$890,000
SOLD JUL 1, 2025

3227 Highgate Terrace Loop Folsom, CA 95630

Folsom Ranch Neighborhood
4 Beds
3 Baths
2,407 Sq Ft
4,887 Sq Ft Lot

Recently Sold

$370 Per Sq Ft

2% Below List Price

9 Days on Market

Highlights

  • Private Pool
  • City View
  • Clubhouse
  • Folsom Middle School Rated A
  • Built-In Refrigerator
  • Property is near a clubhouse

About This Home

As of July 2025

Welcome to this beautifully upgraded home in Folsom's premier community of Russell Ranch. Built in 2021 on a private street, this spacious residence features a functional, light and bright layout with 4 bedrooms plus a loft, 3 full bathrooms, and a smart open-concept design. The gourmet kitchen boasts quartz countertops, a large island, stainless steel appliances, and walk-in pantry. Enjoy LVP flooring, energy-efficient upgrades, OWNED solar, and a full bed and bath downstairs. The flexible upstairs loft separates secondary bedrooms- creating a private wing perfect for kids, guests, or office space. The backyard is professionally landscaped and ready for summer BBQs or peaceful evenings under the stars. The 3 car garage is finished with insulated walls and above head storage racks. Residents of Russell Ranch enjoy exclusive access to the resort-style clubhouse, pools, and scenic walking trails. Close to top-rated schools, shopping, and dining. This move-in-ready home combines modern style with unbeatable community amenities!

Last Agent to Sell the Property

Amanda Gibson

Realty ONE Group Complete License #01893242 Listed on: 05/21/2025

Realty ONE Group Complete

Last Buyer's Agent

Brandon Butler

eXp Realty of California Inc. License #02144146

eXp Realty of California Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,513

Year Built

  • Built in 2021

Lot Details

  • 4,887 Sq Ft Lot
  • South Facing Home
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Property is zoned single-family residential use

HOA Fees

  • $237 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Driveway

Property Views

  • City
  • Valley

Home Design

  • Mediterranean Architecture
  • Concrete Foundation
  • Slab Foundation
  • Blown Fiberglass Insulation
  • Ceiling Insulation
  • Floor Insulation
  • Spanish Tile Roof
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,407 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • <<energyStarQualifiedWindowsToken>>
  • Window Screens
  • Combination Dining and Living Room
  • Recreation Room with Fireplace
  • Loft

Kitchen

  • Walk-In Pantry
  • Free-Standing Gas Oven
  • <<selfCleaningOvenToken>>
  • Gas Cooktop
  • Range Hood
  • <<microwave>>
  • Built-In Refrigerator
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 3 Full Bathrooms
  • Tile Bathroom Countertop
  • Secondary Bathroom Double Sinks
  • Soaking Tub
  • <<tubWithShowerToken>>
  • Separate Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry on upper level
  • 220 Volts In Laundry
  • Gas Dryer Hookup

Home Security

  • Prewired Security
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Appliances
  • Energy-Efficient Construction
  • Energy-Efficient Lighting
  • Energy-Efficient Insulation
  • Energy-Efficient Thermostat

Outdoor Features

  • Private Pool
  • Covered patio or porch

Location

  • Property is near a clubhouse

Utilities

  • Central Air
  • Cooling System Powered By Renewable Energy
  • Underground Utilities
  • 220 Volts
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 072-3600-028-0000

Community Details

Overview

  • Association fees include common areas, pool, recreation facility
  • Landmark Limited Association, Phone Number (916) 746-0011
  • Built by Anthem United Iron Ridge Homes Limited
  • Russell Ranch Phase 1, Village 8 Subdivision, Plan 2
  • Mandatory home owners association
  • Greenbelt

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Outdoor Game Court
  • Recreation Facilities
  • Community Pool
  • Community Spa
  • Trails

Additional Features

  • Net Lease
  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,513

Year Built

Built in 2021

Lot Details

0

HOA Fees

$237 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Restrictions: Exterior Alterations, See Remarks
  • Year Built: 2021
  • Architectural Style: Mediterranean
  • Levels: Two
  • Subdivision: Russell Ranch Phase 1, Village 8
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Free Standing Gas Oven, Free Standing Gas Range, Gas Cook Top, Gas Water Heater, Built-In Refrigerator, Hood Over Range, Dishwasher, Disposal, Microwave, Self/Cont Clean Oven, Tankless Water Heater, ENERGY STAR Qualified Appliances, Other
  • Flooring: Other
  • Master Bathroom Features: Shower Stall(s), Double Sinks, Soaking Tub, Tile, Walk-In Closet, Window
  • Total Bathrooms: 3
  • Bathroom Features: Shower Stall(s), Double Sinks, Tile, Tub w/Shower Over, See Remarks, Other
  • Dining Room Features: Dining/Living Combo
  • Kitchen Features: Pantry Closet, Quartz Counter, Slab Counter, Island w/Sink
  • Living Room Features: Other
  • Main Level: Bedroom(s), Living Room, Dining Room, Full Bath(s), Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 369.75
  • Square Footage: 2407.00
  • Window Features: Dual Pane Full, Window Screens

Exterior Features

  • Other Structures: Other
  • Builder Name: Anthem United Iron Ridge Homes Limited
  • Construction Materials: Ceiling Insulation, Floor Insulation, Stucco, Wall Insulation
  • Property Faces: South
  • Disclosures/Documents: Association Docs, CC&Rs, Seller Property Questionnaire, TDS Available, Natural Hazard Disclosure Available, See Remarks
  • Fencing: Back Yard, Wood
  • Foundation: Concrete, Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 910000.00
  • Lot Features: Auto Sprinkler F&R, Close to Clubhouse, Curb(s)/Gutter(s), Street Lights, Landscape Back, Landscape Front, See Remarks, Low Maintenance
  • New Construction: No
  • Patio And Porch Features: Covered Patio
  • Pool Features: Common Facility
  • Pool: Yes
  • Property Condition: Original
  • Road Surface Type: Asphalt, Paved
  • Roof: Spanish Tile
  • Spa: No
  • Topography: Level,Level
  • View Description: City, Valley

Garage/Parking

  • Garage Spaces: 3.00
  • Parking Features: Attached, Garage Door Opener
  • Driveway/Sidewalks: Paved Sidewalk, Sidewalk/Curb/Gutter, Paved Driveway

Utilities

  • Security: Carbon Mon Detector, Fire Alarm, Security System Prewired, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public, Underground Utilities, Internet Available
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts, 220 Volts in Laundry
  • Heating: Fireplace(s), Gas
  • Laundry Features: Cabinets, Gas Hook-Up, Upper Floor
  • Water Source: Meter on Site

Condo/Co-op/Association

  • Association Features: Barbeque, Pool, Clubhouse, Rec Room w/Fireplace, Recreation Facilities, Game Court Exterior, Spa/Hot Tub, Trails, See Remarks, Other
  • Association Fee: 237
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Areas, Pool, Recreation Facility
  • Association Name: Landmark Limited
  • Association Phone: (916) 746-0011
  • Association: Yes
  • Pets Allowed: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Folsom-Cordova

Lot Info

  • Zoning: single-family residential use
  • Irrigation: Public District
  • Lot Size Acres: 0.1122
  • Lot Size Sq Ft: 4887.00

Green Features

  • Energy Efficient: Appliances, Insulation, Construction, Lighting, Cooling, Thermostat, Water Heater, Windows

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 072-3600-028-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Jun 23, 2025
Sold by
Gibson Grant Michael and Gibson Amanda Nicole
Bought by
Gupta Saurabh and Gupta Sanitha Babu
Seller's Agent
Amanda Gibson
Realty ONE Group Complete
Buyer's Agent
Brandon Butler
eXp Realty of California Inc.
List Price
$910,000
Sold Price
$890,000
Premium/Discount to List
-$20,000
-2.2%
Views
13

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-82.71%
Original Mortgage
$570,000
Outstanding Balance
$570,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$259,668

Purchase Details

Closed on
Apr 27, 2021
Sold by
Anthem United Iron Ridge Homes Limited P
Bought by
Gibson Grant Michael and Gibson Amanda Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$669,880
Interest Rate
3.1%
Mortgage Type
VA

Purchase Details

Closed on
Jul 6, 2020
Sold by
Drp Ca 2 Llc
Bought by
Anthem United Iron Ridge Homes Limited P
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $890,000 First American Title Company
Grant Deed $890,000 First American Title Company
Grant Deed $670,000 First American Title Company
Grant Deed $2,181,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $570,000 New Conventional
Closed $570,000 New Conventional
Previous Owner $669,880 VA
Previous Owner $0 Commercial
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 Sold $890,000 -2.2% $370 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
05/21/2025 05/21/25 For Sale $910,000 -- $378 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,513 $710,880 $212,241 $498,639
2023 $11,356 $696,942 $208,080 $488,862
2022 $11,628 $683,277 $204,000 $479,277
2021 $6,854 $293,236 $198,236 $95,000
2020 $4,436 $174,474 $174,474 $0
2019 $3,877 $140,451 $140,451 $0
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2025

    Amanda Gibson

    Realty ONE Group Complete

    (760) 889-5482

    1 in this area

    1 Total Sale

    Amanda Gibson
    Section Image
  • Brandon Butler

    Buyer's Agent in 2025

    Brandon Butler

    eXp Realty of California Inc.

    (916) 545-0821

    2 in this area

    46 Total Sales

    Brandon Butler
    Section Image
See All Agents

Map

Source: MetroList

MLS Number: 225065668

MetroList

APN: 072-3600-028

California Sacramento County Folsom 95630 Folsom Ranch

3227 Highgate Terrace Loop, Folsom, CA

This home is located at 3227 Highgate Terrace Loop, Folsom, CA 95630 and is currently priced at $890,000, approximately $369 per square foot. This property was built in 2021. 3227 Highgate Terrace Loop is a home with nearby schools including Folsom Middle School, Folsom Educational Academy, and Fusion Academy Folsom.

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