$495,000

304 Academy St Cambridge, MD 21613

Estimated payment $3,570/month

Total Views 10,889
2 Beds
2 Baths
1,539 Sq Ft
$322 Price per Sq Ft

Highlights

  • 99,999 Feet of Waterfront
  • Pier
  • Traditional Architecture
  • 2 Dock Slips
  • Open Floorplan
  • Main Floor Bedroom

About This Home

Waterfront End Unit Condo with two boat slips, one featuring a 10,000 lb boat lift, is situated on the tranquil deep waters of Cambridge Creek. With 5' MLW this prime waterfront spot is just a block away from downtown Cambridge's shops, restaurants, brewery, and bars, and only a short walk to the Historic West End District. The recently renovated 2-bedroom, 2-bathroom end unit is available and boasts an open layout with three sliding glass doors leading to a waterside balcony, perfect for dining and seating areas to observe watermen bringing in their daily catch, as well as offering views of the Choptank River. Recent improvements include luxury vinyl plank flooring, quartz countertops, stainless steel appliances, a primary bathroom with a walk-in shower, and a hallway bathroom with subway tile around the white acrylic tub, Poly aspartic flooring on the balcony, and a 10,000 lb boat lift. This waterfront condo is indeed a rare find, featuring two deeded boat slips within boating distance of the Chesapeake Bay.

Last Listed By

Sharon Spedden

Sharon Real Estate P.C. License #20985 Listed on: 03/13/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,310

Year Built

  • Built in 1995 | Remodeled in 2016

Lot Details

  • 99,999 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Boat slip # 1 and Boat slip #2
  • Property is in excellent condition

HOA Fees

  • $500 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Parking Lot

Home Design

  • Traditional Architecture
  • Metal Roof
  • Dryvit Stucco

Interior Spaces

  • 1,539 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Recessed Lighting
  • Double Pane Windows
  • Double Hung Windows
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Combination Dining and Living Room
  • Storage Room
  • Water Views

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed
  • Doors swing in
  • Doors are 32 inches wide or more
  • Level Entry For Accessibility

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Personal Watercraft
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • Balcony

Schools

  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1007198043

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, lawn maintenance, reserve funds, snow removal, trash
  • $250 Other One-Time Fees
  • 12 Units
  • 1 Elevator
  • Low-Rise Condominium
  • Harbor Haven Condo Association Condos
  • Harbor Haven Subdivision, End Floorplan

Pet Policy

  • Limit on the number of pets
  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,310

Year Built

Built in 1995 | Remodeled in 2016

Lot Details

0

HOA Fees

$500 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Traditional
  • Accessibility Features: 32"+ Wide Doors, Doors - Swing In, Elevator, Level Entry - Main
  • Ownership: Condominium
  • Historic: No
  • Inclusions: 10,000 lb. boat lift and Furniture and furnishings are negotiable minus personal items and select pieces/artwork and 3-4 pieces of furniture.
  • New Construction: No
  • Story List: Main
  • Year Built: 1995
  • Year Renovated: 2016
  • Building Winterized: No
  • Remarks Public: Waterfront End Unit Condo with two boat slips, one featuring a 10,000 lb boat lift, is situated on the tranquil deep waters of Cambridge Creek. With 5' MLW this prime waterfront spot is just a block away from downtown Cambridge's shops, restaurants, brewery, and bars, and only a short walk to the Historic West End District. The recently renovated 2-bedroom, 2-bathroom end unit is available and boasts an open layout with three sliding glass doors leading to a waterside balcony, perfect for dining and seating areas to observe watermen bringing in their daily catch, as well as offering views of the Choptank River. Recent improvements include luxury vinyl plank flooring, quartz countertops, stainless steel appliances, a primary bathroom with a walk-in shower, and a hallway bathroom with subway tile around the white acrylic tub, Poly aspartic flooring on the balcony, and a 10,000 lb boat lift. This waterfront condo is indeed a rare find, featuring two deeded boat slips within boating distance of the Chesapeake Bay.
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Entry Floor: 1
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Window Treatments
  • Window Features: Double Hung, Double Pane, Screens
  • Fireplace: No
  • Door Features: Sliding Glass
  • Elevators Count: 1
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 1
  • Room List: Primary Bedroom, Bedroom 2, Kitchen, Foyer, Great Room, Storage Room
  • Basement: No
  • Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1539
  • Living Area Sq Ft: 1539
  • Price Per Sq Ft: 321.64
  • Above Grade Finished Sq Ft: 1539
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 304

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Dryvit
  • Roof: Metal
  • Spa: No
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Cambridge Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 99999

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Parking
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 1500.00
  • Condo Co-Op Fee Frequency: Quarterly
  • Condo Co-Op Name: Harbor Haven Condo Association
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Lawn Maintenance, Reserve Funds, Snow Removal, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 250.00
  • Other Fees Frequency: One Time

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • Middle School: MACE'S LANE
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle School Source: Listing Agent
  • School District Key: 121139665361
  • School District Source: Listing Agent
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Boat slip # 1 and Boat slip #2
  • Land Use Code: U
  • Outdoor Living Structures: Balcony
  • Property Condition: Excellent
  • Zoning: PWCD
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Number Limit, Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5310.00
  • Assessor Parcel Number: 1007198043
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 5
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,930 $287,267 $0 $0
2023 $4,930 $266,733 $0 $0
2022 $10,951 $246,200 $73,800 $172,400
2021 $4,562 $244,133 $0 $0
2020 $4,576 $242,067 $0 $0
2019 $4,576 $240,000 $100,000 $140,000
2018 $2,172 $235,000 $0 $0
2017 $4,135 $230,000 $0 $0
2016 -- $225,000 $0 $0
2015 -- $216,667 $0 $0
2014 -- $208,333 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 Price Changed $499,900 -6.6% $325 / Sq Ft
04/15/2025 04/15/25 Price Changed $535,000 +7.0% $348 / Sq Ft
03/30/2025 03/30/25 Price Changed $499,900 -6.6% $325 / Sq Ft
03/13/2025 03/13/25 For Sale $535,000 +8.6% $348 / Sq Ft
07/07/2023 07/07/23 Sold $492,500 -0.5% $320 / Sq Ft
06/15/2023 06/15/23 Pending -- -- --
06/15/2023 06/15/23 For Sale $495,000 -- $322 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $492,500 Cambridge Title
Deed -- --
Deed $364,900 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $291,920 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Bright MLS

MLS Number: MDDO2009150

Bright MLS

APN: 07-198043