$269,000
SOLD DEC 6, 2024

295 W Harding Rd Springfield, OH 45504

3 Beds
1.5 Baths
1,728 Sq Ft
0.3 Acres

Recently Sold

$156 Per Sq Ft

4% Below List Price

90 Days on Market

Highlights

  • Colonial Architecture
  • Attic
  • 2 Car Detached Garage
  • Deck
  • No HOA
  • Walk-In Closet

About This Home

As of December 2024

Have you seen this beautiful home located in the heart of Ridgewood in north Springfield? The sellers hate to leave it but an opportunity has arisen to get a ranch style and they have decided to make the move. The home is situated on a lovely extra-large lot, lined with trees. The living/family room opens to a screened porch perfect for the upcoming fall nights! The home is within walking distance of schools and within minutes of restaurants and shopping! There is a very large 25' x 15 Trex deck a 2-car garage, and the leaf filter system on the gutters of the house with a transferable warranty. It is partially covered and has a great amount of space for entertaining or just relaxing overlooking your sizeable, private yard. The roof is newer. The nicely outfitted kitchen includes all appliances and even has an instant hot water dispenser. The kitchen opens with a double-hinged door to the formal dining area. The primary bedroom is gracious in size, another bedroom is loaded with bookshelves and the third is used as an extra den upstairs. There is also a walk-up attic which has lots of storage and is nicely insulted. The basement is extra clean and organized with some rec space, a workbench, storage, and a utility room.

Last Agent to Sell the Property

Lisa Smedley

Home City Real Estate License #2015001738 Listed on: 08/16/2024

Last Buyer's Agent

JOHN DOE (NON-WRIST MEMBER)

WR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,765

Year Built

  • Built in 1941

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,728 Sq Ft Home
  • 2-Story Property
  • Whole House Fan
  • Gas Fireplace
  • French Doors
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Additional Features

  • Deck
  • Lot Dimensions are 90 x 146

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 3400700036301007
  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,765

Year Built

Built in 1941

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Colonial
  • Structure Type: House
  • Additional Tax Info: Homestead
  • Level Style: Two
  • Semi-Annual Tax: 1382.64
  • Year Built: 1941
  • Document Count: 1
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 1033767
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, FHA, Conventional
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Washer, Refrigerator, Range, Microwave, Dryer, Disposal
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Basement: Block, Full
  • Inside Features: Attic, Walk-in Closet(s), French Doors
  • Price/ Sq Ft: 155.67
  • Fireplace: Gas
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Total Square Footage: 1728.00

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Block
  • Outside Features: Deck

Garage/Parking

  • Garage: Detached, Garage Door Opener
  • Garage Spaces: 2.00

Utilities

  • Cooling: Central Air, Whole House Fan
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Schools

  • School District: 1206 Springfield CSD

Lot Info

  • Lot Dimensions: 90 x 146
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: 3400700036301007

Tax Info

  • Tax Year: 2023

MLS Schools

  • School District: 1206 Springfield CSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2024
Closed on
Dec 6, 2024
Sold by
Newman Ralph A and Newman Sharlene M
Bought by
Luna Jarrett D
Seller's Agent
Lisa Smedley
Home City Real Estate
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$279,900
Sold Price
$269,000
Premium/Discount to List
-$10,900
-3.89%
Views
53
Current Estimated Value
$273,783

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,783
Avg. Annual Appreciation
2.17%
Original Mortgage
$215,200
Outstanding Balance
$213,485
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$60,298

Purchase Details

Listed on
Dec 13, 2021
Closed on
Jan 18, 2022
Sold by
Shively Nancy E
Bought by
Newman Ralph A and Newman Sharlene M
Seller's Agent
Lisa Smedley
Home City Real Estate
Buyer's Agent
Lisa Smedley
Home City Real Estate
List Price
$234,900
Sold Price
$234,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.82%
Original Mortgage
$187,920
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2014
Sold by
Wittstein Peter B and Wittstein Jennifer
Bought by
Shively Nancy E

Purchase Details

Closed on
Jan 17, 2011
Sold by
Wittstein Peter B
Bought by
Wittstein Peter B and Wittstein Jennifer

Purchase Details

Closed on
Jun 17, 2005
Sold by
Newman Ralph A
Bought by
Wittstein Peter B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.87%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 2, 1999
Sold by
Hoge Virginia F and Hoge Virginia Flint
Bought by
Newman Ralph A and Newman Sharlene M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 4, 1999
Sold by
Hoge Virginia Flint and Hoge Virginia F
Bought by
Newman Ralph A and Newman Sharlene M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $269,000 Team Title & Closing Services
Warranty Deed $269,000 Team Title & Closing Services
Warranty Deed $234,900 Team Title & Closing Services
Warranty Deed $157,500 Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $175,000 --
Quit Claim Deed -- --
Survivorship Deed $132,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $215,200 New Conventional
Closed $215,200 New Conventional
Previous Owner $187,920 New Conventional
Previous Owner $140,000 Fannie Mae Freddie Mac
Previous Owner $105,000 Purchase Money Mortgage
Previous Owner $105,000 Purchase Money Mortgage
Closed $17,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2024 12/06/24 Sold $269,000 0.0% $156 / Sq Ft
11/14/2024 11/14/24 Pending -- -- --
10/07/2024 10/07/24 Price Changed $269,000 -3.9% $156 / Sq Ft
08/16/2024 08/16/24 For Sale $279,900 +19.2% $162 / Sq Ft
01/18/2022 01/18/22 Sold $234,900 0.0% $136 / Sq Ft
12/13/2021 12/13/21 For Sale $234,900 -- $136 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,765 $66,550 $18,600 $47,950
2023 $2,765 $66,550 $18,600 $47,950
2022 $3,331 $65,820 $18,600 $47,220
2021 $2,427 $54,150 $15,250 $38,900
2020 $2,433 $54,150 $15,250 $38,900
2019 $2,439 $54,150 $15,250 $38,900
2018 $2,449 $52,540 $12,710 $39,830
2017 $2,447 $52,535 $12,705 $39,830
2016 $2,451 $52,535 $12,705 $39,830
2015 $2,644 $46,333 $12,705 $33,628
2014 $2,633 $46,333 $12,705 $33,628
2013 $2,605 $46,333 $12,705 $33,628
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1033767

Western Regional Information Systems & Technology (WRIST)

APN: 34-00700-03630-1007