313 W Commerce St Loretto, TN 38469
3
Beds
4
Baths
3,582
Sq Ft
0.68
Acres
Highlights
- Wood Flooring
- 1 Fireplace
- Cooling Available
- Lawrenceburg Public Elementary School Rated A-
- No HOA
- Central Heating
About This Home
As of April 2025Amazing Deal w/New Price! 3.6 Acres in Total, Spacious Remodeled Kitchen with New Cabinets, Sink and New Tile Backsplash. Remodeled Bathrooms, All New Ceiling Fans, 2/Bd’s Down Plus an Extra Rm for Office, 1/Bd Suite Upstairs w/Bth and Lots of Storage, Perfect for Teen Quarters. New Paint, All New Lighting Throughout, Orig. Hardwood Floors Refinished, New Carpet, Fireplace in LR, Tankless Hot Water Heater, New Furnace & AC w/10 Yr. Warranty, All Appliances Stay, Metal Roof (2019). All 3 Floors Wired w/Smoke Detectors. Partially Finished Basement w/Endless Possibilities for a Mother-in-Law or Add’l Rec Rm/Bd Rm, Basement Incl; New Can Lights, Brick Fireplace, Laundry Rm, New Windows, AFS Full Waterproofing w/Sump Pump Lifetime Warranty, Transferable
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,055
Year Built
- Built in 1956
Lot Details
- 0.68 Acre Lot
- Lot Dimensions are 174x170
- Level Lot
Home Design
- Brick Exterior Construction
- Metal Roof
Interior Spaces
- 3,582 Sq Ft Home
- Property has 3 Levels
- 1 Fireplace
- Dishwasher
- Unfinished Basement
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
Parking
- 4 Parking Spaces
- 2 Carport Spaces
Schools
- South Lawrence Elementary
- Loretto High School
Utilities
- Cooling Available
- Central Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 151H A 01800 000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 2, 2025
Closed on
May 16, 2025
Sold by
Methvin Ray E and Methvin Sondra
Bought by
Ray And Sondra Methvin Family Living Trust and Methvin
Seller's Agent
Holly Rohling
Flora Mid-South Realty
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$603
Avg. Annual Appreciation
0.67%
Original Mortgage
$230,000
Outstanding Balance
$229,798
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$130,805
Purchase Details
Listed on
Jan 2, 2025
Closed on
Apr 22, 2025
Sold by
Richter Mark George and Richter Anna Lee
Bought by
Lumpkins Justin and Lumpkins Ashley
Seller's Agent
Holly Rohling
Flora Mid-South Realty
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Outstanding Balance
$229,798
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$130,805
Purchase Details
Listed on
Nov 16, 2021
Closed on
Mar 15, 2022
Sold by
Pennymac Loan Services Llc
Bought by
10X Properties Llc and Dandk Investments Llc
Seller's Agent
Gina Old
RE/MAX PROS
Buyer's Agent
Barb Vurgun
simpliHOM
List Price
$160,000
Sold Price
$180,000
Premium/Discount to List
$20,000
12.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.06%
Purchase Details
Closed on
Mar 9, 2020
Sold by
James Brandon and James Jessica
Bought by
Pennymac Loan Services Llc
Purchase Details
Listed on
Mar 31, 2014
Closed on
May 16, 2014
Sold by
Kilburn Zachary
Bought by
James Brandon
Seller's Agent
Bob Shaw
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$579,000
Sold Price
$99,900
Premium/Discount to List
-$479,100
-82.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.14%
Original Mortgage
$102,142
Interest Rate
4.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 21, 2010
Sold by
Kerstiens Michael Joseph S
Bought by
Kilburn Zachary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,350
Interest Rate
5.03%
Purchase Details
Closed on
Jun 7, 1950
Bought by
Kerstiens Lawrence and Kerstiens Mildred
Similar Homes in Loretto, TN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $360,000 | None Listed On Document | |
| Special Warranty Deed | $180,000 | Servicelink | |
| Trustee Deed | $104,520 | None Available | |
| Warranty Deed | $99,900 | -- | |
| Deed | $81,500 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,000 | New Conventional | |
| Previous Owner | $330,560 | VA | |
| Previous Owner | $102,142 | New Conventional | |
| Previous Owner | $73,350 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/24/2025 04/24/25 | Sold | $360,000 | -1.4% | $77 / Sq Ft |
| 01/28/2025 01/28/25 | Pending | -- | -- | -- |
| 01/02/2025 01/02/25 | For Sale | $365,000 | +14.1% | $78 / Sq Ft |
| 06/23/2023 06/23/23 | Sold | $320,000 | -8.4% | $89 / Sq Ft |
| 05/19/2023 05/19/23 | Pending | -- | -- | -- |
| 04/08/2023 04/08/23 | For Sale | $349,500 | +94.2% | $98 / Sq Ft |
| 03/21/2022 03/21/22 | Sold | $180,000 | +12.5% | $89 / Sq Ft |
| 03/09/2022 03/09/22 | Pending | -- | -- | -- |
| 11/16/2021 11/16/21 | For Sale | $160,000 | +60.2% | $79 / Sq Ft |
| 11/01/2016 11/01/16 | Off Market | $99,900 | -- | -- |
| 09/27/2016 09/27/16 | Price Changed | $539,000 | -6.9% | $262 / Sq Ft |
| 07/26/2016 07/26/16 | For Sale | $579,000 | +479.6% | $282 / Sq Ft |
| 05/16/2014 05/16/14 | Sold | $99,900 | -- | $49 / Sq Ft |
Source: Realtracs
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,055 | $62,550 | $2,000 | $60,550 |
| 2023 | $1,055 | $62,550 | $2,000 | $60,550 |
| 2022 | $1,376 | $58,800 | $2,000 | $56,800 |
| 2021 | $875 | $26,050 | $2,000 | $24,050 |
| 2020 | $875 | $26,050 | $2,000 | $24,050 |
| 2019 | $875 | $26,050 | $2,000 | $24,050 |
| 2018 | $862 | $26,050 | $2,000 | $24,050 |
| 2017 | $836 | $26,050 | $2,000 | $24,050 |
| 2016 | $836 | $26,050 | $2,000 | $24,050 |
| 2015 | $763 | $26,050 | $2,000 | $24,050 |
| 2014 | $732 | $25,000 | $2,000 | $23,000 |
Source: Public Records
Agents Affiliated with this Home
-
H
Seller's Agent in 2025
Holly Rohling
Flora Mid-South Realty
-
A
Buyer's Agent in 2025
Anne Morrow
Coldwell Banker Southern Realty
-
T
Buyer Co-Listing Agent in 2025
Tanya Clayton
Coldwell Banker Southern Realty
-
B
Seller's Agent in 2023
Barb Vurgun
simpliHOM
-
G
Seller's Agent in 2022
Gina Old
RE/MAX
-
B
Seller's Agent in 2014
Bob Shaw
Map
Source: Realtracs
MLS Number: 2506569
APN: 151H-A-018.00
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