$189,900
$10K PRICE DROP

320 W Seminary St Owenton, KY 40359

Estimated payment $1,126/month

Total Views 8,563
3 Beds
1.5 Baths
1,568 Sq Ft
$121 Price per Sq Ft

Highlights

  • Wood Burning Stove
  • Bonus Room
  • Enclosed Patio or Porch
  • 1 Fireplace
  • No HOA
  • Formal Dining Room

About This Home

Welcome to this solidly built 3-bedroom, 1.5-bath home, full of character and promise! Nestled in a quiet, established neighborhood, this property offers ''great bones'' and endless potential. Whether you're an investor, a first-time buyer with vision, or someone looking to create a custom home, this is the opportunity you've been waiting for. Inside, you'll find generously sized rooms and a flexible layout, including potential for a 4th bedroom. A full, unfinished basement offers ample space for future expansion—perfect for a home gym, entertainment area, or additional living quarters. Step outside and enjoy the spacious backyard—ideal for gardening, play, or simply relaxing. A concrete patio provides the perfect setting for outdoor dining, entertaining, or gathering with family and friends. Out front, a large, partially covered porch invites you to sit back and unwind in the shade. While the home does need some TLC, it's priced to reflect its condition and is brimming with potential. A true diamond in the rough, just waiting for the right touch. Don't miss your chance to turn this solid foundation into something truly special!

Listing Agent

Sonya Jones

Golden Triangle Realty, LLC License #283464 Listed on: 07/30/2025

Co-Listing Agent

Bradley Jones

Golden Triangle Realty, LLC License #284184

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1935

Lot Details

  • 0.37 Acre Lot
  • Level Lot

Home Design

  • Block Foundation
  • Shingle Roof
  • Composition Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,568 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Double Hung Windows
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Concrete Flooring
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 049-50-00-013.00

Home Details

Home Type

Single Family

Year Built

Built in 1935

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.37
  • Year Built: 1935
  • Lot Size: 16117
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432501122
  • Co List Office Phone: 502-484-0007
  • Ownership: Consumer
  • Directions: GPS 320 W Seminary Street, Owenton
  • Architectural Style: Other
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 16117
  • General Property Description:Approx SqFt2: 1568.0
  • Remarks Misc:Agent Only Remarks: This listing is being sold ''as-is''; homeowner requires 24 hour notice for showings
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.37
  • General Property Description:Living Area: 1568.0
  • General Property Description:Lot Size Square Feet: 12250.0
  • Structure Type:House: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 049-50-00-013.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Roof:Asphalt: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Entrance Foyer, Ceiling Fan(s)
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning Stove
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1568.0
  • Window Features: Double Hung
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Electric Range: Yes
  • Basement:Concrete Flooring: Yes
  • Fireplace Features:Wood Burning Stove: Yes

Exterior Features

  • Roof: Asphalt, Composition, Shingle
  • Lot Features: Level
  • Construction Type: Aluminum Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Enclosed, Porch
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Level: Yes
  • Patio and Porch Features:Enclosed: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, No Garage, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 12250.0

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,537 $129,900 $0 $0
2024 $1,138 $98,900 $0 $0
2023 $1,149 $98,900 $0 $0
2022 $1,136 $98,900 $0 $0
2021 $1,137 $98,900 $10,000 $88,900
2020 $1,162 $98,900 $10,000 $88,900
2019 $1,164 $98,900 $0 $0
2018 $556 $86,500 $0 $0
2017 $545 $86,500 $0 $0
2016 $558 $86,500 $0 $0
2015 $551 $86,500 $86,500 $0
2013 $894 $86,500 $0 $0
2012 $894 $86,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Price Changed $189,900 -5.0% $121 / Sq Ft
07/30/2025 07/30/25 For Sale $199,900 -- $127 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $1,934,380 None Listed On Document
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes -- None Listed On Document
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $1,455,100 None Listed On Document
Deed $2,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634830

Northern Kentucky Multiple Listing Service

APN: 049-50-00-013.00