$440,000
SOLD FEB 17, 2026

3113 Heartleaf Ave E Panama City, FL 32405

3 Beds
2 Baths
1,849 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$238 Per Sq Ft

10% Below List Price

13 Days on Market

Highlights

  • Craftsman Architecture
  • Covered Patio or Porch
  • Community Playground
  • Meeting Room
  • Breakfast Area or Nook
  • Secured Garage or Parking

About This Home

As of February 2026

*If you're looking for a home in SweetBay that is literally turn-key, look no further! Featuring a VA assumable mortgage of 2.25%, this Anna Maria floor plan with the coastal elevation and small back yard for easy maintenance is available for immediate occupancy. Complete with custom blinds, this is one of the most desirable floor plans with limited availability. From the time you enter the front door you can feel the amount of space this home offers. This Craftsman style home has been upgraded with 1x2 ft. tile from the entry of the home, through to the kitchen and living room for easy maintenance. The open concept kitchen, living and dining area is great for entertaining or for simply spending quality time with family.
The kitchen is truly a bakers delight with granite countertops,an oversized breakfast nook with pendant lights, recessed lighting, soft-closing drawers, stainless steel appliances, a walk-in pantry, and plenty of cabinet space. The master suite which is separate from other 2 bedrooms offers privacy and features a beautiful master bath with double-vanity sinks, water closet, 6x3.5 walk-in tiled shower, and a walk-in closet. The other two bedrooms have their own private bath. The HVAC includes a UV light to inhibit mold growth and act as an anti viral/bacterial agent.The sellers are also leaving their Samsung washer, dryer, a push mower and weed eater as an added bonus. The yard is professionally landscaped and maintained and also features an irrigation system. If you enjoy being outside and grilling, this is the perfect home for you with its 26.5x11 Lanai. Sit back by your private firepit while grilling your favorite meal on those cooler evenings and take in the beautiful sunset or enjoy a fresh cup of coffee while taking in the fresh bay breeze.
A privacy fence creates your very own back yard oasis. This home also has attic flooring for additional storage. Additional Features include 2 car garage, alarm system, 8-ft doors throughout, and upgraded carpet with 9lb padding. If you have not been to SweetBay in a while it's definitely worth the drive to see. This community has tons of inclusive ammenities featuring the new Publix, Starbucks and so much more! Kestrel Park has a stunning community pool, grilling area, numerous lounging areas, a pool house, Basketball/Soccer recreational area, Academy Square (Park/pavilion overlooking the water), Chickadee Park (playground/slides/park), Trail System (miles of beautiful jogging/walking scenery which extends to the bay), and many other parks plus community sidewalks. SweetBay also has a boathouse to launch canoes, kayaks, and paddle boards. University Academy is in the center of SweetBay and ranks top within the Bay County District. Samuel Taylor homes are some of the best constructed homes in Bay County and are built with 2x6 exterior studs vs 2x4's, adding strength. In addition, R-19 insulation is used in the walls vs. R-13, with R-38 in the ceilings. Most interior walls are also insulated to help decrease noise levels and also aids in significantly lower utility bills than the standard home. This is truly a home you need to see to appreciate. Call today to schedule a private showing . Sq.Ft., Taxes, Room Dimensions or any important information is an estimate and must be verified by the buyer if important.

Last Agent to Sell the Property

Kim Johnson

Think Real Estate License #SL 3569360 Listed on: 12/16/2025

Think Real Estate

Last Buyer's Agent

Kim Johnson

Think Real Estate License #SL 3569360 Listed on: 12/16/2025

Think Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,954

Year Built

  • Built in 2016

Lot Details

  • 5,445 Sq Ft Lot
  • Zoning described as City, County, Resid Single Family

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Secured Garage or Parking
  • Additional Parking

Home Design

  • Craftsman Architecture
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Pendant Lighting
  • Family Room
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Ice Maker

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Home Security

  • Home Security System
  • Smart Home
  • Smart Thermostat

Outdoor Features

  • Covered Patio or Porch

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet

Community Details

Overview

  • Property has a Home Owners Association
  • Sweetbay Subdivision

Amenities

  • Meeting Room

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,954

Year Built

Built in 2016

Lot Details

5,445 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2016
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: .125
  • Subdivision Name: Sweetbay
  • Architectural Style: Craftsman
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater, Gas Range, Ice Maker
  • Interior Amenities: Bidet, Smart Home, Smart Thermostat
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Dining Room, Family Room, Full Bath, Garage, Primary Bathroom, Primary Bedroom, Porch
  • Stories: 1

Exterior Features

  • Construction Type: HardiPlank Type
  • Exterior Features: Fire Pit
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Garage, Garage Door Opener, Paved
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: High Speed Internet Available, Underground Utilities
  • Security Features: Secured Garage/Parking, Security System
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Conference/Meeting Room, Playground, Shopping
  • Senior Community: No
  • Amenities: Gazebo
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 5445.0
  • Mobile Dim Units: Feet
  • Zoning Description: City, County, Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 5954.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Northside
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 16, 2025
Closed on
Feb 13, 2026
Sold by
Sternitzky Nicholas James and Sternitzky Brianna Lynn
Bought by
Labuda Rachel E and Labuda Marco Stephen
Seller's Agent
Kim Johnson
Think Real Estate
Buyer's Agent
Kim Johnson
Think Real Estate
List Price
$490,000
Sold Price
$440,000
Premium/Discount to List
-$50,000
-10.2%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.13%

Purchase Details

Closed on
Jul 9, 2018
Sold by
Vazquez Derek R and Vazquez Emily
Bought by
Sternitzky Nicholas James and Sternitzky Brainna Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,463
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Closed on
Jul 26, 2016
Sold by
Academy Park Homes Llc
Bought by
Vazquez Derek R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,700
Interest Rate
3.54%
Mortgage Type
VA

Purchase Details

Closed on
Jul 24, 2015
Sold by
St Andrew Bay Land Company Llc
Bought by
Academy Park Homes Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Omega National Title Agency
Warranty Deed $299,000 Attorney
Warranty Deed $270,919 None Available
Special Warranty Deed -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $272,463 VA
Previous Owner $276,700 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/17/2026 02/17/26 Sold $440,000 -2.2% $238 / Sq Ft
12/29/2025 12/29/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $450,000 -3.2% $243 / Sq Ft
09/23/2025 09/23/25 Price Changed $465,000 -2.1% $251 / Sq Ft
07/18/2025 07/18/25 Price Changed $475,000 -2.0% $257 / Sq Ft
07/02/2025 07/02/25 Price Changed $484,900 0.0% $262 / Sq Ft
06/13/2025 06/13/25 Off Market $2,900 -- --
06/13/2025 06/13/25 For Sale $490,000 0.0% $265 / Sq Ft
05/27/2025 05/27/25 Price Changed $2,900 -3.3% $2 / Sq Ft
05/22/2025 05/22/25 For Rent $3,000 0.0% --
05/18/2025 05/18/25 Off Market $3,000 -- --
03/17/2025 03/17/25 For Rent $3,000 -- --
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,954 $380,611 $66,300 $314,311
2024 $5,686 $350,015 -- --
2023 $5,686 $318,195 $56,265 $267,533
2022 $4,926 $289,268 $51,700 $237,568
2021 $4,860 $281,201 $51,000 $230,201
2020 $4,657 $265,125 $62,500 $202,625
2019 $3,935 $243,433 $50,000 $193,433
2018 $2,728 $220,037 $0 $0
2017 $2,708 $220,111 $0 $0
2016 $621 $40,500 $0 $0
2015 $166 $10,555 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 774892

Central Panhandle Association of REALTORS®

APN: 11731-100-005

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