$290,000
SOLD JUN 13, 2025

324 E Beach Dr Unit 301 Panama City, FL 32401

1 Bed
1 Bath
664 Sq Ft
$700/mo HOA Fee

Recently Sold

$437 Per Sq Ft

5 Days on Market

Highlights

  • Boat Dock
  • Home fronts a seawall
  • In Ground Pool
  • Beach
  • Deeded access to the beach
  • Fishing

About This Home

As of June 2025

''Welcome to this stunning one-bedroom, one-bath condo that has been completely remodeled -- a perfect blend of modern elegance and coastal charm.''''If you're looking for a low-maintenance lifestyle in a peaceful community, this is the place for you. Conveniently located near shopping at Jute and Palm, or enjoying a delicious lunch at Trigos -- everything you need is just minutes away.''''Imagine relaxing by the gulf front pool, parking your boat on-site, or exploring water sports galore -- all right at your fingertips. Coastal living has never been easier or more enjoyable.''''Whether you're dining out for dinner or browsing the Saturday market, you'll find exciting options just a short walk from your door. Discover some of Panama City's best hidden gems.''''Ready to see what life at Cove Harbor is all about? Give me a call, and let's go explore your next home -- where comfort, convenience, and coastal living come together.''Professional photos coming later today!

Last Agent to Sell the Property

Sandi Smith

Dalton Wade Inc Listed on: 05/21/2025

Dalton Wade Inc

Last Buyer's Agent

Ron Carroll

Probitas Realty, Inc. License #0703272

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,182

Year Built

  • Built in 1985

Lot Details

  • Home fronts a seawall
  • Landscaped

HOA Fees

  • $700 Monthly HOA Fees

Property Views

  • Bay
  • Bayou

Home Design

  • Entry on the 3rd floor

Interior Spaces

  • 664 Sq Ft Home
  • Living Room
  • Closed Circuit Camera

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • Paved Parking
  • Additional Parking
  • Parking Lot
  • Assigned Parking

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities

Community Details

Overview

  • Association fees include clubhouse, cable TV, insurance, legal/accounting, pool(s), sewer, trash, water
  • Lorie Blue Association
  • Low-Rise Condominium
  • Cove Harbor Subdivision

Amenities

  • Clubhouse
  • Elevator

Recreation

  • Boat Dock
  • Beach
  • Community Pool
  • Fishing
  • Park

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,182

Year Built

Built in 1985

Lot Details

0

HOA Fees

$700 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Condominium
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Cove Harbor
  • Architectural Style: Low Rise
  • Entry Level: 3
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Living Area: 664.0
  • Dining Room Type: Bedroom, Full Bath, Kitchen, Living Room

Exterior Features

  • Pool Features: Fenced, In Ground, Pool, Community
  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bay Access, Dock Access, Shoreline - Sand, Seawall, Shoreline - Natural, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Additional Parking, Assigned, Boat, Paved, Parking Lot
  • Garage: No

Utilities

  • Utilities: Cable Connected, Underground Utilities
  • Security Features: Closed Circuit Camera(s), Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 2101.0
  • Community Features: Beach, Clubhouse, Dock, Elevator, Fishing, Park, Waterfront, Pool, Sidewalks
  • Amenities: Beach Rights, Dock
  • Association Fee Frequency: Quarterly
  • Association Name: Lorie Blue
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Insurance, Legal/Accounting, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Landscaped, Waterfront

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 3182.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Jun 13, 2025
Sold by
Hill Top One Llc
Bought by
Williams Charles L and Williams Vicki L
Seller's Agent
Sandi Smith
Dalton Wade Inc
Buyer's Agent
Ron Carroll
Probitas Realty, Inc.
List Price
$289,000
Sold Price
$290,000
Premium/Discount to List
$1,000
0.35%
Views
1
Current Estimated Value
$283,992

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,008
Avg. Annual Appreciation
-8.35%

Purchase Details

Listed on
Aug 10, 2023
Closed on
Sep 11, 2023
Sold by
Capps Niki Lolley
Bought by
Hill Top One Llc
Seller's Agent
Kim Barnard
Coastal Choice Realty LLC
Buyer's Agent
Sandi Smith
Realty ONE Group Emerald Coast
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.53%

Purchase Details

Closed on
Sep 13, 2021
Sold by
Kelley Larry Gene and Kelley Nancy Sue
Bought by
Capps Niki Lolley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2015
Sold by
Kelley Larry and Kelley Nancy
Bought by
Kelley Larry Gene and Liv Nancy Sue Kelley

Purchase Details

Closed on
May 8, 2015
Sold by
Roth Amy Renee
Bought by
Kelley Larry and Kelley Nancy

Purchase Details

Closed on
Jul 30, 2013
Sold by
Ware Todd
Bought by
Roth Amy Renee

Purchase Details

Closed on
Jun 14, 2007
Sold by
Ivers Vincent M and Ivers Juliette C
Bought by
Ware Virginia
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 Mti Title
Warranty Deed $290,000 Mti Title
Warranty Deed $215,000 South Oak Title
Warranty Deed $215,000 South Oak Title
Warranty Deed $190,000 None Available
Interfamily Deed Transfer -- Attorney
Warranty Deed $70,000 First American Title Ins Co
Warranty Deed $50,000 None Available
Warranty Deed $175,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $171,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $290,000 +0.3% $437 / Sq Ft
05/26/2025 05/26/25 Pending -- -- --
05/21/2025 05/21/25 For Sale $289,000 +34.4% $435 / Sq Ft
09/11/2023 09/11/23 Sold $215,000 -4.4% $324 / Sq Ft
09/04/2023 09/04/23 Pending -- -- --
08/12/2023 08/12/23 For Sale $225,000 0.0% $339 / Sq Ft
07/05/2022 07/05/22 Off Market $1,000 -- --
08/28/2020 08/28/20 Rented $1,000 0.0% --
08/28/2020 08/28/20 Under Contract -- -- --
06/29/2020 06/29/20 For Rent $1,000 -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,034 $182,750 -- $182,750
2023 $3,034 $161,500 $0 $161,500
2022 $2,684 $161,500 $0 $161,500
2021 $796 $35,062 $0 $35,062
2020 $803 $35,062 $0 $35,062
2019 $567 $35,062 $0 $35,062
2018 $0 $63,750 $0 $0
2017 $0 $70,000 $0 $0
2016 $0 $70,000 $0 $0
2015 $1,236 $78,352 $0 $0
2014 $1,225 $78,352 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 773827

Central Panhandle Association of REALTORS®

APN: 19536-012-000