$399,900
PENDING

316 Ruby Lake Loop Winter Haven, FL 33884

Lake Ashton Neighborhood

Estimated payment $2,443/month

Total Views 2,449
3 Beds
2 Baths
1,805 Sq Ft
$222 Price per Sq Ft

Highlights

  • In Ground Pool
  • Gated Community
  • Community Lake
  • Frank E. Brigham Academy Rated 9+
  • Open Floorplan
  • Deck

About This Home

Under contract-accepting backup offers. MOVE-IN READY! This Home Qualifies For Major Financing Incentives. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell—don’t miss this opportunity!

Listing Agent

Jeremy Harper

LOKATION Brokerage Phone: 954-545-5583 License #3636037 Listed on: 08/19/2025

LOKATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,115

Year Built

  • Built in 1998

Lot Details

  • 9,912 Sq Ft Lot
  • Lot Dimensions are 82.6' x 120'
  • North Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Private Lot
  • Level Lot
  • Metered Sprinkler System
  • Landscaped with Trees

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,805 Sq Ft Home
  • Open Floorplan
  • Bar
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Tinted Windows
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Utility Room
  • Laminate Flooring
  • Pool Views
  • Attic Ventilator

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Home Security

  • Fire and Smoke Detector
  • In Wall Pest System

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool is Self Cleaning
  • Pool Deck
  • Pool Alarm
  • Chlorine Free
  • Pool Sweep
  • Pool Tile
  • Auto Pool Cleaner
  • Pool Lighting

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Private Mailbox

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, private road
  • Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Phase 3 Subdivision
  • The community has rules related to deed restrictions
  • Community Lake

Recreation

  • Dog Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,115

Year Built

Built in 1998

Lot Details

0

HOA Fees

$71 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Private Road
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Ranch, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1805
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2434
  • Lot Size Sq Ft: 9912
  • Number Of Lots: 1
  • Directions to Property: From Cypress Gardens Blvd, turn south on W Lake Ruby Dr, turn east on N Lake Ruby Dr. Continue to Ruby Lake entrance on the right. Enter through gate, follow Ruby Lake Loop around to property at 316 Ruby Lake Loop.
  • Status: Pending
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Kissimmee
  • Escrow Postal Code: 34741
  • Escrow State: FL
  • Escrow Street Name: Park Place Blvd, Suite A-3
  • Escrow Street Number: 102
  • List Office Head Office Key Nume: 1057186
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 221.55
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • AG Exemption YN: 0
  • Barn Features: None
  • MFR_NumAssignedParkingSpaces: 4
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • Attribution Contact: 954-545-5583
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Attic Ventilator, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Blinds, Drapes, Tinted Windows
  • Street Number Modifier: 316
  • Additional Rooms: Attic,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 167.69
  • Room Count: 11

Exterior Features

  • Direction Faces: North
  • Pool Features: Auto Cleaner, Chlorine Free, Deck, Gunite, In Ground, Lighting, Pool Alarm, Pool Sweep, Salt Water, Self Cleaning, Tile
  • Exterior Features: Private Mailbox, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Front Porch, Patio, Rear Porch
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2016-12-22

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public
  • Number Of Septics: 0
  • Number of Wells: 0

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Dog Park, Gated Community - No Guard, Street Lights
  • Association Fee: 71
  • Association Fee Frequency: Monthly
  • Association Name: Michellette Ramos
  • Phone: 4074831301
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: michellette@donaslier.com
  • Association URL: www.donaslier.com

Fee Information

  • Total Annual Fees: 852.00
  • Total Monthly Fees: 71.00
  • Monthly HOA Amount: 71.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: RESIDENTIAL
  • Parcel Number: 27-29-07-855604-000720
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: City Limits, Landscaped, Level, Paved, Private
  • Lot Dimensions: 82.6' X 120'
  • Property Attached Yn: No
  • Horse Amenities: None
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 921
  • Zoning Compatible YN: 1

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3115.45
  • Tax Block: 272907855604000720
  • Tax Book Number: 105/34.35
  • Tax Lot: 72

Multi Family

  • Approval Process: Tenant must submit lease application and be approved by the Ruby Lake Homeowners Association prior to occupancy.

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,115 $215,495 -- --
2024 $2,500 $209,422 -- --
2023 $2,500 $175,223 $0 $0
2022 $2,423 $170,119 $0 $0
2021 $2,423 $165,164 $0 $0
2020 $2,394 $162,884 $0 $0
2018 $2,334 $156,253 $0 $0
2017 $2,162 $153,039 $0 $0
2016 $3,046 $146,804 $0 $0
2015 $2,874 $143,182 $0 $0
2014 $3,011 $145,064 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2025 09/15/25 Pending -- -- --
09/03/2025 09/03/25 For Sale $399,900 0.0% $222 / Sq Ft
08/24/2025 08/24/25 Pending -- -- --
08/19/2025 08/19/25 For Sale $399,900 -- $222 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $173,000 Real Estate Title Svcs Inc
Warranty Deed $132,000 --
Warranty Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $169,866 FHA
Previous Owner $47,000 New Conventional
Previous Owner $125,400 New Conventional
Closed $0 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6337182

Stellar MLS

APN: 27-29-07-855604-000720

Florida Polk County Winter Haven 33884 Lake Ashton

316 Ruby Lake Loop, Winter Haven, FL

This home is located at 316 Ruby Lake Loop, Winter Haven, FL 33884 and is currently priced at $399,900, approximately $221 per square foot. This property was built in 1998. 316 Ruby Lake Loop is a home located in Polk County with nearby schools including Chain of Lakes Elementary School, Jewett School of the Arts, and Frank E. Brigham Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Listing Agent
Jeremy Harper
Section Image
LOKATION
(863) 845-1570