Seller's Agent in 2023
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
838 Total Sales
3 Cedar Ridge Waterloo, IL 62298
Estimated Value: $543,000 - $638,000
3
Beds
3.5
Baths
4,978
Sq Ft
$117/Sq Ft
Est. Value
Highlights
- Access To Lake
- Open Floorplan
- Spring on Lot
- Rogers Elementary School Rated A-
- Deck
- Lake, Pond or Stream
About This Home
As of December 2023QUALITY abounds! Stunning RANCH w/almost 5000 Sq. Ft. Finished (1000+ addl. available for future expansion). Dugan Custom Woodworking throughout! Formal foyer & dining. 2+ car tandem garage. LAKE FRONT LOT w/2.44 acres on spring fed 6 acre lake. Built to entertain w/EXPANSIVE LAKE VIEWS. The stunning vaulted lodge like living room blends seamlessly into open kitchen w/quartz counters, center island, ceramic backsplash & undermount sink. HUGE sunroom off kitchen!. 2 nice size bedrooms w/hall bath plus well appointed Master suite w/vaulted ceiling, large bath w/walk in shower, lots of closet space & private sunroom for sitting, chilling, etc. Sunroom closet houses MAIN FLOOR LAUNDRY. WALK OUT Lower level open family /wet bar + office space. Rec room/kitchenette, non conforming bed, full bath, cedar lines closet & 1000+ sq. ft. storage. New $18,000 Composite deck. This beautiful Home has some dated cosmetic features & has been priced accordingly. Room to build equity. Cul-de-sac.
Last Agent to Sell the Property
Tammy Mitchell Hines & Co. License #471000040 Listed on: 10/18/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,792
Year Built
- Built in 1987
Lot Details
- 2.44 Acre Lot
- Sprinkler System
- Backs to Trees or Woods
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Tandem Parking
- Additional Parking
Home Design
- Ranch Style House
- Traditional Architecture
- Brick or Stone Veneer
- Poured Concrete
Interior Spaces
- Open Floorplan
- Wet Bar
- Built-in Bookshelves
- Historic or Period Millwork
- Vaulted Ceiling
- Skylights
- Gas Fireplace
- Insulated Windows
- Window Treatments
- Sliding Doors
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Den
- Bonus Room
- Game Room
- Sun or Florida Room
- Laundry on main level
Kitchen
- Eat-In Kitchen
- Double Oven
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Possible Extra Bedroom
- Primary Bathroom is a Full Bathroom
- Dual Vanity Sinks in Primary Bathroom
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Access To Lake
- Spring on Lot
- Lake, Pond or Stream
- Deck
- Patio
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
- Aerobic Septic System
Listing and Financial Details
- Assessor Parcel Number 07-35-333-020-000
Community Details
Recreation
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 18, 2023
Closed on
Dec 15, 2023
Sold by
Estes Cleon West Living Trust and Alice L West Living Trust
Bought by
Saunders Trina K and Saunders Milton D
Seller's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
Buyer's Agent
Amy Hank
Keller Williams Pinnacle
List Price
$449,000
Sold Price
$487,000
Premium/Discount to List
$38,000
8.46%
Views
128
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,957
Avg. Annual Appreciation
10.84%
Original Mortgage
$438,300
Outstanding Balance
$432,282
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$146,658
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Saunders Trina K | $487,000 | Accent Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Saunders Trina K | $438,300 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/15/2023 12/15/23 | Sold | $487,000 | +8.5% | $98 / Sq Ft |
| 12/15/2023 12/15/23 | Pending | -- | -- | -- |
| 10/18/2023 10/18/23 | For Sale | $449,000 | -- | $90 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,792 | $150,950 | $37,910 | $113,040 |
| 2022 | $6,947 | $120,000 | $35,070 | $84,930 |
| 2021 | $7,099 | $120,000 | $35,070 | $84,930 |
| 2020 | $7,288 | $120,000 | $35,070 | $84,930 |
| 2019 | $3,801 | $120,000 | $35,070 | $84,930 |
| 2018 | $7,488 | $120,000 | $35,070 | $84,930 |
| 2017 | $7,374 | $122,160 | $35,701 | $86,459 |
| 2016 | $0 | $125,680 | $35,070 | $90,610 |
| 2015 | $6,331 | $106,420 | $15,590 | $90,830 |
| 2014 | $5,683 | $100,000 | $15,590 | $84,410 |
| 2012 | -- | $100,000 | $18,880 | $81,120 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Hines
-
Amy Hank
Buyer's Agent in 2023
Amy Hank
Keller Williams Pinnacle
(618) 593-7358
224 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS23062052
APN: 07-35-333-020-000
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