M
Seller's Agent in 2018
Martha McDuffie
Century 21 Integra
(847) 331-6179
3 in this area
82 Total Sales
309 Francesca Ct Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $471,000 - $481,000
4
Beds
2.5
Baths
2,469
Sq Ft
$192/Sq Ft
Est. Value
Highlights
- Water Views
- Property is near a park
- Recreation Room
- Community Lake
- Pond
- Vaulted Ceiling
About This Home
As of May 2018Get ready to fall in LOVE!! This exceptional Oswego house is a 10+, all of your boxes will be checked and then some! Beautifully updated kitchen with new Corian countertops, flooring, Island and backsplash. Jaw dropping remodeled master bath, new shower, vanities, tile, mirrors and lighting. Updated hall bath and powder room. Warm family room with FP, spacious living room, large bedrooms with closet organizers. Master bedroom closet updated with custom organizers. Full finished basement complete with a rec room and a play room along with plenty of room for storage. New furnace and AC unit, water heater and sump pump, all new windows and window treatments. Professionally landscaped yard on a private cul de sac with an amazing pond view out your back door. Enjoy the stunning private view on the patio, completely fenced in yard, no backyard neighbors here. Close to schools, shopping and dining. Award winning Oswego schools! Call for your appointment today. list of upgrades available.
Last Agent to Sell the Property
Century 21 Integra License #475140421 Listed on: 02/14/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,461
Year Built
- Built in 1999
Lot Details
- Lot Dimensions are 65x19x180x73x197
- Cul-De-Sac
- Fenced Yard
- Paved or Partially Paved Lot
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,469 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Formal Dining Room
- Home Office
- Recreation Room
- Play Room
- Storage Room
- Laundry on main level
- Wood Flooring
- Water Views
- Full Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Pond
- Brick Porch or Patio
- Shed
Location
- Property is near a park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
Community Details
- Manager Association, Phone Number (630) 554-6900
- Ponds At Mill Race Creek Subdivision, Greenbriar Floorplan
- Property managed by Association Management Company
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 31, 2025
Sold by
Erzuah Richell
Bought by
Adufutse Christian
Current Estimated Value
Purchase Details
Closed on
Dec 10, 2019
Sold by
Bullock Nana Ama A
Bought by
Erzuah Richell N and Adufutse Christian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,604
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Listed on
Feb 14, 2018
Closed on
May 4, 2018
Sold by
Cartus Financial Corp
Bought by
Erzuah Richell N and Ade Christian
Seller's Agent
Martha McDuffie
Century 21 Integra
Buyer's Agent
Susan Rigsby
Fathom Realty IL LLC
List Price
$295,000
Sold Price
$287,000
Premium/Discount to List
-$8,000
-2.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.87%
Original Mortgage
$281,801
Interest Rate
5%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 2, 2018
Sold by
Cesareo Vincent E and Cesareo Meghan I
Bought by
Cartus Financial Corporation
Purchase Details
Closed on
Jun 15, 2007
Sold by
Schnurstein Ray B and Schnurstein Anne E
Bought by
Cesareo Vincent E and Cesareo Meghan I
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,600
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 22, 2003
Sold by
Elgin Courtney L
Bought by
Schnurstein Ray B and Schnurstein Anne E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,300
Interest Rate
5.69%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 4, 2001
Sold by
Kennedy Terrence R and Elgin Courtney L
Bought by
Elgin Courtney L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
7.87%
Purchase Details
Closed on
May 26, 1999
Sold by
Oak Brook Bank
Bought by
Kennedy Terrance R and Elgin Courtney L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.15%
Purchase Details
Closed on
May 29, 1998
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803
Purchase Details
Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Adufutse Christian | -- | None Listed On Document | |
| Erzuah Richell N | -- | Fidelity National Title | |
| Erzuah Richell N | $287,000 | Burnet Title | |
| Cartus Financial Corporation | $287,000 | Burnet Title Post Closing | |
| Cesareo Vincent E | $342,000 | Chicago Title Insurance Co | |
| Schnurstein Ray B | $277,000 | Ticor Title | |
| Elgin Courtney L | -- | Chicago Title Insurance Co | |
| Kennedy Terrance R | $209,500 | Chicago Title Insurance Co | |
| Oak Brook Bank Trust #2803 | -- | Chicago Title Insurance Co | |
| First Sub Natl Bk Tr 95-5102 | $738,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Erzuah Richell N | $285,604 | |
| Previous Owner | Erzuah Richell N | $281,801 | |
| Previous Owner | Cesareo Vincent E | $273,600 | |
| Previous Owner | Schnurstein Ray B | $249,300 | |
| Previous Owner | Elgin Courtney L | $112,000 | |
| Previous Owner | Kennedy Terrance R | $90,000 | |
| Closed | First Sub Natl Bk Tr 95-5102 | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/24/2018 05/24/18 | Sold | $287,000 | -2.7% | $116 / Sq Ft |
| 02/23/2018 02/23/18 | Pending | -- | -- | -- |
| 02/14/2018 02/14/18 | For Sale | $295,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,046 | $130,836 | $31,508 | $99,328 |
| 2023 | $8,963 | $115,784 | $27,883 | $87,901 |
| 2022 | $8,963 | $105,258 | $25,348 | $79,910 |
| 2021 | $8,643 | $98,372 | $23,690 | $74,682 |
| 2020 | $8,458 | $95,507 | $23,000 | $72,507 |
| 2019 | $8,807 | $97,750 | $23,000 | $74,750 |
| 2018 | $8,590 | $92,659 | $21,586 | $71,073 |
| 2017 | $8,518 | $89,095 | $20,756 | $68,339 |
| 2016 | $8,461 | $87,348 | $20,349 | $66,999 |
| 2015 | $8,596 | $84,804 | $19,756 | $65,048 |
| 2014 | -- | $82,334 | $19,181 | $63,153 |
| 2013 | -- | $83,166 | $19,375 | $63,791 |
Source: Public Records
Agents Affiliated with this Home
-
Martha McDuffie
-
Susan Rigsby
Buyer's Agent in 2018
Susan Rigsby
Fathom Realty IL LLC
(630) 745-0506
2 in this area
50 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 09856645
APN: 03-09-159-006
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