$187,000
SOLD MAR 1, 2023
4 Beds
3 Baths
2,184 Sq Ft
0.83 Acres

Recently Sold

$86 Per Sq Ft

17% Above List Price

11 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • Screened Porch
  • 0.83 Acre Lot
  • No HOA
  • Formal Dining Room

About This Home

As of October 2023

**SELLER HAS RECEIVED MULTIPLE OFFERS.
SELLER IS ASKING FOR HIGHEST AND BEST OFFERS BY TUESDAY 1/31/23 AT 5PM.** Attention investors!! Split foyer home in a Cross Creek subdivision! This home features kitchen, dining room, living room, master bedroom and bath, two more bedrooms and a full bath on the first level. Downstairs you will find another bedroom, full bathroom, laundry room and a large den/family room with bar and fireplace. The lot is over 3/4's of an acre with an in-ground pool. Lots of possibilities. Make your appointment today before it is gone!

Last Agent to Sell the Property

Nate Durham

Chattanooga Real Estate Group LLC Listed on: 01/26/2023

Co-Listed By

Aaron Kennedy

Chattanooga Real Estate Group LLC License #365102

Last Buyer's Agent

Jake Kellerhals

Keller Williams Realty License #325426

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,469

Year Built

  • Built in 1974

Lot Details

  • 0.83 Acre Lot
  • Lot Dimensions are 138.51x300
  • Fenced
  • Gentle Sloping Lot

Parking

  • 2 Car Attached Garage
  • Basement Garage

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • 2,184 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Screened Porch
  • Linoleum Flooring
  • Finished Basement
  • Partial Basement
  • No Kitchen Appliances
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • In Ground Pool
  • Deck
  • Patio
  • Outbuilding

Schools

  • Alpine Crest Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Cross Creek #1 Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 099b C 008

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,469

Year Built

Built in 1974

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.83
  • Lot Size: 138.51X300
  • Co List Office Mls Id: 17399
  • Co List Office Phone: 423-226-2726
  • Subdivision Name: Cross Creek #1
  • Directions: 27 North to Mountain Creek Road exit, right on Mountain Creek Road, left on Browntown Road, right on Cross Creek Drive, home on left.
  • Architectural Style: Split Foyer
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2184.0
  • New Construction: No
  • Year Built: 1974
  • Cooling:Electric: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 099b C 008
  • Location Tax and Legal Elementary School: Alpine Crest Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 2469.1
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.83
  • General Property Information Lot Size Square Feet2: 36154.8
  • General Property Information Lot Size Dimensions: 138.51X300
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Flooring:Linoleum: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Pool Features In Ground: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Other Structures:Out Building: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Architectural Style Split Foyer: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Linoleum
  • Interior Amenities: Separate Dining Room, Separate Shower, Tub/shower Combo
  • Basement:Partial: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:None2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping
  • Pool Features: In Ground
  • View: No
  • Waterfront: No
  • Disclosures: Flood Insurance May Be Required
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Screened
  • Roof: Asphalt
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Basement: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Alpine Crest Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 36154.8
  • Additional Parcels: No
  • Parcel #: 099b C 008
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2469.1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2023
Closed on
Oct 4, 2023
Sold by
Cross Creek Constructors Llc
Bought by
Clifton Clarence and Clifton Laurie
Seller's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Sarah Ketterer
Greater Downtown Realty dba Keller Williams Realty
List Price
$439,900
Sold Price
$445,000
Premium/Discount to List
$5,100
1.16%
Views
113
Current Estimated Value
$496,628

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,628
Avg. Annual Appreciation
6.29%
Original Mortgage
$275,000
Outstanding Balance
$270,918
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$225,710

Purchase Details

Listed on
Jan 26, 2023
Closed on
Feb 14, 2023
Sold by
Freedom Mortgage Corporation
Bought by
Cross Creek Constructors Llc
Seller's Agent
Nate Durham
Chattanooga Real Estate Group LLC
Buyer's Agent
Jake Kellerhals
Keller Williams Realty
List Price
$159,900
Sold Price
$187,000
Premium/Discount to List
$27,100
16.95%
Views
324

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
334.68%
Original Mortgage
$267,388
Interest Rate
6.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 2, 2022
Sold by
Rubin Lublin Tn Pllc
Bought by
Freedom Mortgage Corporation

Purchase Details

Closed on
Sep 3, 2014
Sold by
Smith Jehu L and Smith Sandra K
Bought by
Smith Jehu L and Smith Sandra K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,178
Interest Rate
4.2%
Mortgage Type
VA

Purchase Details

Closed on
Mar 14, 2011
Sold by
Jenkins Jerald E and Jenkins Patricia A
Bought by
Smith J L and Smith Sandra K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,713
Interest Rate
3%
Mortgage Type
VA
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $445,000 First Title
Special Warranty Deed $187,000 Mortgage Connect
Trustee Deed $200,330 --
Interfamily Deed Transfer -- Liberty Title Company Llc
Warranty Deed $161,400 Realty Center Title & Escrow
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,000 New Conventional
Previous Owner $267,388 New Conventional
Previous Owner $187,010 VA
Previous Owner $178,178 VA
Previous Owner $173,223 VA
Previous Owner $177,713 VA
Previous Owner $166,726 VA
Previous Owner $75,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/04/2023 10/04/23 Sold $445,000 +1.2% $204 / Sq Ft
09/11/2023 09/11/23 Pending -- -- --
09/08/2023 09/08/23 For Sale $439,900 +135.2% $201 / Sq Ft
03/01/2023 03/01/23 Sold $187,000 +16.9% $86 / Sq Ft
02/12/2023 02/12/23 Off Market $159,900 -- --
01/26/2023 01/26/23 For Sale $159,900 -- $73 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,927 $86,125 $0 $0
2023 $1,231 $55,025 $0 $0
2022 $1,231 $55,025 $0 $0
2021 $1,231 $55,025 $0 $0
2020 $1,175 $42,475 $0 $0
2019 $1,175 $42,475 $0 $0
2018 $1,094 $42,475 $0 $0
2017 $1,175 $42,475 $0 $0
2016 $1,152 $0 $0 $0
2015 $2,230 $41,675 $0 $0
2014 $2,230 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1368091

Greater Chattanooga REALTORS®

APN: 099B-C-008