$360,000
SOLD JUN 30, 2025
3 Beds
2.5 Baths
1,576 Sq Ft
0.26 Acres

Recently Sold

$228 Per Sq Ft

5 Days on Market

Highlights

  • Mature Trees
  • Property is near park
  • Stainless Steel Appliances
  • Prairie Point Elementary School Rated A-
  • Formal Dining Room
  • Skylights

About This Home

As of June 2025

Beautiful 3 bd, 2.1 bath home in the heart of Oswego with basement and modern updates!! Recent improvements include a newer furnace (5 years), air conditioner (4 years) with an Ecobee thermostat and sensor, newer windows (2 years), and brand-new dryer (4 months)! Step inside to a bright and inviting semi-open floor plan with a contemporary feel! Located just 2 miles from downtown Oswego, this home offers easy access to shopping, dining, and local charm! Less than 5 miles to additional amenities and only 15 minutes to I-88-perfect for commuters! Outdoor lovers will enjoy the fenced backyard, nearby park, and prairie path! Adventure awaits with Saw Wee Kee Mountain Bike Trail and Richard Young Hiking Trail just minutes away! Families will appreciate being close to local elementary, middle, and high schools (2-3 miles)! This move-in ready home is the perfect blend of comfort, convenience, and outdoor adventure!

Last Agent to Sell the Property

Jacob Kilts

HomeSmart Realty Group License #475172030 Listed on: 05/22/2025

HomeSmart Realty Group

Last Buyer's Agent

Elizabeth Stephenson

john greene Realtor License #475194958

john greene Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,121

Year Built

  • Built in 1997

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 74x151x80x150
  • Fenced
  • Paved or Partially Paved Lot
  • Irregular Lot
  • Mature Trees

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,576 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near park

Schools

  • Prairie Point Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Arbor Gate Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,121

Year Built

Built in 1997

Lot Details

0

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Arbor Gate
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Walk-In Closet(s)
  • LivingArea: 1576
  • Other Equipment: TV-Cable, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Irregular Lot, Mature Trees
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 190
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: 0
  • Management Contact Name: 0
  • Management Phone: 000-000-0000

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.256
  • Lot Dimensions: 74X151X80X150
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7121
  • Tax Year: 2022
  • Tax Exemptions: Homeowner,Senior,Senior Freeze

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jun 24, 2025
Sold by
Scher Rory
Bought by
Hacker Amanda E and Lumpkin Cody Aaron
Seller's Agent
Jacob Kilts
HomeSmart Realty Group
Buyer's Agent
Elizabeth Stephenson
john greene Realtor
List Price
$360,000
Sold Price
$360,000
Views
28
Current Estimated Value
$365,020

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,020
Avg. Annual Appreciation
2.75%
Original Mortgage
$353,479
Outstanding Balance
$352,580
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
$12,440

Purchase Details

Listed on
Jun 18, 2020
Closed on
Aug 21, 2020
Sold by
Swiatek Dennis
Bought by
Scher Rory
Seller's Agent
Donald Miller
Coldwell Banker Realty
Buyer's Agent
Jennifer Soszko
RE/MAX of Naperville
List Price
$249,900
Sold Price
$237,000
Premium/Discount to List
-$12,900
-5.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$189,600
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2014
Sold by
Bohlen Inga
Bought by
Swiatek Dennis E

Purchase Details

Closed on
Nov 7, 1997
Sold by
Pulte Home Corp
Bought by
Swiatek Dennis E and Bohlen Inga

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,600
Interest Rate
7.42%

Purchase Details

Closed on
Aug 1, 1996
Bought by
Pulte Home Corporation
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 Chicago Title
Warranty Deed $237,000 North American Title
Quit Claim Deed $36,000 None Available
Warranty Deed $151,000 First American Title
Deed $1,600,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $353,479 FHA
Previous Owner $189,600 New Conventional
Previous Owner $120,600 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $360,000 0.0% $228 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
05/23/2025 05/23/25 For Sale $360,000 +51.9% $228 / Sq Ft
08/28/2020 08/28/20 Sold $237,000 -5.2% $150 / Sq Ft View Prior Sale
08/02/2020 08/02/20 Pending -- -- --
07/29/2020 07/29/20 For Sale $249,900 0.0% $159 / Sq Ft
06/27/2020 06/27/20 Pending -- -- --
06/18/2020 06/18/20 For Sale $249,900 -- $159 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,927 $104,501 $25,607 $78,894
2023 $7,121 $92,479 $22,661 $69,818
2022 $7,121 $84,843 $20,790 $64,053
2021 $6,657 $77,130 $18,900 $58,230
2020 $3,906 $73,457 $18,000 $55,457
2019 $3,968 $68,415 $18,000 $50,415
2018 $4,185 $64,489 $17,413 $47,076
2017 $4,238 $60,270 $16,274 $43,996
2016 $4,298 $57,128 $15,426 $41,702
2015 $2,254 $55,464 $14,977 $40,487
2014 -- $52,324 $14,129 $38,195
2013 -- $52,853 $14,272 $38,581
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12368097

Midwest Real Estate Data (MRED)

APN: 03-19-253-010