NOT LISTED FOR SALE

305 W Commerce St Loretto, TN 38469

Estimated Value: $125,000 - $169,000

2 Beds
1 Bath
840 Sq Ft
$172/Sq Ft Est. Value

Sale Details

Date Sold: October 29, 2021

Last sale price $92,500 $110 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $820 / mo

2 Days on Market

Highlights

  • No HOA
  • Central Heating and Cooling System
  • Level Lot
  • Tile Flooring
  • 1 Car Garage
  • Property has 1 Level

About This Home

As of October 2021

Charming 2 bedroom/1 bath home in the heart of Loretto. New flooring & paint throughout. New HVAC. Fenced backyard. Covered porch.

Last Agent to Sell the Property

Tiffany Garner

Coldwell Banker Southern Realty License #349117 Listed on: 09/10/2021

Coldwell Banker Southern Realty

Last Buyer's Agent

Shea Edwards

Williamson Real Estate License #330078

Williamson Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $398

Year Built

  • Built in 1940

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 75x170
  • Back Yard Fenced
  • Level Lot

Parking

  • 1 Car Garage
  • 3 Open Parking Spaces
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 840 Sq Ft Home
  • Property has 1 Level
  • Crawl Space

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Schools

  • South Lawrence Elementary
  • Loretto High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Oconnor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 151H A 01500 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$398

Year Built

Built in 1940

Lot Details

0.31 Acres

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Fireplace: No
  • Flooring: Carpet, Tile
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 840
  • Building Area Units: Square Feet
  • Living Area: 840
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking Spaces: 3
  • Parking Features: Detached, Concrete
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.31
  • Lot Size: 75X170
  • Lot Size Units: Acres
  • Parcel #: 151H A 01500 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 398

MLS Schools

  • Elementary School: South Lawrence Elementary
  • High School: Loretto High School
  • Middle Or Junior School: South Lawrence Elementary

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 16, 2025
Sold by
Bought by
Current Estimated Value
$144,146

Purchase Details

Listed on
Sep 10, 2021
Closed on
Oct 29, 2021
Sold by
Bought by
Seller's Agent
Tiffany Garner
Coldwell Banker Southern Realty
Buyer's Agent
Shea Edwards
Williamson Real Estate
List Price
$90,000
Sold Price
$92,500
Premium/Discount to List
$2,500
2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.15%
Original Mortgage
$84,550
Interest Rate
2.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 23, 2021
Sold by
Bought by

Purchase Details

Closed on
Jan 10, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
6.08%

Purchase Details

Closed on
Mar 6, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,600
Interest Rate
6.86%

Purchase Details

Closed on
Apr 14, 2000
Sold by
Bought by

Purchase Details

Closed on
Nov 14, 1986
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- None Listed On Document
$92,500 Bankers T&E Dickson Llc
$52,000 None Available
$53,000 --
$42,000 --
$40,000 --
$17,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $84,550
Previous Owner $53,000
Previous Owner $33,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/29/2021 10/29/21 Sold $92,500 +2.8% $110 / Sq Ft
09/13/2021 09/13/21 Pending -- -- --
09/10/2021 09/10/21 For Sale $90,000 -- $107 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $21,825 $1,375 $20,450
2024 $511 $21,825 $1,375 $20,450
2023 $511 $21,825 $1,375 $20,450
2022 $511 $21,825 $1,375 $20,450
2021 $398 $11,850 $1,375 $10,475
2020 $398 $11,850 $1,375 $10,475
2019 $398 $11,850 $1,375 $10,475
2018 $392 $11,850 $1,375 $10,475
2017 $381 $11,850 $1,375 $10,475
2016 $381 $11,850 $1,375 $10,475
2015 $347 $11,850 $1,375 $10,475
2014 $351 $12,000 $1,375 $10,625
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2021

    Tiffany Garner

    Coldwell Banker Southern Realty

    (256) 856-6756

    25 Total Sales

    Tiffany Garner
    Section Image
  • Shea Edwards

    Buyer's Agent in 2021

    Shea Edwards

    Williamson Real Estate

    (615) 498-7942

    6 Total Sales

    Shea Edwards
    Section Image
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Map

Source: Realtracs

MLS Number: 2290143

Realtracs

APN: 151H-A-015.00

Tennessee Lawrence County Loretto 38469

305 W Commerce St, Loretto, TN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Realtracs All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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