$450,000
SOLD DEC 27, 2024
3 Beds
3.5 Baths
2,240 Sq Ft
5,319 Sq Ft Lot

Recently Sold

$201 Per Sq Ft

78 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Traditional Architecture
  • Oswego High School Rated A-
  • Pond
  • Wood Flooring

About This Home

As of December 2024

Welcome to Your Tranquil Oasis Step into serenity with this beautifully updated home nestled in a peaceful cul-de-sac, offering stunning views and modern comforts. Key Features: Breathtaking Views: Enjoy your morning coffee on the stamped patio while taking in the picturesque pond view while host gatherings with your built-in natural gas grill. The professionally landscaped yard adds a touch of elegance and tranquility to your outdoor space. Spacious Interior: With 4 bedrooms, 3.1 baths, and a 3-car garage, this home has room for everyone. Versatile Den: The tandem den adjacent to the master bedroom is perfect for a nursery, study, exercise room, library, or reading nook. Sunroom Delight: Relax in the sunroom overlooking the backyard and pond, a perfect spot for unwinding. Modern Upgrades: All-new flooring throughout the house, including carpet and luxury vinyl. A kitchen equipped with black stainless steel Samsung appliances, granite countertops, and a stylish backsplash. Fresh paint throughout the entire house for a modern, clean feel. New Samsung washer and dryer in sleek black. Heated Garage: The 3-car heated garage, complete with a utility sink, adds convenience and comfort. Endless Amenities: Finished basement with a full bath and plenty of storage space. Mudroom for added functionality. Enjoy the cozy front porch, perfect for quiet evenings. Prime Location: Conveniently located near stores and restaurants, this home offers both tranquility and accessibility. Ready to move in and start enjoying this serene oasis? Book a viewing today and see for yourself!

Last Agent to Sell the Property

Bernard Cobb

RE/MAX of Naperville License #475135803 Listed on: 11/26/2024

RE/MAX of Naperville

Last Buyer's Agent

Gina Miranda

Keller Williams Infinity License #475205392

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,694

Year Built

  • Built in 1997

Lot Details

  • 5,319 Sq Ft Lot
  • Lot Dimensions are 38x140x165x144
  • Waterfront
  • Cul-De-Sac
  • Paved or Partially Paved Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,240 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Dining Room
  • Den
  • Game Room
  • Sun or Florida Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Pond
  • Patio
  • Outdoor Grill

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Ponds At Mill Race Creek Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,694

Year Built

Built in 1997

Lot Details

0

HOA Fees

$42 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Wood Laminate Floors, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2240
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Sun Room, Den, Breakfast Room, Game Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Fireplace Location: Family Room
  • Total Sq Ft: 858
  • Flooring: Wood Laminate
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Patio, Outdoor Grill
  • Foundation Details: Concrete Perimeter
  • Lot Features: Cul-De-Sac, Pond(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School

Lot Info

  • Lot Size Acres: 0.1221
  • Lot Dimensions: 38X140X165X144
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: U

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9694.2
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2024
Closed on
Dec 20, 2024
Sold by
Rufo Jason and Owczaruk Lauren
Bought by
Oneil Chad and Lassandrello Lisa
Seller's Agent
Bernard Cobb
RE/MAX of Naperville
Buyer's Agent
Gina Miranda
Keller Williams Infinity
List Price
$450,000
Sold Price
$450,000
Views
35
Current Estimated Value
$470,788

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,788
Avg. Annual Appreciation
4.87%
Original Mortgage
$360,000
Outstanding Balance
$357,080
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$113,708

Purchase Details

Listed on
Oct 16, 2022
Closed on
Dec 1, 2022
Sold by
Khan Samiullah Mohammed and Khan Nazia Rafat
Bought by
Rufo Jason and Owczaruk Lauren
Seller's Agent
Ayesha Zeeshan
RE/MAX Action
Buyer's Agent
Brittany Geisler
Century 21 Circle
List Price
$409,900
Sold Price
$405,000
Premium/Discount to List
-$4,900
-1.2%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$392,850
Interest Rate
7.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 2, 2022
Sold by
Mohammed Khan Samiullah and Mohammed Nazia R
Bought by
Khan Samiullah Mohammed and Ahmed Nazia Rafat

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
2.63%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 16, 2018
Closed on
Jul 20, 2018
Sold by
Smunt Brad J and Smunt Ryan
Bought by
Kahn Mohammed S and Ahmed Nazia R
Seller's Agent
Kathy Peine
eXp Realty - Geneva
Buyer's Agent
Ayesha Zeeshan
RE/MAX Action
List Price
$314,900
Sold Price
$317,500
Premium/Discount to List
$2,600
0.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$301,625
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 18, 2013
Sold by
Smunt Brad J and Fogarty Ryan C
Bought by
Smunt Brad J and Fogarty Ryan C

Purchase Details

Closed on
May 27, 2009
Sold by
Emc Mortgage Corporation
Bought by
Smunt Brad J and Fogarty Ryan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,115
Interest Rate
4.86%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 16, 2009
Sold by
Lecompte Edward J
Bought by
Emc Mortgage Corporation

Purchase Details

Closed on
Nov 25, 1997
Sold by
Oak Brook Bank
Bought by
Lecompte Edward J and Lecompte Beverly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
7.35%

Purchase Details

Closed on
Aug 21, 1997
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank and Trust #2803

Purchase Details

Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Lakeland Title Services
Warranty Deed $405,000 Chicago Title
Warranty Deed -- Stewart Title
Warranty Deed $317,500 Chicago Title
Interfamily Deed Transfer -- None Available
Corporate Deed $212,000 Wheatland Title Guaranty
Legal Action Court Order -- None Available
Joint Tenancy Deed $209,000 Chicago Title Insurance Co
Trustee Deed -- Chicago Title Insurance Co
Deed $738,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Previous Owner $392,850 New Conventional
Previous Owner $292,000 New Conventional
Previous Owner $301,625 New Conventional
Previous Owner $180,115 Purchase Money Mortgage
Previous Owner $165,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/27/2024 12/27/24 Sold $450,000 0.0% $201 / Sq Ft
12/01/2024 12/01/24 Pending -- -- --
09/13/2024 09/13/24 For Sale $450,000 +11.1% $201 / Sq Ft
12/28/2022 12/28/22 Sold $405,000 -1.2% $181 / Sq Ft View Prior Sale
11/12/2022 11/12/22 Pending -- -- --
10/16/2022 10/16/22 For Sale $409,900 +29.1% $183 / Sq Ft
07/20/2018 07/20/18 Sold $317,500 +0.8% $142 / Sq Ft View Prior Sale
05/19/2018 05/19/18 Pending -- -- --
05/16/2018 05/16/18 For Sale $314,900 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,128 $131,854 $31,508 $100,346
2023 $9,037 $116,685 $27,883 $88,802
2022 $9,037 $106,077 $25,348 $80,729
2021 $8,715 $99,138 $23,690 $75,448
2020 $8,528 $96,250 $23,000 $73,250
2019 $8,393 $93,433 $23,000 $70,433
2018 $8,307 $89,107 $21,586 $67,521
2017 $8,168 $85,680 $20,756 $64,924
2016 $8,113 $84,000 $20,349 $63,651
2015 $8,242 $81,553 $19,756 $61,797
2014 $4,224 $79,178 $19,181 $59,997
2013 $4,224 $79,978 $19,375 $60,603
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12163558

Midwest Real Estate Data (MRED)

APN: 03-09-159-010