$226,000
SOLD AUG 28, 2019

316 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood
3 Beds
4 Baths
2,072 Sq Ft
3,790 Sq Ft Lot

Recently Sold

$109 Per Sq Ft

5% Above List Price

5 Days on Market

Highlights

  • Wood Flooring
  • Walk-In Pantry
  • Attached Garage
  • Churchill Elementary School Rated A-
  • Stainless Steel Appliances
  • 3-minute walk to Ogden Falls Park

About This Home

As of August 2019

Renovated with Style and Modern appeal. Absolutely Pristine home with finished basement. Completely renovated home. Beautiful custom cabinetry and granite counters through-out home. All stainless steel kitchen appliances. New painted interior. 3.5 Remodeled baths. Hardwood floors and new carpet. Updated lighting. Open floor plan for comfortable living. Custom stone Living room fireplace. Plenty of storage. Finished full basement remodeled this month; open space for entertainment/living area, or office with full bath. Washer and Dryer included. Backyard Brick payer patio and open green space. Front covered porch. Minutes from shopping and services.

Last Agent to Sell the Property

Terry Dittus

RE/MAX of Naperville License #475137369 Listed on: 07/18/2019

RE/MAX of Naperville

Last Buyer's Agent

Robert Davies

HomeSmart Connect LLC License #475169457

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,837

Year Built | Renovated

  • 1997 | 2019

HOA Fees

  • $52 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Fireplace With Gas Starter
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Brick Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,837

Year Built | Renovated

1997 | 2019

Lot Details

0

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Recent Rehab: Yes
  • Age: 21-25 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Rehab Year: 2019
  • Total Full or Half Bathrooms: 3.1
  • Total Sq Ft: 1382
  • Unfinished Basement Sq Ft: 80
  • Type Detached: 2 Stories
  • Estimated Year Built: 1997
  • Total Sq Ft: 2073
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1997
  • Year Renovated: 2019

Interior Features

  • Interior Property Features: Hardwood Floors, Walk-In Closet(s)
  • Number Of Rooms: 6
  • Living Room: Dimensions: 16X16, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: Gas Starter
  • Fireplace Location: Living Room
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 10X8, On Level: Basement, Flooring: Other
  • Kitchen Type: Dimensions: 20X16, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 16X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 2072
  • Estimated Total Finished Sq Ft: 1993
  • Basement Sq Ft: 691
  • Basement Finished Sq Ft: 611
  • Main Level Sq Ft: 691
  • Upper Level Sq Ft: 691
  • Family Room: Dimensions: 16X16, On Level: Basement, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Stone
  • Exterior Property Features: Brick Paver Patio

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Lawn Care
  • Master Association Fee: Yes
  • Assessment Association Fees: 52
  • Management Contact Name: management
  • Management Phone: 630-620-1133

Fee Information

  • Management Company: Odgen Falls

Schools

  • School District: 308
  • Elementary School: Churchill Elementary School
  • Middle School: Plank Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 42X89X43X92
  • Parcel Identification Number: 0302449005

Tax Info

  • Taxes: 5165

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2019
Closed on
Aug 23, 2019
Sold by
Midland Trust Company
Bought by
Davies Joseph R and Davies Samantha M
Seller's Agent
Terry Dittus
RE/MAX of Naperville
Buyer's Agent
Robert Davies
HomeSmart Connect LLC
List Price
$215,000
Sold Price
$226,000
Premium/Discount to List
$11,000
5.12%
Total Days on Market
5
Current Estimated Value
$310,714

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,714
Avg. Annual Appreciation
5.71%
Original Mortgage
$6,000
Outstanding Balance
$5,323
Interest Rate
3.7%
Mortgage Type
Stand Alone Second
Estimated Equity
$305,885

Purchase Details

Listed on
Apr 1, 2014
Closed on
Aug 25, 2014
Sold by
Fannie Mae
Bought by
Midland Ira Inc
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Steve Merritt
eXp Realty, LLC
List Price
$149,800
Sold Price
$105,100
Premium/Discount to List
-$44,700
-29.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.55%

Purchase Details

Closed on
May 6, 2013
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 18, 2004
Sold by
Powell Marjorie L and Powell Michael A
Bought by
Powell Michael A and Powell Marjorie L

Purchase Details

Closed on
Mar 26, 2003
Sold by
Matthews David V and Matthews Evgenia
Bought by
Barber Marjorie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,400
Interest Rate
7.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 26, 1998
Sold by
Lord & Essex Inc
Bought by
Matthews David and Matthews Evgenia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.19%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $226,000 Attorneys Ttl Guaranty Fund
Special Warranty Deed -- First American Title
Sheriffs Deed $241,908 None Available
Interfamily Deed Transfer -- --
Warranty Deed $173,000 First American Title Ins Co
Warranty Deed $127,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,000 Stand Alone Second
Open $221,906 FHA
Previous Owner $32,700 Credit Line Revolving
Previous Owner $177,600 Unknown
Previous Owner $202,917 Unknown
Previous Owner $138,400 Purchase Money Mortgage
Previous Owner $10,000 Credit Line Revolving
Previous Owner $100,000 No Value Available
Closed $34,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2019 08/28/19 Sold $226,000 +5.1% $109 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
07/18/2019 07/18/19 For Sale $215,000 +104.6% $104 / Sq Ft
08/29/2014 08/29/14 Sold $105,100 -12.3% $76 / Sq Ft
07/18/2014 07/18/14 Pending -- -- --
06/09/2014 06/09/14 Price Changed $119,900 -7.1% $87 / Sq Ft
05/08/2014 05/08/14 Price Changed $129,000 -13.9% $93 / Sq Ft
04/01/2014 04/01/14 For Sale $149,800 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,837 $77,002 $13,374 $63,628
2022 $5,837 $70,644 $12,270 $58,374
2021 $5,503 $64,811 $11,257 $53,554
2020 $5,321 $62,318 $10,824 $51,494
2019 $5,574 $58,067 $10,824 $47,243
2018 $5,464 $54,661 $10,189 $44,472
2017 $5,165 $50,379 $9,391 $40,988
2016 $2,483 $47,752 $8,901 $38,851
2015 $2,346 $43,020 $8,019 $35,001
2014 -- $41,767 $7,785 $33,982
2013 -- $42,189 $7,864 $34,325
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10450242

Midwest Real Estate Data (MRED)

APN: 03-02-449-005