307 Francesca Ct Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $439,000 - $496,830
4
Beds
4
Baths
2,400
Sq Ft
$191/Sq Ft
Est. Value
Highlights
- Spa
- Waterfront
- Community Lake
- Oswego High School Rated A-
- Mature Trees
- Screened Deck
About This Home
As of July 2022Wow, so much is new in this home! Loads of space with 4 bedrooms, loft and 4 full baths. Freshly painted throughout, completely remodeled upstairs hall bath & primary bath with incredible shower. Basement remodel 2021, Windows and treatments 2021, HVAC 2020, Roof 2019, Kitchen appliances 2018, 3 car garage with epoxy flooring. Featuring a huge, fully rebuilt backyard deck with pergola AND gazebo. Situated on a pond and cul-de-sac in the desirable Ponds at Mill Race Creek subdivision, the location of this home cannot be beat! The neighborhood boasts an award winning elementary school, walking trails, tennis, hockey and volleyball courts and is close to shopping, restaurants, downtown Oswego and the Fox River!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,590
Year Built
- Built in 1999
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 71 x 197 x 72 x 185
- Waterfront
- Cul-De-Sac
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $42 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,400 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Combination Dining and Living Room
- Loft
- Wood Flooring
- Water Views
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 4 Full Bathrooms
- Soaking Tub
- No Tub in Bathroom
- Separate Shower
Laundry
- Laundry Room
- Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
- Basement Window Egress
Outdoor Features
- Spa
- Pond
- Screened Deck
- Gazebo
- Pergola
- Porch
Location
- Property is near a park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Person Of Record Association, Phone Number (630) 554-6900
- Ponds At Mill Race Creek Subdivision
- Property managed by Association Property Managemnt
- Community Lake
Recreation
- Tennis Courts
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2022
Closed on
May 27, 2022
Sold by
Afzal and Aqsa
Bought by
Brown Antoine M and Moore-Brown Timika L
Seller's Agent
Patricia Marchert
Keller Williams Infinity
Buyer's Agent
David Hulbert
Carter Realty Group
List Price
$410,000
Sold Price
$430,000
Premium/Discount to List
$20,000
4.88%
Total Days on Market
2
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,208
Avg. Annual Appreciation
2.24%
Original Mortgage
$408,500
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 1, 2017
Closed on
Mar 14, 2018
Sold by
Rice Patricia A
Bought by
Afzal Junaid
Seller's Agent
John Rios
Charles Rutenberg Realty of IL
Buyer's Agent
aisha ahmed
Real People Realty
List Price
$284,900
Sold Price
$247,000
Premium/Discount to List
-$37,900
-13.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.83%
Original Mortgage
$233,000
Interest Rate
4.32%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 11, 2012
Closed on
Jun 16, 2012
Sold by
Oswego Community Bank
Bought by
Rice Patricia A
Seller's Agent
Anthony Brummel
Brummel Properties, Inc.
Buyer's Agent
Jennie Leifheit
Coldwell Banker Honig-Bell
List Price
$230,000
Sold Price
$235,000
Premium/Discount to List
$5,000
2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.87%
Original Mortgage
$135,000
Interest Rate
3.77%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2011
Sold by
Itasca Bank & Trust Co
Bought by
Oswego Community Bank
Purchase Details
Closed on
May 13, 2003
Sold by
Toscano Phyllis Ann
Bought by
Itasca Bank & Trust Co
Purchase Details
Closed on
Feb 7, 2003
Sold by
Itasca Bank & Trust Co
Bought by
Toscano Phyllis Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,500
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 20, 2001
Sold by
Smith Ronald S and Smith Kathleen A
Bought by
Itasca Bank & Trust Company
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
6.36%
Purchase Details
Closed on
Jan 23, 1997
Sold by
Oak Brook Bank
Bought by
Smith Ronald S and Smith Kathleen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,500
Interest Rate
6.25%
Purchase Details
Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
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Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Brown Antoine M | $430,000 | Old Republic Title | |
| Afzal Junaid | $247,000 | Near North National Tithe | |
| Rice Patricia A | $235,000 | Chicago Title Insurance Co | |
| Oswego Community Bank | -- | None Available | |
| Itasca Bank & Trust Co | -- | -- | |
| Toscano Phyllis Ann | -- | -- | |
| Itasca Bank & Trust Company | $228,000 | First American Title Ins | |
| Smith Ronald S | $196,000 | Chicago Title Insurance Co | |
| First Sub Natl Bk Tr 95-5102 | $738,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Brown Antoine M | $408,500 | |
| Previous Owner | Afzal Junaid | $233,000 | |
| Previous Owner | Rice Patricia A | $135,000 | |
| Previous Owner | Itasca Bank & Trust | $30,000 | |
| Previous Owner | Itasca Bank & Trust Co | $250,000 | |
| Previous Owner | Itasca Bank & Trust Corp | $46,500 | |
| Previous Owner | Toscano Phyllis Ann | $207,000 | |
| Previous Owner | Toscano Phyllis Ann | $202,500 | |
| Previous Owner | Itasca Bank & Trust Company | $145,000 | |
| Previous Owner | Smith Ronald S | $185,500 | |
| Closed | First Sub Natl Bk Tr 95-5102 | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2022 07/01/22 | Sold | $430,000 | +4.9% | $179 / Sq Ft |
| 05/09/2022 05/09/22 | Pending | -- | -- | -- |
| 05/06/2022 05/06/22 | For Sale | $410,000 | +66.0% | $171 / Sq Ft |
| 03/21/2018 03/21/18 | Sold | $247,000 | -2.8% | $88 / Sq Ft |
| 02/19/2018 02/19/18 | Pending | -- | -- | -- |
| 12/08/2017 12/08/17 | Price Changed | $254,000 | -1.9% | $91 / Sq Ft |
| 11/10/2017 11/10/17 | Price Changed | $259,000 | -3.7% | $93 / Sq Ft |
| 07/26/2017 07/26/17 | Price Changed | $269,000 | -2.1% | $96 / Sq Ft |
| 07/10/2017 07/10/17 | Price Changed | $274,900 | -1.8% | $98 / Sq Ft |
| 05/31/2017 05/31/17 | Price Changed | $279,900 | -1.8% | $100 / Sq Ft |
| 05/01/2017 05/01/17 | For Sale | $284,900 | +21.2% | $102 / Sq Ft |
| 06/19/2012 06/19/12 | Sold | $235,000 | -2.1% | $84 / Sq Ft |
| 05/21/2012 05/21/12 | Pending | -- | -- | -- |
| 02/16/2012 02/16/12 | Price Changed | $240,000 | +4.3% | $86 / Sq Ft |
| 01/11/2012 01/11/12 | For Sale | $230,000 | -- | $82 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,746 | $113,137 | $27,883 | $85,254 |
| 2022 | $8,746 | $102,852 | $25,348 | $77,504 |
| 2021 | $8,433 | $96,124 | $23,690 | $72,434 |
| 2020 | $8,251 | $93,324 | $23,000 | $70,324 |
| 2019 | $8,591 | $95,499 | $23,000 | $72,499 |
| 2018 | $9,350 | $94,195 | $21,586 | $72,609 |
| 2017 | $9,285 | $90,572 | $20,756 | $69,816 |
| 2016 | $9,236 | $88,796 | $20,349 | $68,447 |
| 2015 | $9,404 | $86,209 | $19,756 | $66,453 |
| 2014 | $4,827 | $83,698 | $19,181 | $64,517 |
| 2013 | $4,827 | $84,544 | $19,375 | $65,169 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Marchert
Seller's Agent in 2022
Patricia Marchert
Keller Williams Infinity
(630) 554-7079
8 in this area
87 Total Sales
-
Joseph Marchert
Seller Co-Listing Agent in 2022
Joseph Marchert
Keller Williams Infinity
(630) 777-7553
7 in this area
42 Total Sales
-
David Hulbert
Buyer's Agent in 2022
David Hulbert
Carter Realty Group
(847) 890-8990
1 in this area
112 Total Sales
-
John Rios
Seller's Agent in 2018
John Rios
Charles Rutenberg Realty of IL
(630) 999-6804
7 Total Sales
-
aisha ahmed
a
Buyer's Agent in 2018
aisha ahmed
Real People Realty
(630) 632-4298
18 Total Sales
-
Anthony Brummel
Seller's Agent in 2012
Anthony Brummel
Brummel Properties, Inc.
(630) 699-3536
3 in this area
75 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11371518
APN: 03-09-159-005
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