NOT LISTED FOR SALE

3020 Ramsgate Way Rancho Cordova, CA 95670

White Rock Neighborhood

Estimated Value: $392,000 - $440,772

3 Beds
2 Baths
1,071 Sq Ft
$391/Sq Ft Est. Value

Last Sold October 28, 2024

Last sale price $430,000 $401 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $2,546/month

2 Days on Market

Highlights

  • Main Floor Bedroom
  • Granite Countertops
  • 2 Car Attached Garage
  • Great Room
  • No HOA
  • Bathtub with Shower

About This Home

As of October 2024

This charming cottage in the Cordova Towne neighborhood is ready and waiting for you to make it your new home! Almost everything has been updated to make this home move-in ready. Floor to ceiling windows in the great room allow lots of natural light. The HVAC system was replaced in 2023. New garage door and opener installed in 2024. Metal lifetime roof. Water resistant wood laminate floors installed through most of the home in 2020. The kitchen has been updated previously with granite countertops, new cabinets and stainless steel appliances, including a double oven with air fryer. Both bathrooms have been updated throughout. The landscaping is all drought tolerant. The front yard was updated recently with low maintenance plants and an inviting flagstone patio with a pergola. The backyard is built for entertaining with a covered patio, sandy area perfect for a fire pit, and a bar area with cabinets which was installed in 2022. Conveniently located near Highway 50, lots of shopping and public transportation. Don't miss out on this gem!

Last Agent to Sell the Property

Kristin Rose

Windermere Signature Properties Elk Grove License #01343697 Listed on: 09/25/2024

Windermere Signature Properties Elk Grove

Last Buyer's Agent

Deanna Roth

Keller Williams Realty EDH License #02164835

Keller Williams Realty EDH

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1956 | Remodeled

Lot Details

  • 6,534 Sq Ft Lot
  • Landscaped
  • Property is zoned RD-5

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Raised Foundation
  • Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,071 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Great Room
  • Living Room
  • Laminate Flooring
  • Carbon Monoxide Detectors
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry in Garage
  • 220 Volts In Laundry

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Property is located within a water district

Community Details

  • No Home Owners Association
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 077-0102-006-0000

Home Details

Home Type

Single Family

Year Built

Built in 1956 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Year Built: 1956
  • Remodeled/Updated Desc: Bath 0-5YR, Kitchen 0-5YR
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Laminate
  • Total Bathrooms: 2
  • Bathroom Features: Shower Stall(s), Tub w/Shower Over
  • Dining Room Features: Space in Kitchen
  • Kitchen Features: Granite Counter
  • Living Room Features: Great Room
  • Main Level: Bedroom(s), Living Room, Full Bath(s), Kitchen
  • Price Per Square Foot: 401.49
  • Square Footage: 1071.00

Exterior Features

  • Construction Materials: Stucco, Frame, Wood
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 425000.00
  • Lot Features: Curb(s)/Gutter(s), Street Lights, Landscape Front
  • New Construction: No
  • Pool: No
  • Road Surface Type: Paved
  • Roof: Metal
  • Spa: No
  • Topography: Level,Level

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached, Garage Door Opener

Utilities

  • Security: Carbon Mon Detector
  • Sewer: In & Connected
  • Utilities: Natural Gas Connected
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: In Garage
  • Water Source: Water District

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Folsom-Cordova

Lot Info

  • Zoning: RD-5
  • Irrigation: Public District
  • Lot Size Acres: 0.1500
  • Lot Size Sq Ft: 6534.00
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 077-0102-006-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2024
Closed on
Oct 16, 2024
Sold by
Taylor Cindy
Bought by
Cornelison Perla A and Cornelison Cameron M
Seller's Agent
Kristin Rose
Windermere Signature Properties Elk Grove
Buyer's Agent
Deanna Roth
Keller Williams Realty EDH
List Price
$425,000
Sold Price
$430,000
Premium/Discount to List
$5,000
1.18%
Views
30
Current Estimated Value
$419,193

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,807
Avg. Annual Appreciation
-2.19%
Original Mortgage
$408,500
Outstanding Balance
$403,668
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$15,525

Purchase Details

Listed on
Jun 20, 2019
Closed on
Jul 11, 2019
Sold by
Zorro Holdings Lp
Bought by
Russo Evelyn Torres and The Evelyn Torres Russo Living
Seller's Agent
Raymond Ponce
Real Estate Resource
Buyer's Agent
Wilda White
RE/MAX Gold Elk Grove
List Price
$299,950
Sold Price
$315,000
Premium/Discount to List
$15,050
5.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.12%
Original Mortgage
$252,000
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 21, 2018
Sold by
Steadham Michelle R
Bought by
Zorro Holdings Lp

Purchase Details

Closed on
Jan 26, 2016
Sold by
Russo Evelyn Torres and Evelyn Torres Russo Living Tru
Bought by
Taylor Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
3.3%
Mortgage Type
VA

Purchase Details

Closed on
Sep 19, 2011
Sold by
Federal National Mortgage Association
Bought by
Steadham Michelle R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,667
Interest Rate
4.09%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 7, 2011
Sold by
Orozco Ramon
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 13, 2005
Sold by
Aguilar Jesus and Aguilar Olivia
Bought by
Orozco Ramon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,000
Interest Rate
5.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 21, 2003
Sold by
Gaza James J
Bought by
Aguilar Jesus and Aguilar Olivia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,500
Interest Rate
7.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 24, 2000
Sold by
Biela E Leckliter Bradley and Biela Elaine
Bought by
Gaza James J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,700
Interest Rate
8.24%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cornelison Perla A $430,000 Fidelity National Title
Russo Evelyn Torres $315,000 Old Republic Title Company
Zorro Holdings Lp $174,000 None Available
Taylor Cindy $320,000 Stewart Title Of Sacramento
Steadham Michelle R $92,000 Lawyers Title Insurance Corp
Federal National Mortgage Association $284,191 None Available
Orozco Ramon $293,000 Placer Title Company
Aguilar Jesus $205,000 Financial Title Company
Gaza James J $106,000 Placer Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cornelison Perla A $408,500
Previous Owner Russo Evelyn Torres $252,000
Previous Owner Taylor Cindy $320,000
Previous Owner Steadham Michelle R $89,667
Previous Owner Orozco Ramon $293,000
Previous Owner Aguilar Jesus $184,500
Previous Owner Gaza James J $100,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2024 10/28/24 Sold $430,000 +1.2% $401 / Sq Ft
09/27/2024 09/27/24 Pending -- -- --
09/25/2024 09/25/24 For Sale $425,000 +32.8% $397 / Sq Ft
06/01/2020 06/01/20 Sold $320,000 -1.5% $299 / Sq Ft View Prior Sale
04/30/2020 04/30/20 Pending -- -- --
03/30/2020 03/30/20 For Sale $325,000 0.0% $303 / Sq Ft
03/27/2020 03/27/20 For Sale $325,000 0.0% $303 / Sq Ft
03/13/2020 03/13/20 Pending -- -- --
03/12/2020 03/12/20 Pending -- -- --
03/03/2020 03/03/20 Price Changed $325,000 -3.0% $303 / Sq Ft
01/17/2020 01/17/20 For Sale $335,000 +6.3% $313 / Sq Ft
08/02/2019 08/02/19 Sold $315,000 +5.0% $294 / Sq Ft View Prior Sale
06/24/2019 06/24/19 Pending -- -- --
06/20/2019 06/20/19 For Sale $299,950 -- $280 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,120 $430,000 $130,000 $300,000
2024 $4,120 $343,102 $107,219 $235,883
2023 $4,039 $336,375 $105,117 $231,258
2022 $3,989 $329,780 $103,056 $226,724
2021 $3,912 $323,315 $101,036 $222,279
2020 $3,829 $315,000 $80,000 $235,000
2019 $2,598 $210,000 $80,000 $130,000
2018 $2,964 $101,555 $33,115 $68,440
2017 $2,816 $99,565 $32,466 $67,099
2016 $2,537 $97,614 $31,830 $65,784
2015 $1,951 $96,148 $31,352 $64,796
2014 $2,043 $94,265 $30,738 $63,527
Source: Public Records

Agents Affiliated with this Home

  • Kristin Rose

    Seller's Agent in 2024

    Kristin Rose

    Lyon Real Estate

    (916) 308-6123

    1 in this area

    22 Total Sales

    Kristin Rose
    Section Image

  • D

    Buyer's Agent in 2024

    Deanna Roth

    Keller Williams Realty EDH

    (916) 296-9664

    1 in this area

    15 Total Sales

    Deanna Roth
    Section Image
  • Jenica Williams

    Buyer Co-Listing Agent in 2024

    Jenica Williams

    Keller Williams Realty EDH

    (916) 343-0372

    1 in this area

    120 Total Sales

    Jenica Williams
    Section Image

  • M

    Seller's Agent in 2020

    Melanie Webb

    Ellington Properties

    Section Image
  • Raymond Ponce

    Seller's Agent in 2019

    Raymond Ponce

    Real Estate Resource

    (916) 919-5723

    27 Total Sales

    Raymond Ponce
    Section Image

  • W

    Buyer's Agent in 2019

    Wilda White

    RE/MAX

    Section Image
See All Agents

Map

Source: MetroList

MLS Number: 224107720

MetroList

APN: 077-0102-006

California Sacramento County Rancho Cordova 95670 White Rock

3020 Ramsgate Way, Rancho Cordova, CA

Not Listed for Sale

Detached

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