J
Seller's Agent in 2025
Jeremy Harper
LOKATION
(863) 288-0886
1 in this area
1 Total Sale
316 Ruby Lake Loop Winter Haven, FL 33884
Southeast Winterhaven Neighborhood
3
Beds
2
Baths
1,805
Sq Ft
9,912
Sq Ft Lot
Highlights
- In Ground Pool
- Gated Community
- Community Lake
- Freedom 7 Elementary School of International Studies Rated A-
- Open Floorplan
- Deck
About This Home
As of October 2025Back on Market - Buyer Financing Fell Through! This move-in ready home is priced BELOW its recent Appraised Value, giving the next buyer instant equity and a head start. With the Appraisal already Complete and in hand, you can enjoy a smoother, faster closing. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell—don’t miss this opportunity! This home qualifies for major financing incentives! Combined with the recnet dip in mortgage rates, this hone is more affordable than ever!
Last Agent to Sell the Property
LOKATION Brokerage Phone: 954-545-5583 License #3636037 Listed on: 08/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,115
Year Built
- Built in 1998
Lot Details
- 9,912 Sq Ft Lot
- Lot Dimensions are 82.6' x 120'
- North Facing Home
- Vinyl Fence
- Mature Landscaping
- Private Lot
- Level Lot
- Metered Sprinkler System
- Landscaped with Trees
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Traditional Architecture
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,805 Sq Ft Home
- Open Floorplan
- Bar
- Crown Molding
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Tinted Windows
- Blinds
- Drapes & Rods
- Sliding Doors
- Entrance Foyer
- Family Room with Fireplace
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Utility Room
- Laminate Flooring
- Pool Views
- Attic Ventilator
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Convection Oven
- Range with Range Hood
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Private Water Closet
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Home Security
- Fire and Smoke Detector
- In Wall Pest System
Pool
- In Ground Pool
- Gunite Pool
- Saltwater Pool
- Pool is Self Cleaning
- Pool Deck
- Pool Alarm
- Chlorine Free
- Pool Sweep
- Pool Tile
- Auto Pool Cleaner
- Pool Lighting
Outdoor Features
- Deck
- Covered Patio or Porch
- Private Mailbox
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Electric Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 72 / 272907855604000720
- Assessor Parcel Number 27-29-07-855604-000720
Community Details
Overview
- Association fees include common area taxes, private road
- Michellette Ramos Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Phase 3 Subdivision
- The community has rules related to deed restrictions
- Community Lake
Recreation
- Dog Park
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2025
Closed on
Oct 17, 2025
Sold by
Goodson Mark Daniel
Bought by
Turley Robert L
Seller's Agent
Jeremy Harper
LOKATION
Buyer's Agent
Jill Lingenfelter
CENTURY 21 MYERS REALTY
List Price
$399,900
Sold Price
$398,900
Premium/Discount to List
-$1,000
-0.25%
Views
133
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.20%
Original Mortgage
$324,480
Outstanding Balance
$324,480
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
$70,576
Purchase Details
Closed on
Jun 26, 2015
Sold by
Villar Timothy W and Villar Lisa C
Bought by
Goodson Mark D and Goodson Kelly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,866
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 8, 1999
Sold by
Bracci Builders and Kilby Gerald E
Bought by
Willar Timothy W and Willar Lisa C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,400
Interest Rate
6.77%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 30, 1998
Sold by
The Cassidy Organzaiton Inc
Bought by
Builders Bracci and Kilby Gerald E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $398,900 | A-Z Team Title | |
| Warranty Deed | $173,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $132,000 | -- | |
| Warranty Deed | $50,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,480 | FHA | |
| Previous Owner | $169,866 | FHA | |
| Previous Owner | $47,000 | New Conventional | |
| Previous Owner | $125,400 | New Conventional | |
| Closed | $0 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $398,900 | -0.3% | $221 / Sq Ft |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- |
| 09/26/2025 09/26/25 | For Sale | $399,900 | 0.0% | $222 / Sq Ft |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- |
| 09/03/2025 09/03/25 | For Sale | $399,900 | 0.0% | $222 / Sq Ft |
| 08/24/2025 08/24/25 | Pending | -- | -- | -- |
| 08/19/2025 08/19/25 | For Sale | $399,900 | -- | $222 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,115 | $215,495 | -- | -- |
| 2024 | $2,500 | $209,422 | -- | -- |
| 2023 | $2,500 | $175,223 | $0 | $0 |
| 2022 | $2,423 | $170,119 | $0 | $0 |
| 2021 | $2,423 | $165,164 | $0 | $0 |
| 2020 | $2,394 | $162,884 | $0 | $0 |
| 2018 | $2,334 | $156,253 | $0 | $0 |
| 2017 | $2,162 | $153,039 | $0 | $0 |
| 2016 | $3,046 | $146,804 | $0 | $0 |
| 2015 | $2,874 | $143,182 | $0 | $0 |
| 2014 | $3,011 | $145,064 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jeremy Harper
-
Jill Lingenfelter
Buyer's Agent in 2025
Jill Lingenfelter
CENTURY 21 MYERS REALTY
(863) 242-0900
4 in this area
23 Total Sales
Map
Source: Stellar MLS
MLS Number: O6337182
APN: 27-29-07-855604-000720
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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