$105,100
SOLD AUG 29, 2014

316 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood
3 Beds
2 Baths
1,382 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$76 Per Sq Ft

30% Below List Price

108 Days on Market

Highlights

  • Deck
  • Attached Garage
  • 3-minute walk to Ogden Falls Park
  • Churchill Elementary School Rated A-
  • Central Air

About This Home

As of August 2019

Fannie Mae Homepath Property! Great opportunity for investors! Being sold in current condition with no repairs!No personal property included. POF is strongly encouraged w/offers.

Last Agent to Sell the Property

Kim DeVincentis

Capital Asset Group Inc. License #471007906

Last Buyer's Agent

Steve Merritt

eXp Realty, LLC License #475148272

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,837

Year Built

  • 1997

HOA Fees

  • $55 per month

Parking

  • Attached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Vinyl Siding

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • Basement Fills Entire Space Under The House
  • Deck

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,837

Year Built

1997

Lot Details

0

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Age: 16-20 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 1.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1997
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1997

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 12X16, On Level: Main Level
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 8X10, On Level: Main Level
  • Dining Room: Dimensions: 12X14, On Level: Main Level
  • Kitchen Type: Dimensions: 10X10, On Level: Main Level
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X16, On Level: 2nd Level
  • Bedroom 2: Dimensions: 11X12, On Level: 2nd Level
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level
  • Estimated Sq Ft: 1382

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Exterior Property Features: Deck
  • Acreage: 0.0883

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Special Assessments: U
  • Assessment Association Fees: 55

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 41X93.75
  • Parcel Identification Number: 0302449005

Tax Info

  • Taxes: 4768.40

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2019
Closed on
Aug 23, 2019
Sold by
Midland Trust Company
Bought by
Davies Joseph R and Davies Samantha M
Seller's Agent
Terry Dittus
RE/MAX of Naperville
Buyer's Agent
Robert Davies
HomeSmart Connect LLC
List Price
$215,000
Sold Price
$226,000
Premium/Discount to List
$11,000
5.12%
Total Days on Market
108
Current Estimated Value
$310,714

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,714
Avg. Annual Appreciation
5.72%
Original Mortgage
$6,000
Outstanding Balance
$5,323
Interest Rate
3.7%
Mortgage Type
Stand Alone Second
Estimated Equity
$305,885

Purchase Details

Listed on
Apr 1, 2014
Closed on
Aug 25, 2014
Sold by
Fannie Mae
Bought by
Midland Ira Inc
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Steve Merritt
eXp Realty, LLC
List Price
$149,800
Sold Price
$105,100
Premium/Discount to List
-$44,700
-29.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.55%

Purchase Details

Closed on
May 6, 2013
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 18, 2004
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Powell Michael A and Powell Marjorie L

Purchase Details

Closed on
Mar 26, 2003
Sold by
Matthews David V and Matthews Evgenia
Bought by
Barber Marjorie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,400
Interest Rate
7.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 26, 1998
Sold by
Lord & Essex Inc
Bought by
Matthews David and Matthews Evgenia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.19%

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $226,000 Attorneys Ttl Guaranty Fund
Special Warranty Deed -- First American Title
Sheriffs Deed $241,908 None Available
Interfamily Deed Transfer -- --
Warranty Deed $173,000 First American Title Ins Co
Warranty Deed $127,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,000 Stand Alone Second
Open $221,906 FHA
Previous Owner $32,700 Credit Line Revolving
Previous Owner $177,600 Unknown
Previous Owner $202,917 Unknown
Previous Owner $138,400 Purchase Money Mortgage
Previous Owner $10,000 Credit Line Revolving
Previous Owner $100,000 No Value Available
Closed $34,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2019 08/28/19 Sold $226,000 +5.1% $109 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
07/18/2019 07/18/19 For Sale $215,000 +104.6% $104 / Sq Ft
08/29/2014 08/29/14 Sold $105,100 -12.3% $76 / Sq Ft
07/18/2014 07/18/14 Pending -- -- --
06/09/2014 06/09/14 Price Changed $119,900 -7.1% $87 / Sq Ft
05/08/2014 05/08/14 Price Changed $129,000 -13.9% $93 / Sq Ft
04/01/2014 04/01/14 For Sale $149,800 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,837 $77,002 $13,374 $63,628
2022 $5,837 $70,644 $12,270 $58,374
2021 $5,503 $64,811 $11,257 $53,554
2020 $5,321 $62,318 $10,824 $51,494
2019 $5,574 $58,067 $10,824 $47,243
2018 $5,464 $54,661 $10,189 $44,472
2017 $5,165 $50,379 $9,391 $40,988
2016 $2,483 $47,752 $8,901 $38,851
2015 $2,346 $43,020 $8,019 $35,001
2014 -- $41,767 $7,785 $33,982
2013 -- $42,189 $7,864 $34,325
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08575342

Midwest Real Estate Data (MRED)

APN: 03-02-449-005