NOT LISTED FOR SALE

Estimated Value: $432,000 - $507,850

4 Beds
4 Baths
2,400 Sq Ft
$192/Sq Ft Est. Value

Last Sold July 01, 2022

Last sale price $430,000 $179 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,411/month

2 Days on Market

Highlights

  • Spa
  • Waterfront
  • Community Lake
  • Oswego High School Rated A-
  • Mature Trees
  • Screened Deck

About This Home

As of July 2022

Wow, so much is new in this home! Loads of space with 4 bedrooms, loft and 4 full baths. Freshly painted throughout, completely remodeled upstairs hall bath & primary bath with incredible shower. Basement remodel 2021, Windows and treatments 2021, HVAC 2020, Roof 2019, Kitchen appliances 2018, 3 car garage with epoxy flooring. Featuring a huge, fully rebuilt backyard deck with pergola AND gazebo. Situated on a pond and cul-de-sac in the desirable Ponds at Mill Race Creek subdivision, the location of this home cannot be beat! The neighborhood boasts an award winning elementary school, walking trails, tennis, hockey and volleyball courts and is close to shopping, restaurants, downtown Oswego and the Fox River!

Last Agent to Sell the Property

Patricia Marchert

Keller Williams Infinity License #475176360 Listed on: 05/06/2022

Keller Williams Infinity

Co-Listed By

Joseph Marchert

Keller Williams Infinity License #475188796

Last Buyer's Agent

David Hulbert

Carter Realty Group License #475150587

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,590

Year Built

  • Built in 1999

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 71 x 197 x 72 x 185
  • Waterfront
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,400 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Wood Flooring
  • Water Views

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Soaking Tub
  • No Tub in Bathroom
  • Separate Shower

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • Spa
  • Pond
  • Screened Deck
  • Gazebo
  • Pergola
  • Porch

Location

  • Property is near a park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Person Of Record Association, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision
  • Property managed by Association Property Managemnt
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,590

Year Built

Built in 1999

Lot Details

0

HOA Fees

$42 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 2400
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Egress Window
  • Bathroom Amenities: Separate Shower,Soaking Tub,No Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Deck, Porch, Hot Tub, Screened Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 410000
  • Lot Features: Cul-De-Sac, Pond(s), Water View, Mature Trees
  • OtherStructures: Gazebo, Pergola
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Property Managemnt
  • Management Contact Name: Person of Record
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.25
  • Lot Dimensions: 71 X 197 X 72 X 185
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8590
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2022
Closed on
May 27, 2022
Sold by
Afzal and Aqsa
Bought by
Brown Antoine M and Moore-Brown Timika L
Seller's Agent
Patricia Marchert
Keller Williams Infinity
Buyer's Agent
David Hulbert
Carter Realty Group
List Price
$410,000
Sold Price
$430,000
Premium/Discount to List
$20,000
4.88%
Current Estimated Value
$461,963

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,963
Avg. Annual Appreciation
2.11%
Original Mortgage
$408,500
Interest Rate
5.81%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 1, 2017
Closed on
Mar 14, 2018
Sold by
Rice Patricia A
Bought by
Afzal Junaid
Seller's Agent
John Rios
Charles Rutenberg Realty of IL
Buyer's Agent
aisha ahmed
Real People Realty
List Price
$284,900
Sold Price
$247,000
Premium/Discount to List
-$37,900
-13.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.83%
Original Mortgage
$233,000
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 11, 2012
Closed on
Jun 16, 2012
Sold by
Oswego Community Bank
Bought by
Rice Patricia A
Seller's Agent
Anthony Brummel
Brummel Properties, Inc.
Buyer's Agent
Jennie Leifheit
Coldwell Banker Honig-Bell
List Price
$230,000
Sold Price
$235,000
Premium/Discount to List
$5,000
2.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.87%
Original Mortgage
$135,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2011
Sold by
Itasca Bank & Trust Co
Bought by
Oswego Community Bank

Purchase Details

Closed on
May 13, 2003
Sold by
Toscano Phyllis Ann
Bought by
Itasca Bank & Trust Co

Purchase Details

Closed on
Feb 7, 2003
Sold by
Itasca Bank & Trust Co
Bought by
Toscano Phyllis Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,500
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 20, 2001
Sold by
Smith Ronald S and Smith Kathleen A
Bought by
Itasca Bank & Trust Company

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
6.36%

Purchase Details

Closed on
Jan 23, 1997
Sold by
Oak Brook Bank
Bought by
Smith Ronald S and Smith Kathleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,500
Interest Rate
6.25%

Purchase Details

Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brown Antoine M $430,000 Old Republic Title
Afzal Junaid $247,000 Near North National Tithe
Rice Patricia A $235,000 Chicago Title Insurance Co
Oswego Community Bank -- None Available
Itasca Bank & Trust Co -- --
Toscano Phyllis Ann -- --
Itasca Bank & Trust Company $228,000 First American Title Ins
Smith Ronald S $196,000 Chicago Title Insurance Co
First Sub Natl Bk Tr 95-5102 $738,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Brown Antoine M $408,500
Previous Owner Afzal Junaid $233,000
Previous Owner Rice Patricia A $135,000
Previous Owner Itasca Bank & Trust $30,000
Previous Owner Itasca Bank & Trust Co $250,000
Previous Owner Itasca Bank & Trust Corp $46,500
Previous Owner Toscano Phyllis Ann $207,000
Previous Owner Toscano Phyllis Ann $202,500
Previous Owner Itasca Bank & Trust Company $145,000
Previous Owner Smith Ronald S $185,500
Closed First Sub Natl Bk Tr 95-5102 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2022 07/01/22 Sold $430,000 +4.9% $179 / Sq Ft
05/09/2022 05/09/22 Pending -- -- --
05/06/2022 05/06/22 For Sale $410,000 +66.0% $171 / Sq Ft
03/21/2018 03/21/18 Sold $247,000 -2.8% $88 / Sq Ft
02/19/2018 02/19/18 Pending -- -- --
12/08/2017 12/08/17 Price Changed $254,000 -1.9% $91 / Sq Ft
11/10/2017 11/10/17 Price Changed $259,000 -3.7% $93 / Sq Ft
07/26/2017 07/26/17 Price Changed $269,000 -2.1% $96 / Sq Ft
07/10/2017 07/10/17 Price Changed $274,900 -1.8% $98 / Sq Ft
05/31/2017 05/31/17 Price Changed $279,900 -1.8% $100 / Sq Ft
05/01/2017 05/01/17 For Sale $284,900 +21.2% $102 / Sq Ft
06/19/2012 06/19/12 Sold $235,000 -2.1% $84 / Sq Ft
05/21/2012 05/21/12 Pending -- -- --
02/16/2012 02/16/12 Price Changed $240,000 +4.3% $86 / Sq Ft
01/11/2012 01/11/12 For Sale $230,000 -- $82 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,805 $127,845 $31,508 $96,337
2023 $8,746 $113,137 $27,883 $85,254
2022 $8,746 $102,852 $25,348 $77,504
2021 $8,433 $96,124 $23,690 $72,434
2020 $8,251 $93,324 $23,000 $70,324
2019 $8,591 $95,499 $23,000 $72,499
2018 $9,350 $94,195 $21,586 $72,609
2017 $9,285 $90,572 $20,756 $69,816
2016 $9,236 $88,796 $20,349 $68,447
2015 $9,404 $86,209 $19,756 $66,453
2014 $4,827 $83,698 $19,181 $64,517
2013 $4,827 $84,544 $19,375 $65,169
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11371518

Midwest Real Estate Data (MRED)

APN: 03-09-159-005