NOT LISTED FOR SALE

305 Bertch Ave Waterloo, IA 50702

West Central Neighborhood

Estimated Value: $120,000 - $149,000

2 Beds
1 Bath
1,013 Sq Ft
$129/Sq Ft Est. Value

Last Sold April 26, 2024

Last sale price $126,000 $124 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $894/month

50 Days on Market

About This Home

As of April 2024

This Ranch built in 1937 on a 40 x 127 lot has 1,013 SF with 2 bedrooms and full bath. The property has many recent updates including the kitchen and bathroom, flooring and a new water heater. It has a full unfinished basement. There is a detached 240 SF garage in the alley. Buyer's agent submits all offers online at www.homepath.com. Buyer is responsible for abstract/title costs.

Last Agent to Sell the Property

Diana Beschorner

Fusion Real Estate, Inc Listed on: 02/08/2024

Last Buyer's Agent

Donald Fieldhouse

Cedar Rapids Area Association of REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,968

Year Built

  • 1937

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 40x127

Parking

  • 1 Car Garage

Home Design

  • Ranch Style House
  • Frame Construction
  • Vinyl Construction Material

Interior Spaces

  • 1,013 Sq Ft Home
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Cooling System

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,968

Year Built

1937

Lot Details

0

Listing Details

  • Style: Ranch
  • Acres: 0.1200
  • Above Grade Finished Sq Ft: 1013
  • Total Bathrooms: 1.00
  • Total Bedrooms: 2
  • City Name: Waterloo
  • Gross Tax: 1968
  • List User Cell Phone: 319-240-7830
  • Net Tax: 1968
  • Other: Repo
  • Property Sub Types: Single Family
  • Property Type: Residential
  • Ratio Close Price By List Price: 0.98824
  • Ratio Close Price By Original Li: 0.93680
  • Ratio Current Price By Sq Ft: 124.38
  • Total Sq Ft: 1013
  • Water Sewer Roads: City Sewer, City Water
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1937

Interior Features

  • Basement: Full
  • Basement: Yes
  • Full Bathrooms: 1
  • Master Bedroom Level: Level 1
  • Room Count: 5

Exterior Features

  • Construction Methods: Frame
  • Exterior: Vinyl

Garage/Parking

  • Garage/Parking: 1 Car
  • Garage Size: 12x20

Utilities

  • Heating Cooling: Central Air, Forced Air

Lot Info

  • Lot Size: 40x127

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2024
Closed on
Apr 29, 2024
Sold by
Fannie Mae and Federal National Mortgage Assn
Bought by
Guzman Rafael
Seller's Agent
Diana Beschorner
Fusion Real Estate, Inc
Buyer's Agent
Donald Fieldhouse
Cedar Rapids Area Association of REALTORS
List Price
$134,500
Sold Price
$126,000
Premium/Discount to List
-$8,500
-6.32%
Views
140
Current Estimated Value
$130,315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,315
Avg. Annual Appreciation
1.98%
Original Mortgage
$107,100
Outstanding Balance
$105,301
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$25,014

Purchase Details

Closed on
Sep 21, 2023
Sold by
Idaho Housing & Fin Assn
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 6, 2023
Sold by
Thompson Anthony T
Bought by
Idaho Housing & Fin Assn

Purchase Details

Listed on
Feb 18, 2020
Closed on
Apr 7, 2020
Sold by
Benford Debra J
Bought by
Mcnairy Robert G
Seller's Agent
Amy Wienands
AWRE, EXP Realty, LLC
List Price
$84,000
Sold Price
$84,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.91%
Original Mortgage
$81,480
Interest Rate
3.2%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guzman Rafael -- Title Services
Federal National Mortgage Association -- None Listed On Document
Idaho Housing & Fin Assn $45,400 None Listed On Document
Mcnairy Robert G $84,000 Black Hawk Cnty Abstract Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guzman Rafael $107,100
Previous Owner Mcnairy Robert G $81,480
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/26/2024 04/26/24 Sold $126,000 -1.2% $124 / Sq Ft
03/29/2024 03/29/24 Pending -- -- --
03/13/2024 03/13/24 Price Changed $127,500 -5.2% $126 / Sq Ft
02/08/2024 02/08/24 For Sale $134,500 +60.1% $133 / Sq Ft
04/10/2020 04/10/20 Sold $84,000 0.0% $112 / Sq Ft View Prior Sale
02/28/2020 02/28/20 Pending -- -- --
02/18/2020 02/18/20 For Sale $84,000 -- $112 / Sq Ft
Source: Cedar Rapids Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,546 $112,550 $12,610 $99,940
2024 $2,546 $117,390 $12,610 $104,780
2023 $2,389 $117,390 $12,610 $104,780
2022 $1,916 $89,600 $12,610 $76,990
2021 $2,024 $89,600 $12,610 $76,990
2020 $1,794 $89,350 $9,700 $79,650
2019 $1,794 $89,350 $9,700 $79,650
2018 $1,668 $85,360 $9,700 $75,660
2017 $1,722 $83,520 $9,700 $73,820
2016 $1,696 $83,520 $9,700 $73,820
2015 $1,696 $83,520 $9,700 $73,820
2014 $1,636 $79,420 $9,700 $69,720
Source: Public Records

Agents Affiliated with this Home

  • Diana Beschorner

    Seller's Agent in 2024

    Diana Beschorner

    Fusion Real Estate, Inc

    (319) 240-7830

    1 in this area

    98 Total Sales

    Diana Beschorner
    Section Image

  • D

    Buyer's Agent in 2024

    Donald Fieldhouse

    Cedar Rapids Area Association of REALTORS

    (239) 774-6598

    4 in this area

    5,090 Total Sales

    Donald Fieldhouse
    Section Image
  • Amy Wienands

    Seller's Agent in 2020

    Amy Wienands

    AWRE, EXP Realty, LLC

    (319) 240-7247

    16 in this area

    1,237 Total Sales

    Amy Wienands
    Section Image

  • A

    Seller Co-Listing Agent in 2020

    Amber Schuchmann

    AWRE, EXP Realty, LLC

    (319) 231-4986

    2 in this area

    263 Total Sales

    Amber Schuchmann
    Section Image
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Map

Source: Cedar Rapids Area Association of REALTORS®

MLS Number: 2400840

Cedar Rapids Area Association of REALTORS®

APN: 8913-35-104-011

Iowa Black Hawk County Waterloo 50702 West Central

305 Bertch Ave, Waterloo, IA

Not Listed for Sale

Detached

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