NOT LISTED FOR SALE

31 Zephyr Rd Palmyra, VA 22963

Estimated Value: $361,000 - $382,757

4 Beds
2.5 Baths
2,128 Sq Ft
$176/Sq Ft Est. Value

Last Sold July 19, 2024

Last sale price $375,000 $176 Per Sq Ft

Current estimated payment $2,398/month

3 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • Outdoor Pool
  • Beach
  • Community Boat Launch
  • Gated Community

About This Home

As of July 2024

This 4-bed, 2.5-bath, 2,128-fin sq ft updated home, located within Fluvanna's highly-sought after Lake Monticello neighborhood, features an attached garage, a first floor home office with stunning French doors and wood-burning fireplace, and a spacious primary suite with cathedral ceilings, walk-in closet, and ensuite primary bathroom with soaker tub, serene views of the backyard woods, and double sinks! Prepare meals in the renovated eat-in kitchen, boasting beautiful hardwood floors, white cabinets, stainless steel appliances, and tile backsplash, or grill out on the expansive back deck! With tiered landscaping, mature woods, and a serene creek, the private yard is one to be appreciated! Located only 3 minutes/0.5 miles from Beach 4, 7 minutes from Food Lion, and 20 minutes from Zion Crossroads and Pantops/Charlottesville!

Last Listed By

Sasha Tripp

STORY HOUSE REAL ESTATE License #0225180969 Listed on: 06/04/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,488

Year Built

  • Built in 1997

Lot Details

  • 0.34 Acre Lot
  • Elevated Lot
  • Landscaped
  • Native Plants
  • Private Lot
  • Secluded Lot
  • Partially Wooded Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $114 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,128 Sq Ft Home
  • 2-Story Property
  • Recessed Lighting
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Double Hung Windows
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Library with Fireplace
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Formica Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • Primary bathroom on main floor
  • Double Vanity
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Automatic Garage Door Opener
  • Driveway

Outdoor Features

  • Outdoor Pool
  • Deck
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 18A 12 41

Community Details

Overview

  • Association fees include area maint, beach, club house, master ins. policy, play area, pool, prof. mgmt., reserve fund, road maint, security force, snow removal, tennis, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Security

  • Front Desk in Lobby
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,488

Year Built

Built in 1997

Lot Details

0

HOA Fees

$114 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2128
  • Design: Colonial
  • L V T Date: 06/06/2024
  • Parcel Number: 18A 12 41
  • Price Per Sq Ft: 176.22
  • Property Included: kitchen appliances, washer, dryer, light fixtures
  • Total Sq Ft: 2544
  • Total Unfinished Sq Ft: 416
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Study/Libr1|Laundry1|Kitchen1|Dining Roo1|Half Bath1|Living Roo1|Pri Bed1|Pri Bath1|Full Bath1|Bedroom2|Bedroom2|Bedroom2|
  • Structures Deck Porch: Deck, Porch, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: One, Wood Burning
  • Laundry: Dryer, Washer
  • Basement Type: Crawl
  • Room 1: Foyer,On Level: 1
  • Room 2: Study/Library,On Level: 1
  • Room 3: Laundry,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Dining Room,On Level: 1
  • Room 6: Half Bath,On Level: 1
  • Room 7: Living Room,On Level: 1
  • Room 8: Pri Bed,On Level: 1
  • Room 9: Pri Bath,On Level: 1
  • Room 10: Full Bath,On Level: 1
  • Room 11: Bedroom,On Level: 2
  • Room 12: Bedroom,On Level: 2
  • Room 13: Bedroom,On Level: 2
  • Total Finished Sq Ft: 2128
  • Above Grade Finished Sq Ft: 2128
  • Bathroom: Attach Primary Bath, Separate Vanities
  • Fireplace Location: Living Room, Study/Library
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Breakfast Nook, Dishwasher, Electric Range, Microwave, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Formica Counter, White Cabinets
  • Land Description: Elevated, Landscaped, Partly Wooded, Private, Secluded Lot, Wooded
  • Level: 2 Story
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 2.5
  • Number Beds: 4
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Dining Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Study/Library
  • Room Types Level1: Dining Room (L1), Foyer (L1), Full Bath (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Study/Library (L1)
  • Room Types Level2: Bedroom (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Pool: Yes
  • Pool: Community
  • Roof: Composition Shingle
  • Structure Features: Dual Vanities, Renovated, Walk-in Closet
  • Structure Floors: Carpet, Hardwood, Vinyl
  • Structure Security: Front Desk, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings, Double-hung Windows
  • View: Water View, Wooded View
  • Water Property: Stream / Creek
  • Yard: Landscaped, Native Species, Wooded

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 416
  • Garage Features: Attached, Auto Door, Electricity, Faces Front, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 416
  • Driveway Parking: Asphalt, Off Street

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Security: Other
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Tennis, Walk/Run Trails, Community Dock
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Contact: lmoa.org
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Club House, Master Ins. Policy, Play Area, Pool, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 1370

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna
  • Other School: UVA

Lot Info

  • Lot Features: Private Gated Community, Private Road

Building Info

  • Year Built: 1997

Tax Info

  • Year: 2022
  • Taxes: 2488.11

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2024
Closed on
Jul 1, 2024
Sold by
Botteon Lacey Noel and Garrett Andrew T
Bought by
Rondeau Paul E and Rondeau Holiday
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
List Price
$375,000
Sold Price
$375,000
Total Days on Market
3
Views
8
Current Estimated Value
$374,586

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$414
Avg. Annual Appreciation
-0.14%
Original Mortgage
$227,812
Outstanding Balance
$226,088
Interest Rate
6.99%
Mortgage Type
VA
Estimated Equity
$148,498

Purchase Details

Listed on
Sep 7, 2018
Closed on
Oct 22, 2018
Sold by
Hastings Heather Rebecca and Boone Danny Lee
Bought by
Garrett Andrew T and Botteon Lacey Noel
Seller's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Marjorie Adam
BETTER HOMES & GARDENS R.E.-PATHWAYS
List Price
$224,900
Sold Price
$226,000
Premium/Discount to List
$1,100
0.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$219,220
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 9, 2012
Closed on
Dec 7, 2012
Sold by
Fannie Mae
Bought by
Hastings Heather Rebecca
Seller's Agent
Tara Savage
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Chris Colasuonno
EPIQUE REALTY
List Price
$204,000
Sold Price
$172,000
Premium/Discount to List
-$32,000
-15.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.71%
Original Mortgage
$168,884
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 29, 2012
Sold by
Hart L Lee L and Hart Cathy E
Bought by
Federal National Mortgage Association

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rondeau Paul E $375,000 Title Resource Guaranty Compan
Garrett Andrew T $226,000 Stewart Title
Hastings Heather Rebecca $172,000 Colonial Title Company
Federal National Mortgage Association $220,875 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Campbell Ronald Floyd $72,500
Open Rondeau Paul E $227,812
Previous Owner Garrett Andrew T $221,350
Previous Owner Garrett Andrew T $219,220
Previous Owner Boone Danny Lee $35,000
Previous Owner Hastings Heather Rebecca $168,884
Previous Owner Hart L Lee $214,300
Previous Owner Hart L Lee $213,570
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2024 07/19/24 Sold $375,000 0.0% $176 / Sq Ft
06/07/2024 06/07/24 Pending -- -- --
06/04/2024 06/04/24 For Sale $375,000 +65.9% $176 / Sq Ft
11/16/2018 11/16/18 Sold $226,000 +0.5% $106 / Sq Ft
09/08/2018 09/08/18 Pending -- -- --
09/07/2018 09/07/18 For Sale $224,900 +30.8% $106 / Sq Ft
12/14/2012 12/14/12 Sold $172,000 -15.7% $81 / Sq Ft
10/31/2012 10/31/12 Pending -- -- --
08/09/2012 08/09/12 For Sale $204,000 -- $96 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,488 $294,800 $30,000 $264,800
2023 $2,488 $294,800 $30,000 $264,800
2022 $2,192 $251,900 $27,500 $224,400
2021 $2,192 $251,900 $27,500 $224,400
2020 $2,161 $233,600 $27,500 $206,100
2019 $2,161 $233,600 $27,500 $206,100
2018 $2,017 $222,400 $27,500 $194,900
2017 $2,017 $222,400 $27,500 $194,900
2016 $1,823 $213,500 $27,500 $186,000
2015 $1,823 $213,500 $27,500 $186,000
2014 $1,823 $207,200 $27,500 $179,700
Source: Public Records

Agents Affiliated with this Home

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Source: Charlottesville area Association of Realtors®

MLS Number: 653639

Charlottesville area Association of Realtors®

APN: 18A 12 41