320 9th St SW Spencer, IA 51301
4
Beds
2
Baths
1,528
Sq Ft
9,531
Sq Ft Lot
Highlights
- Deck
- Corner Lot
- Forced Air Heating and Cooling System
- Main Floor Bedroom
- 2 Car Attached Garage
- Bathroom on Main Level
About This Home
As of May 2025Carefree Living Awaits—Unlock the door to a lifestyle where rejuvenated and comforts come together. This split-level treasure is more than a house; it’s the foundation of your next chapter, situated on a spacious corner lot. The two-car attached garage and a host of thoughtful updates ensure your peace of mind and daily ease. Newly installed windows invite the sunshine to fill every corner. For added security, hardwired smoke alarms provide an extra layer of protection and a radon mitigation system for peace of mind. The lower level of the home features a flexible family room, a convenient laundry area and a 3/4 bath. Enclosed deck offers a cozy nook for relaxation. Mature, majestic trees surround the property, creating an atmosphere of serenity and natural beauty. Call time-out from your hectic house hunting and step in your next great adventure!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,285
Year Built
- Built in 1976 | Remodeled
Lot Details
- 9,531 Sq Ft Lot
- Lot Dimensions are 85 x 115
- Corner Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Frame Construction
- Asphalt Roof
- Stick Built Home
- Masonite
Interior Spaces
- 1,528 Sq Ft Home
- 2-Story Property
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
Additional Features
- Deck
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 963618352001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
May 28, 2025
Sold by
Kunert Properties Llc
Bought by
Guzman Jose A Diaz and Gonzalez Luzleida
Seller's Agent
Kelly Bierl
Hometown Realty
Buyer's Agent
Katie Muhlbauer
Integrity Real Estate
List Price
$150,000
Sold Price
$142,000
Premium/Discount to List
-$8,000
-5.33%
Views
29
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-24.93%
Original Mortgage
$139,428
Outstanding Balance
$135,152
Interest Rate
6.81%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage
Estimated Equity
$1,651
Purchase Details
Listed on
Sep 26, 2024
Closed on
Oct 14, 2024
Sold by
Hope Haven Inc
Bought by
Kunert Properties Llc
Seller's Agent
Kari Stave
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Kelly Bierl
Hometown Realty
List Price
$59,900
Sold Price
$59,900
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
302.36%
Similar Homes in Spencer, IA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $142,000 | None Listed On Document | |
| Warranty Deed | $60,000 | None Listed On Document | |
| Warranty Deed | $60,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $139,428 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Closed | $139,428 | FHA | |
| Closed | $7,100 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $142,000 | -5.3% | $93 / Sq Ft |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | For Sale | $150,000 | +150.4% | $98 / Sq Ft |
| 10/15/2024 10/15/24 | Sold | $59,900 | 0.0% | $69 / Sq Ft |
| 09/27/2024 09/27/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $59,900 | -- | $69 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $147,790 | $18,090 | $129,700 |
| 2023 | -- | $147,790 | $18,090 | $129,700 |
| 2022 | $0 | $129,030 | $18,090 | $110,940 |
| 2021 | $0 | $121,350 | $18,090 | $103,260 |
| 2020 | $0 | $108,080 | $18,090 | $89,990 |
| 2019 | $0 | $0 | $0 | $0 |
| 2018 | $0 | $0 | $0 | $0 |
| 2017 | $0 | $0 | $0 | $0 |
| 2016 | -- | $0 | $0 | $0 |
| 2015 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Bierl
Seller's Agent in 2025
Kelly Bierl
Hometown Realty
(712) 260-5711
267 Total Sales
-
Katie Muhlbauer
Buyer's Agent in 2025
Katie Muhlbauer
Integrity Real Estate
(712) 790-7010
110 Total Sales
-
Kari Stave
Seller's Agent in 2024
Kari Stave
EXIT Realty Midwest- Spencer/Emmetsburg
(712) 363-2691
169 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 250299
APN: 9636-18-352-001
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