,000 Fidelity National Title
Deed $675,000 None Listed On Document
Deed $400,000 None Available
Deed $389,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/31/2026 03/31/26 Sold $2,750,000 -11.3% $498 / Sq Ft
03/30/2026 03/30/26 For Sale $3,100,000 -- $561 / Sq Ft
02/26/2026 02/26/26 Pending -- -- --
Source: Bright MLS

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2011410

Bright MLS

APN: 18-075598

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