NOT LISTED FOR SALE

Estimated Value: $1,980,000 - $2,083,657

4 Beds
2.5 Baths
2,370 Sq Ft
$855/Sq Ft Est. Value

Last Sold December 18, 2020

Last sale price $1,775,000 $749 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $13,057/month

39 Days on Market

Highlights

  • Updated Kitchen
  • Waterfront
  • Mediterranean Architecture
  • Edison Elementary School Rated A
  • Wood Flooring
  • No HOA

About This Home

As of December 2020

Built in 1932 in a highly desirable Fernside location, this elegant Mediterranean-style home offers vintage style & charm on an expansive waterfront lot w/ over water deck and deep water dock. Spacious at nearly 2400sf, the home offers 4BR, 2.5BA, formal living/dining rooms, a study, an updated eat-in kitchen, laundry room & attached garage. Large, sunny rooms, arched doorways, wrought iron railings, vintage wood floors, original millwork and built-ins are just some of the many elegant features. The beautiful living room has a barrel ceiling and oak floor & fireplace, & the spacious primary bedroom has water views & a walk-in cedar closet. Freshly painted inside/out and new+refreshed landscaping. An easy bike ride to Lincoln Park, Edison Elementary & Lincoln Middle schools. Convenient to Encinal Market/Nob Hill Foods, BART, freeways. Sail off on San Francisco Bay from your own dock at the end of a long day, or take in the sunrise before the day begins. This is an exceptional home!

Last Agent to Sell the Property

Kate McCaffrey

Compass License #01355206 Listed on: 10/08/2020

Compass

Last Buyer's Agent

Amy Loughran

Compass License #01445334

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $25,197

Year Built

  • Built in 1932

Lot Details

  • 6,439 Sq Ft Lot
  • Waterfront
  • Garden
  • Back Yard Fenced and Front Yard

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Mediterranean Architecture
  • Composition Roof
  • Stucco

Interior Spaces

  • 3-Story Property
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Water Views

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • No Cooling
  • Forced Air Heating System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Bay East Association
  • East End Subdivision

Listing and Financial Details

  • Assessor Parcel Number 69109153

Home Details

Home Type

Single Family

Est. Annual Taxes

$25,197

Year Built

Built in 1932

Lot Details

0

Parking

1

Listing Details

  • Stories: 3
  • Year Built: 1932
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Subdivision Name: EAST END
  • Directions: High to Fernside
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • New Construction: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Flooring: Hardwood
  • Appliances: Gas Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Formal Dining Room, Office, Study, Eat-in Kitchen, Updated Kitchen
  • Room Kitchen Features: Eat In Kitchen, Updated Kitchen

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Back Yard
  • Lot Features: Premium Lot
  • Pool Features: None
  • Pool Private: No
  • View: Water
  • View: Yes
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Back Yard, Front Yard, Garden/Play
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Parking Features: Attached, Off Street

Utilities

  • Heating: Forced Air
  • Cooling: None
  • Laundry Features: Laundry Room
  • Cooling Y N: No
  • Heating Yn: Yes
  • Electric: No Solar
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Name: BAY EAST
  • Association: No

Schools

  • Senior High School District: Alameda (510) 748-4000

Lot Info

  • Lot Size Sq Ft: 6439
  • Parcel Number: 69109153
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2020
Closed on
Dec 2, 2020
Sold by
Borgh Necia M and Borgh Family Trust
Bought by
Tse Spencer and Zimmermann Elike
Seller's Agent
Kate McCaffrey
Compass
Buyer's Agent
Amy Loughran
Compass
List Price
$1,595,000
Sold Price
$1,775,000
Premium/Discount to List
$180,000
11.29%
Total Days on Market
39
Current Estimated Value
$2,026,664

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$251,664
Avg. Annual Appreciation
2.84%
Original Mortgage
$1,331,250
Outstanding Balance
$1,187,936
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$838,728

Purchase Details

Closed on
Apr 19, 2018
Sold by
Borgh Michael J and Borgh Necia M
Bought by
Borgh Michael J and Borgh Necia M

Purchase Details

Closed on
Apr 14, 2010
Sold by
Tennant Nicholas M and The Robert & Arlene Tennant 19
Bought by
Michiels Borgh Michael Joseph and Michiels Borgh Necia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$696,000
Interest Rate
4.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2008
Sold by
Tennant Arlene F and The Robert & Arlene Tennant 19
Bought by
Tennant Nicholas M and The Robert & Arlene Tennant 19
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tse Spencer $1,775,000 Fidelity National Title Co
Borgh Michael J -- None Available
Michiels Borgh Michael Joseph $870,000 Placer Title Company
Tennant Nicholas M -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tse Spencer $1,331,250
Previous Owner Borgh Michael Joseph $625,500
Previous Owner Michiels Borgh Michael Joseph $696,000
Previous Owner Tennant Nick $275,000
Previous Owner Tennant Robert H $206,000
Previous Owner Tennant Robert H $212,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/04/2025 02/04/25 Off Market $1,775,000 -- --
12/18/2020 12/18/20 Sold $1,775,000 +11.3% $749 / Sq Ft
11/16/2020 11/16/20 Pending -- -- --
10/08/2020 10/08/20 For Sale $1,595,000 -- $673 / Sq Ft
Source: Bay East Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $25,197 $1,914,295 $768,518 $1,152,777
2024 $25,197 $1,876,630 $753,452 $1,130,178
2023 $24,169 $1,846,710 $738,684 $1,108,026
2022 $23,603 $1,803,500 $724,200 $1,086,300
2021 $23,070 $1,768,000 $710,000 $1,065,000
2020 $14,238 $1,026,808 $308,042 $718,766
2019 $13,578 $1,006,676 $302,003 $704,673
2018 $13,230 $986,944 $296,083 $690,861
2017 $12,605 $967,595 $290,278 $677,317
2016 $12,633 $948,630 $284,589 $664,041
2015 $12,595 $934,388 $280,316 $654,072
2014 $11,952 $916,091 $274,827 $641,264
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay East Association of REALTORS®

MLS Number: 40924379

Bay East Association of REALTORS®

APN: 069-0109-153-00