$160,000
SOLD MAY 28, 2025

307 Bluff Ave Saint Charles, MN 55972

2 Beds
1 Bath
768 Sq Ft
0.42 Acres

Recently Sold

$208 Per Sq Ft

2 Days on Market

Highlights

  • No HOA
  • Home Office
  • 1-Story Property
  • St. Charles Secondary School Rated 9+
  • The kitchen features windows
  • Forced Air Heating and Cooling System

About This Home

As of May 2025

Welcome home to this beautifully maintained, move in-ready 2-bedroom, 1-bath gem, located in the peaceful community of Saint Charles. Just a short 20 minute drive from Rochester, and 30 minutes drive from Winona. this home offers the perfect mix of privacy, convenience, and affordable charm.
With its efficient single-level layout, this cozy home is ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living with just the right amount of space. Enjoy a spacious main-floor primary bedroom, full bathroom, and 2 bonus room that’s perfect as a home office, guest room, or creative studio.
You'll love the convenience of main-floor laundry, plus recent updates like a new roof (2023) give peace of mind, renovated bathroom and more.
Outside, the expansive backyard invites you to relax, garden, or entertain, and a large driveway provides extra parking space — perfect for guests, a camper, or even a future garage. A storage shed adds bonus functionality for tools and outdoor gear.
Whether you're starting out, scaling down, or simply looking for a quiet place to call home — this cozy Saint Charles cutie home is a must-see and priced to sell!

Last Agent to Sell the Property

Yeimy Reintanz

Re/Max Results Listed on: 04/22/2025

Re/Max Results

Last Buyer's Agent

Michael Wilson

Keller Williams Premier Realty

Keller Williams Premier Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,232

Year Built

  • Built in 1880

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 99x185

Home Design

  • Vinyl Siding

Interior Spaces

  • 768 Sq Ft Home
  • 1-Story Property
  • Home Office
  • Partial Basement

Kitchen

  • Range
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Original Subdivision

Listing and Financial Details

  • Assessor Parcel Number 290600460

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,232

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1880
  • Above Grade Finished Sq Ft: 768
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 768
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Bedroom 1, Bedroom 2, Office, Kitchen

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • ConstructionMaterialsDesc: Frame

Garage/Parking

  • Parking Features: Concrete

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Kitchen Window,Main Floor Primary Bedroom,Porch

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 507-932-4423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 99x185
  • Lot Size Sq Ft: 18295.2
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 290600460
  • Tax Annual Amount: 1232
  • TaxWithAssessments: 1232.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2025
Closed on
May 28, 2025
Sold by
Powrie Paige
Bought by
Smith Leslie J and Loving Jeanne B
Seller's Agent
Yeimy Reintanz
Re/Max Results
Buyer's Agent
Michael Wilson
Keller Williams Premier Realty
List Price
$159,900
Sold Price
$160,000
Premium/Discount to List
$100
0.06%
Views
34
Current Estimated Value
$163,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,231
Avg. Annual Appreciation
3.33%
Original Mortgage
$157,102
Outstanding Balance
$156,700
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
$6,531

Purchase Details

Closed on
Mar 4, 2022
Sold by
Rollinger Cody and Rollinger Mackenzie
Bought by
Powrie Paige

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,800
Interest Rate
3.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2022
Sold by
Rollinger Cody A and Rollinger Mackenzie M
Bought by
Powrie Paige

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,800
Interest Rate
3.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2021
Sold by
Ball Cody R
Bought by
Rollinger Cody A and Johnson Mackenzie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,549
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 15, 2015
Sold by
Decker John John
Bought by
Ball Cody Cody

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,677
Interest Rate
4.04%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $160,000 Results Title
Deed $124,900 --
Warranty Deed $124,900 Rochester Title
Warranty Deed $110,000 None Available
Deed $73,000 --
Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $157,102 FHA
Previous Owner $118,800 New Conventional
Previous Owner $118,800 New Conventional
Previous Owner $107,549 Stand Alone Second
Previous Owner $107,549 FHA
Previous Owner $71,677 No Value Available
Closed $109,077 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2025 05/28/25 Sold $160,000 +0.1% $208 / Sq Ft
05/03/2025 05/03/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $159,900 -- $208 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,188 $136,200 $56,900 $79,300
2024 $1,188 $124,900 $56,300 $68,600
2023 $1,040 $125,700 $56,300 $69,400
2022 $964 $111,700 $52,100 $59,600
2021 $1,058 $101,200 $47,400 $53,800
2020 $1,070 $85,700 $40,500 $45,200
2019 $888 $85,700 $40,500 $45,200
2018 $808 $75,300 $35,800 $39,500
2017 $812 $0 $0 $0
2016 $792 $0 $0 $0
2015 $792 $0 $0 $0
2014 $716 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6708187

NorthstarMLS

APN: 29.060.0460