316 Waterbury Cir Unit 1 Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $292,000 - $326,857
3
Beds
4
Baths
2,072
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Walk-In Pantry
- Attached Garage
- Churchill Elementary School Rated A-
- Stainless Steel Appliances
- 3-minute walk to Ogden Falls Park
About This Home
As of August 2019Renovated with Style and Modern appeal. Absolutely Pristine home with finished basement. Completely renovated home. Beautiful custom cabinetry and granite counters through-out home. All stainless steel kitchen appliances. New painted interior. 3.5 Remodeled baths. Hardwood floors and new carpet. Updated lighting. Open floor plan for comfortable living. Custom stone Living room fireplace. Plenty of storage. Finished full basement remodeled this month; open space for entertainment/living area, or office with full bath. Washer and Dryer included. Backyard Brick payer patio and open green space. Front covered porch. Minutes from shopping and services.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,837
Year Built | Renovated
- 1997 | 2019
Lot Details
- 3,790
HOA Fees
- $52 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Stone Siding
- Vinyl Siding
Interior Spaces
- Fireplace With Gas Starter
- Wood Flooring
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Brick Porch or Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- $3,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2019
Closed on
Aug 23, 2019
Sold by
Midland Trust Company
Bought by
Davies Joseph R and Davies Samantha M
Seller's Agent
Terry Dittus
RE/MAX of Naperville
Buyer's Agent
Robert Davies
HomeSmart Connect LLC
List Price
$215,000
Sold Price
$226,000
Premium/Discount to List
$11,000
5.12%
Total Days on Market
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,714
Avg. Annual Appreciation
5.72%
Original Mortgage
$6,000
Outstanding Balance
$5,323
Interest Rate
3.7%
Mortgage Type
Stand Alone Second
Estimated Equity
$305,885
Purchase Details
Listed on
Apr 1, 2014
Closed on
Aug 25, 2014
Sold by
Fannie Mae
Bought by
Midland Ira Inc
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Steve Merritt
eXp Realty, LLC
List Price
$149,800
Sold Price
$105,100
Premium/Discount to List
-$44,700
-29.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.55%
Purchase Details
Closed on
May 6, 2013
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 18, 2004
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Powell Michael A and Powell Marjorie L
Purchase Details
Closed on
Mar 26, 2003
Sold by
Matthews David V and Matthews Evgenia
Bought by
Barber Marjorie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,400
Interest Rate
7.2%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 26, 1998
Sold by
Lord & Essex Inc
Bought by
Matthews David and Matthews Evgenia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.19%
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Davies Joseph R | $226,000 | Attorneys Ttl Guaranty Fund | |
| Midland Ira Inc | -- | First American Title | |
| Federal National Mortgage Association | $241,908 | None Available | |
| Powell Michael A | -- | -- | |
| Barber Marjorie L | $173,000 | First American Title Ins Co | |
| Matthews David | $127,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Davies Joseph R | $6,000 | |
| Open | Davies Joseph R | $221,906 | |
| Previous Owner | Powell Michael A | $32,700 | |
| Previous Owner | Powell Michael A | $177,600 | |
| Previous Owner | Powell Michael A | $202,917 | |
| Previous Owner | Barber Marjorie L | $138,400 | |
| Previous Owner | Matthews David | $10,000 | |
| Previous Owner | Matthews David | $100,000 | |
| Closed | Barber Marjorie L | $34,600 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/28/2019 08/28/19 | Sold | $226,000 | +5.1% | $109 / Sq Ft |
| 07/23/2019 07/23/19 | Pending | -- | -- | -- |
| 07/18/2019 07/18/19 | For Sale | $215,000 | +104.6% | $104 / Sq Ft |
| 08/29/2014 08/29/14 | Sold | $105,100 | -12.3% | $76 / Sq Ft |
| 07/18/2014 07/18/14 | Pending | -- | -- | -- |
| 06/09/2014 06/09/14 | Price Changed | $119,900 | -7.1% | $87 / Sq Ft |
| 05/08/2014 05/08/14 | Price Changed | $129,000 | -13.9% | $93 / Sq Ft |
| 04/01/2014 04/01/14 | For Sale | $149,800 | -- | $108 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,837 | $77,002 | $13,374 | $63,628 |
| 2022 | $5,837 | $70,644 | $12,270 | $58,374 |
| 2021 | $5,503 | $64,811 | $11,257 | $53,554 |
| 2020 | $5,321 | $62,318 | $10,824 | $51,494 |
| 2019 | $5,574 | $58,067 | $10,824 | $47,243 |
| 2018 | $5,464 | $54,661 | $10,189 | $44,472 |
| 2017 | $5,165 | $50,379 | $9,391 | $40,988 |
| 2016 | $2,483 | $47,752 | $8,901 | $38,851 |
| 2015 | $2,346 | $43,020 | $8,019 | $35,001 |
| 2014 | -- | $41,767 | $7,785 | $33,982 |
| 2013 | -- | $42,189 | $7,864 | $34,325 |
Source: Public Records
Agents Affiliated with this Home
-
Terry Dittus
T
Seller's Agent in 2019
Terry Dittus
RE/MAX
(630) 240-3541
32 Total Sales
-
Buyer's Agent in 2019
Robert Davies
The McDonald Group
(847) 772-2217
-
Seller's Agent in 2014
Kim DeVincentis
Capital Asset Group Inc.
-
Steve Merritt
Buyer's Agent in 2014
Steve Merritt
eXp Realty, LLC
(630) 202-2700
1 in this area
184 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10450242
APN: 03-02-449-005
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