NOT LISTED FOR SALE

320 Prudence Ln Panama City, FL 32408

Upper Grand Lagoon Neighborhood

Estimated Value: $359,000 - $396,000

3 Beds
3 Baths
1,560 Sq Ft
$242/Sq Ft Est. Value

Last Sold December 28, 2018

Last sale price $228,000 $146 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $2,316/month

172 Days on Market

Highlights

  • Newly Painted Property
  • Cathedral Ceiling
  • Cul-De-Sac
  • J.R. Arnold High School Rated A-
  • Converted Garage
  • Skylights

About This Home

As of December 2018

BACK ON THE MARKET BECAUSE BUYERS LOAN FELL THROUGH You're gonna LOVE this home! Sits at the end of the cul-de-sac! New Architectural Shingle Roof Installed in 2016! 2 Master Bedrooms! Home features open floorplan with high ceilings and plenty of natural light from multiple skylights in the home, cozy fireplace, new vinyl plank flooring throughout, new stainless kitchen appliances. The master suite is tucked away from the other 2 bedrooms to provide privacy. Freshly Painted inside and out! The fully fenced backyard is huge, has beautiful mature magnolia and orange trees, plenty of space for children and dogs to run around, room for RV, boats, and other toys with access thru double gate on the side. Close to the beaches and St. Andrews State Park, marina, Navy base, shopping and restaurants

Last Agent to Sell the Property

Ramil Zartdinov

Local Insight Realty License #3315537 Listed on: 06/21/2018

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,140

Year Built

  • Built in 1985 | Remodeled

Lot Details

  • 10,237 Sq Ft Lot
  • Lot Dimensions are 90x114
  • Property fronts a private road
  • Cul-De-Sac
  • Street terminates at a dead end
  • Fenced
  • Landscaped
  • Interior Lot
  • Sprinkler System

HOA Fees

  • $22 Monthly HOA Fees

Home Design

  • Newly Painted Property
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,560 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Skylights
  • Fireplace
  • Living Room
  • Storm Doors
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Parking

  • Converted Garage
  • Driveway

Outdoor Features

  • Patio

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Electric Water Heater
  • Septic Tank

Community Details

  • Association fees include legal/accounting
  • North Lagoon Heights Phase II Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,140

Year Built

Built in 1985 | Remodeled

Lot Details

0

HOA Fees

$22 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Detached
  • Lot Size Acres: 0.23
  • Lot Size: 90x114
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: North Lagoon Heights Phase II
  • Architectural Style: Ranch
  • Unit Levels: One
  • Property Attached Yn: No
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator
  • Interior Amenities: Cathedral Ceiling(s), Fireplace, New Paint, Pantry, Remodeled, Split Bedrooms, Skylights
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace: Yes
  • Living Area: 1560.0
  • Dining Room Type: Kitchen, Living Room, Primary Bedroom
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced, Full, Privacy
  • Waterfront: No
  • Construction Type: Frame, Wood Siding
  • Exterior Features: Sprinkler/Irrigation, Patio
  • Foundation Details: Slab
  • Property Condition: Updated/Remodeled
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Driveway, Converted Garage

Utilities

  • Utilities: Electricity Connected, Septic Available, Water Connected
  • Cooling: Central Air, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Association Fee: 265.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Legal/Accounting

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cul-De-Sac, Dead End, Interior Lot, Landscaped
  • Lot Size Sq Ft: 10237.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 1140.0
  • Tax Year: 2017

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2018
Closed on
Dec 27, 2018
Sold by
Teddy Denise H and Teddy C
Bought by
Shaffer Brandi R and Shaffer David T
Seller's Agent
Ramil Zartdinov
Local Insight Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$239,900
Sold Price
$228,000
Premium/Discount to List
-$11,900
-4.96%
Current Estimated Value
$376,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,934
Avg. Annual Appreciation
7.83%
Original Mortgage
$223,870
Outstanding Balance
$201,033
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$175,901

Purchase Details

Listed on
Dec 1, 2015
Closed on
Feb 25, 2016
Sold by
Deutsche Bank National Trust Company
Bought by
Null Denise H and Null Teddy C
Seller's Agent
Stephanie McCall
RealHome Services and Solutions Inc.
Buyer's Agent
Ramil Zartdinov
Local Insight Realty
List Price
$128,300
Sold Price
$102,709
Premium/Discount to List
-$25,591
-19.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.07%
Original Mortgage
$88,200
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2015
Sold by
Adkins Brenda and Adkins Tommy
Bought by
Deutsche Bank National Trust Company
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shaffer Brandi R $228,000 United Title Group Llc
Null Denise H $98,000 Diamond Title Agency Inc
Deutsche Bank National Trust Company $79,900 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shaffer Brandi R $36,651
Open Shaffer Brandi R $223,870
Previous Owner Null Denise H $88,200
Previous Owner Adkins Tommy $160,000
Previous Owner Adkins Thomas $112,000
Previous Owner Adkins Tommy E $83,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/20/2022 10/20/22 Off Market $228,000 -- --
10/20/2022 10/20/22 Off Market $102,709 -- --
12/28/2018 12/28/18 Sold $228,000 -5.0% $146 / Sq Ft
12/10/2018 12/10/18 Pending -- -- --
06/21/2018 06/21/18 For Sale $239,900 +133.6% $154 / Sq Ft
04/11/2016 04/11/16 Sold $102,709 -19.9% $82 / Sq Ft
01/20/2016 01/20/16 Pending -- -- --
12/01/2015 12/01/15 For Sale $128,300 -- $102 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,922 $232,915 $78,190 $154,725
2023 $2,922 $229,623 $75,346 $156,316
2022 $2,462 $208,748 $0 $0
2021 $2,316 $189,771 $52,435 $137,336
2020 $2,342 $189,241 $51,223 $138,018
2019 $2,272 $181,185 $42,485 $138,700
2018 $1,159 $89,407 $0 $0
2017 $1,140 $87,283 $0 $0
2016 $1,319 $99,671 $0 $0
2015 $771 $92,307 $0 $0
2014 $760 $91,574 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ramil Zartdinov

    Seller's Agent in 2018

    Ramil Zartdinov

    Local Insight Realty

    (850) 819-1418

    46 in this area

    269 Total Sales

    Ramil Zartdinov
    Section Image

  • N

    Buyer's Agent in 2018

    Non Member

    NON-MEMBER OFFICE

  • S

    Seller's Agent in 2016

    Stephanie McCall

    RealHome Services and Solutions Inc.

    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 673241

Central Panhandle Association of REALTORS®

APN: 30166-416-205

Florida Bay County Panama City 32408 Upper Grand Lagoon

320 Prudence Ln, Panama City, FL

This home is located at 320 Prudence Ln, Panama City, FL 32408 since 21 June 2018 and is currently estimated at $376,934, approximately $241 per square foot. This property was built in 1985. 320 Prudence Ln is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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