NOT LISTED FOR SALE

297 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $319,000 - $367,000

4 Beds
2.5 Baths
1,748 Sq Ft
$191/Sq Ft Est. Value

Last Sold August 06, 2021

Last sale price $275,000 $157 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,478/month

2 Days on Market

Highlights

  • Community Lake
  • Deck
  • Recreation Room
  • Churchill Elementary School Rated A-
  • Property is near a park
  • 2-minute walk to Ogden Falls Park

About This Home

As of August 2021

CREME DE LA CREME! BEAUTIFUL 4 BEDROOM, 2.5 BATH OGDEN FALLS BEAUTY ON FULL FINISHED BASEMENT! FRESH AND CRISP - THIS HOME HAS BEEN LOVINGLY MAINTAINED AND UPDATED! OFFERING OPEN CONCEPT FLOORPLAN WITH BIG SUNNY EAT-IN KITCHEN WITH ABUNDANT CABINETRY AND WORKSPACE AND ALL APPLIANCES INCLUDED * SPACIOUS FAMILY ROOM AND LIVING ROOMS ALL WITH MODERN HARDSURFACE FLOORING * MAIN LEVEL LAUNDRY * UPSTAIRS FEATURING SPACIOUS MASTER SUITE WITH PRIVATE FULL BATH AND WALK IN CLOSET * 3 ADDITIONAL GENEROUS BEDROOMS * FULL UPDATED GUEST BATH * PLUS AMAZING FINISHED BASEMENT - HUGE RECREATION ROOM * DEN/OFFICE OR 5TH BEDROOM TOO! FANTASTIC STORAGE * FRESHLY PAINTED -* AWESOME NEW DECK FOR OUTDOOR ENTERTAINING * 2 CAR ATTACHED GARAGE * WRAP AROUND FRONT PORCH TOO! NEWER WINDOWS * NEWER ROOF * NEWER DECK AND SO MUCH MORE! WELCOME HOME!

Last Agent to Sell the Property

Melissa Garcia

Legacy Properties License #475133418 Listed on: 06/30/2021

Last Buyer's Agent

Peggy Burgermeister

Coldwell Banker Real Estate Group License #475116598

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,562

Year Built

  • Built in 1998

Lot Details

  • 5,140 Sq Ft Lot
  • Lot Dimensions are 6.07 x 52.41 x 35.53 x 44.69 x 102.19 x 55.5
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Concrete Perimeter Foundation

Interior Spaces

  • 1,748 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Entrance Foyer
  • Home Office
  • Recreation Room
  • Bonus Room
  • Laminate Flooring

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Porch

Location

  • Property is near a park

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include lawn care
  • Manager Association, Phone Number (630) 620-1133
  • Ogden Falls Subdivision
  • Property managed by ACM
  • Community Lake

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,562

Year Built

Built in 1998

Lot Details

0

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ogden Falls
  • Year Built: 1998
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Wood Laminate Floors, 1st Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1748
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Foyer, Recreation Room, Office, Bonus Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Window Features: Double Pane Windows

Exterior Features

  • ExteriorFeatures: Deck, Porch
  • Foundation Details: Concrete Perimeter
  • List Price: 275000
  • Lot Features: Corner Lot
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 55
  • Association Fee Frequency: Monthly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: ACM
  • Management Contact Name: Manager
  • Management Phone: 630-620-1133

Fee Information

  • Association Fee Includes: Lawn Care, Other

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.118
  • Lot Dimensions: 6.07 X 52.41 X 35.53 X 44.69 X 102.19 X 55.5
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 5561.58
  • Tax Year: 2020
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2021
Closed on
Jul 7, 2021
Sold by
Poulos Maria D
Bought by
Yancey Mirica
Seller's Agent
Melissa Garcia
Legacy Properties
Buyer's Agent
Peggy Burgermeister
Coldwell Banker Real Estate Group
List Price
$275,000
Sold Price
$275,000
Total Days on Market
2
Current Estimated Value
$334,516

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,516
Avg. Annual Appreciation
5.42%
Original Mortgage
$266,750
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2003
Sold by
Mittman Carol A
Bought by
Poulos Maria D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,900
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 21, 2003
Sold by
Mittman Carol A
Bought by
Mittman Rob and Mittman Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,000
Interest Rate
5.71%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 23, 1998
Sold by
Lord & Essex Inc
Bought by
Mittman Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,651
Interest Rate
6.95%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Yancey Mirica $275,000 First American Title
Poulos Maria D $200,000 Ticor
Mittman Rob -- --
Mittman Carol A $146,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Yancey Mirica $266,750
Previous Owner Poulos Maria D $30,083
Previous Owner Poulos Maria D $136,837
Previous Owner Poulos Maria D $32,000
Previous Owner Poulos Maria D $25,600
Previous Owner Poulos Maria D $149,900
Previous Owner Mittman Rob $28,000
Previous Owner Mittman Carol A $0
Previous Owner Mittman Carol A $143,651
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2021 08/06/21 Sold $275,000 0.0% $157 / Sq Ft
07/03/2021 07/03/21 Pending -- -- --
06/30/2021 06/30/21 For Sale $275,000 -- $157 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,609 $86,319 $13,374 $72,945
2022 $6,609 $79,192 $12,270 $66,922
2021 $5,769 $72,653 $11,257 $61,396
2020 $5,562 $69,859 $10,824 $59,035
2019 $6,187 $70,456 $10,824 $59,632
2018 $5,841 $66,324 $10,189 $56,135
2017 $5,651 $61,128 $9,391 $51,737
2016 $5,402 $57,941 $8,901 $49,040
2015 $5,040 $52,199 $8,019 $44,180
2014 -- $50,678 $7,785 $42,893
2013 -- $51,190 $7,864 $43,326
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11141088

Midwest Real Estate Data (MRED)

APN: 03-02-453-009